How many working days does a replacing insurer have to inform an existing insurer of replacement of life insurance?

Answers

Answer 1

Within five business days  does a replacing insurer have to inform an existing insurer of replacement of life insurance

When replacing an current life insurance policy the replacing insurer must notify?

The existing insurer must be informed by the replacing insurer the replacement is in progress. This is achieved by sending a copy of the notice regarding relief and a policy summary. The existing insurance company is given 20 days to save the policy that is being replaced.

What is a replacement policy?

Replacement policy is an insurance policy between an insurance company and a consumer which pledges to pay the insured the reserve value of the subject of the policy if a loss occurs.

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Related Questions

Scarcity reflects our inability to satisfy wants due to: select one:
a. unlimited resources.
b. limited resources.
c. inefficient political systems.
d. unemployed workers.

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Scarcity reflects our inability to satisfy wants due to limited resources.

The two factors that generate scarcity are related to the gap between limited resources and unlimited desires, generating an economic and social problem that impacts the lives of individuals.For a country's economy not to be affected by scarcity, it is essential that there are strategic measures for the conscious use of scarce resources and the planning of public policies for social and economic development.

Therefore, scarcity must be fought with efficient allocation of resources, to avoid that the demand for a resource is greater than the supply and there is an economic imbalance.

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A student may fear the failure of a major exam, so he or she will use self-handicapping behaviors such as ______.

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A student may fear the failure of a major exam, so he or she will use self-handicapping behaviors such as staying out partying the night before the exam.

What are self handicapping behaviors?

This is the term that is used to refer to the process that individuals would have to choose the obstacle that would exist to a behavior because they are trying to protect their esteem in the face of behaviors that may damage their esteem.

Hence we can say that a student may fear the failure of a major exam, so he or she will use self-handicapping behaviors such as staying out partying the night before the exam

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during a lesson on simple machines, ms. zhang set up levers, pulleys, ramps and weights for her third-grade students to manipulate and observe. she noticed that the majority of students were just playing with the materials, for example, launching paper wads with the levers, rather than applying what they had learned about simple machines. what is the best thing ms. zhang could have started with to keep students more on task during the manipulation activity?

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Demonstration and instruction could have started with to keep students more on task during the manipulation activity

Demonstrations can be performed or given as examples of a certain subject or action. The teaching-learning process is carried out in a methodical manner using the demonstration approach. Demonstration frequently takes place when students struggle to relate theories to practical experience or when they find it difficult to comprehend how ideas are applied. Instructions to be given students to look for levers, pulleys, examples in the classroom. Levers are commonly seen in scissors, hole-punchers. Pulleys are commonly employed in the lifting mechanism of blinds and the mechanism used to raise the flag on the flagpole.

When students struggle to relate theories to real-world situations or when they are unable to comprehend how to apply ideas, demonstration is sometimes required. It enhances comprehension of difficult concepts and ideas. Students are encouraged to learn the required material and abilities. The pupils benefit from having a greater comprehension of the material.

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One problem with interpreting the difficulty-adapting-to-life demands criterion is that?

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One problem with interpreting the difficulty-adapting-to-life demands criterion is that whether challenges in determining whether behavior really is maladaptive.

Maladaptive behavior simply refers to the behavior that interferes with the normal activities of an individual and doesn't allow the individual to take part in certain things. Maladaptive behaviors prevents an individual from being able to adapt to a new or difficult situation.

Maladaptive behaviors can be caused by sickness or after the occurrence of a traumatic event. Some common examples of maladaptive behavior include withdrawal, avoidance, passive aggression etc.

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______ of all occupant fatalities involving young drivers occur when the occupant is not wearing a safety belt. 1/8 (one-eighth) 1/4 (one-fourth) 1/3 (one-third) 1/2 (one-half)

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1/8 (one-eighth) of all occupant fatalities involving young drivers occur when the occupant is not wearing a safety belt.

What is safety belt?

Safety belt can be defined as the belt a driver is expected to often use or wear when driving as this safety belt help to protect the driver from injury when the driver crashes his/her vehicle  or when the driver collide with another car.

Safety belt is important as it has help to reduce fatalities rate during crash which is why drivers are often mandated to use safety belt when driving.

When occupant does not wear their safety belt it can be deadly in a situation were the vehicle crashes as the rate of death due to not using safety belt has increase from time to time.

Therefore 1/8 (one-eighth) of all occupant fatalities involving young drivers occur when the occupant is not wearing a safety belt.

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__________ refers to a value characterized by people's intolerance for uncertainty and ambiguity and resulting support for beliefs that promise certainty and conformity.

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Uncertainty Avoidance refers to a value characterized by people's intolerance for uncertainty and ambiguity and resulting support for beliefs that promise certainty and conformity.

People's intolerance of ambiguity and uncertainty, which leads to a preference for ideas and behaviors that guarantee conformity and predictability, is known as uncertainty avoidance. Regardless of the amount of uncertainty in society, some behaviors and social values are nevertheless strongly influenced by uncertainty in certain cultures where it is high and low.

Uncertainty avoidance is one of the individual differences variables studied in relation to cultural values. The opposite variable, uncertainty tolerance, describes individuals embracing the unfamiliar and unknown without anxiety. Individuals who exhibit high levels of uncertainty avoidance tend to view new situations as threatening, whereas people with high levels of uncertainty tolerance are more comfortable with novelty.

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The likelihood that findings in a given study would be found in another setting or study is known as:____.
A. reliability.
B. validity.
C. meta-analysis.
D. generalizability.

Answers

The likelihood that findings in a given study would be found in another setting or study is known as generalizability, as stated in option D and explained below.

What is generalizability?

Generalizability refers to the possibility of generalizing the study's results to different settings. In other words, if the same result found in a study conducted in a certain setting is found in another study conducted in another setting, we have generalizability.

That is why the best way to complete the sentence in the question is the following:

The likelihood that findings in a given study would be found in another setting or study is known as generalizability.

Note: Generalizability is also called external validity, which makes the answer choices a bit confusing. Since option B does not state "external validity" but only "validity," we can assume it refers to internal validity. Therefore, we should still choose option D.

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A belief that one's cultural values, beliefs, and attitudes are superior to others is called _____ ethnocentrism individualism. prejudice attributional complexity

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We can actually deduce here that a belief that one's cultural values, beliefs, and attitudes are superior to others is called ethnocentrism.

What is ethnocentrism?

Ethnocentrism is actually known to be the belief that one's culture and beliefs are more superior than others. In other words, it is the belief in superiority of cultural values.

There are people that ethnocentric. They show it in their relationship with people. Ethnocentrism can be borne out of pride and ego.

It can actually lead to division in ethnicity and tribe making others look inferior.

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Select the best answer: upon arrival to meet the borrower for a signing appointment, a notary signing agent must present a:____.

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A Certified Notary Signing Agent must show government-issued identification when they arrive to meet the borrower for a signing appointment.

Why is it necessary for a Certified Notary Signing Agent to present official identification?

The notary public typically requests identification from each signer to confirm their identity. Additionally, the notary public is required by law to decline the client's request if they do not have a valid form of official identity.

A Certified Notary Signing Agent is who?

A Notary who has received training to handle loan paperwork is known as a Notary Signing Agent. In order to help with the final step of the loan procedure, lenders and title companies employ signing agents as independent contractors.

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what do you mean by death rate​

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Answer:

the percentage of death occurred in a given country or community

Answer:

The ratio between deaths and individuals in a specified population during a particular time period : the incidence of deaths in a given population during a defined time period (such as one year) that is typically expressed per 1000 or 100,000 individuals

Carry on learning :D

If oliver sells a guitar to tobey, and both men feel that they benefited from the transaction:________

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If Oliver sells a guitar to Tobey, and both men feel that they benefited from the transaction Oliver and Tobey value the guitar differently.

Oliver Twist, is a fictional character, a young orphan who is the hero of Charles Dickens's Oliver Twist (1837–39), a singular that illustrates how poverty nurtures crime. this article was most lately revised and up to date by means of John M. Cunningham.

Saffron Hill, with the identical number of references as Pentonville, was the low-class vicinity wherein Oliver turned into the first lead into London and in which lives.

Oliver Twist is born in a workhouse in 1830s England he changed into sad because His mother, whose call no one knows, is determined on the road and dies simply after Oliver's beginning. Oliver spends the primary 9 years of his existence in a badly run domestic for young orphans and then is transferred to a workhouse

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journal and concept notes is same or not

Answers

Answer:no,they are not

Explanation:

Reread the opening dream scene. what can you infer about the relationship between the narrator and dee?

Answers

It can be inferred that Dee used several strategies to demonstrate to her mother and sister that she was brighter than they were.

Who is Dee in "Everyday Use"?

Dee is Mama's oldest daughter, and she has changed her name to Wangero Leewanika Kemanjo.

Dee is dressed in a bright yellow-and-orange ankle-length dress that is improper for the warm weather.

Her hair is straight on top, with two long pigtails that hang down in the back.

What is the theme of Everyday Use?

In her short tale "Everyday Use," Alice Walker addresses a recurring theme in her work:

"the portrayal of both harmony and discord within African-American culture."

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Today's positive psychology is grounded in an earlier view called the _____ perspective.

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The fill in the blank is humanistic perspective

The comprehensive research of what makes life most worthwhile, with an emphasis on both individual and social well-being, is known as positive psychology. It strives to increase quality of life by researching "positive subjective experience, good individual attributes, and positive institutions." It is a subject of study that has expanded gradually over the years as people and experts explore for points of agreement on how to improve wellbeing. When Martin Seligman decided to make positive psychology the focus of his tenure as the American Psychological Association's president in 1998, the field of psychology officially entered its infancy. It is a response to earlier methods, which tended to highlight mental disease, maladaptive behavior, and negative thinking.

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Your current exam mean is 95. if you receive a 95 on the next exam, your mean ______.

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Your current exam mean is 95. if you receive a 95 on the next exam, your mean cannot be determined.

What is meant by the mean?

This is the term that is used to refer to the average set of values in a given dataset. The mean is the average that is calculated in the data set. The mean can be gotten when you add all of the values and then divide it through by the total number of values in the data set.

Hence we cans say that your current exam mean is 95. if you receive a 95 on the next exam, your mean cannot be determined.

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compete question

If your current exam mean is 95, and you receive a 95 on the next exam, how is your mean affected?

A  It is decreased.

B  It is unchanged.

C  It is increased.

D  It cannot be determined.

Current assets are classified as relatively _______; these assets can be converted to cash within the next 12 months.

Answers

Current assets are classified as relatively liquid; these assets can be converted to cash within the next 12 months.

What are Current assets?

Current assets  can be described as the  short-term assets which can be considered as the  assets that a  business can use as well as replaces and in some cases  converts to cash  which can be done during operating cycle .

It should be noted that this cycle is usually  less than 12 months and this make it to be able to be distinguished from long-term assets,  that has a operating cycle of the business  for more than a year, hence Current assets are classified as relatively liquid; these assets can be converted to cash within the next 12 months.

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Research committed to making social change and improving the lives of disenfranchised communities is:_________

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Research committed to making social change and improving the lives of disenfranchised communities is called action anthropology. Action anthropology is the approach which focuses on understanding the social and cultural life of human societies and taking actions to reduce the challenges they face while improving their condition.

The term “action anthropology” was coined in 1958 by Sol Tax who was an American anthropologist. Action anthropologist personally involve themselves with the challenges faced by the underrepresented communities and try to solve them through trial-and-error method.

In action anthropology, the anthropologist is not a mere observer but also an action taker.

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If the star aldebaran rises tonight at 2:00 am, when do you expect it to rise next month?

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If the star Aldebaran rises tonight at 2:00 am, one would expect it to rise next month at midnight.

What is a star Aldebaran?

Aldebaran is the brightest star in the zodiac constellation of Taurus. Aldebaran has the Bayer designation α Tauri, which is Latinized to Alpha Tauri and abbreviated Alpha Tau or α Tau.

Therefore, Aldebaran would rise next month at midnight.

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The complete question goes thus:

If the star Aldebaran rises tonight at 2:00 a.m., when do you expect it to rise next month?

a) 11:00 pm.

b) midnight.

c) 1:00 am.

d) 2:00 am.

e) 3:00 am

The cash value in a _ life policy nmay fluctuate to reflect changing assumptions

Answers

The cash value in a universal life policy may fluctuate to reflect changing assumptions.

With a cash value life insurance policy, a element of every top rate you pay goes closer to insuring your life, whilst the other portion goes toward building up a coins price. The cash cost portion of your coverage accrues tax-deferred interest. A standard popular existence coverage policy's coins value grows according to the overall performance of the insurer's portfolio and may be used to pay premiums. variations consisting of variable and listed universal existence insurance give you options for a way to invest the policy's coins price. The policy's cash price depends on the performance of the separate account funds that make up the policy portfolio. With Variable general lifestyles, the policyowner controls the funding of coins values and selects the timing and amount of top rate bills.

The cash value component serves as a living benefit for policyholders from which they'll draw price range. The life coverage net coins fee is what the policyholder or their beneficiary has left over once the coverage company deducts its fees or any expenses incurred all through the ownership of the policy.

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What physical property of a mineral describes the shape of a cluster of many well-formed crystals that grew together as a group?

Answers

Habit is the physical property of a mineral that describes the shape of a cluster of many well-formed crystals that grew together as a group

This is further explained below.

What is Habit?

Generally,  The overall look that a mineral tends to have is referred to as its habit, and it might vary depending on whether the mineral is present in the form of blocky crystals, long slender ones, or aggregates of some sort.

The majority of minerals may be described and organized according to their distinct physical features, which include their level of hardness, luster, color, streak, specific gravity, cleavage, fracture, and tenacity.

In conclusion, A mineral's habit is a physical feature that characterizes the shape of a cluster of numerous well-formed crystals that developed together as a group. This cluster of crystals formed when the mineral was growing.

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A client is diagnosed with an acute pulmonary embolism. when explaining to the client what happened to cause respiratory failure, which information should the nurse include?

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A client is diagnosed with an acute pulmonary embolism. when explaining to the client what happened to cause respiratory failure, the information which the nurse should include is "even though the client are having taken adequate breaths, blood flow through a few areas of the lungs is reduced."

What is pulmonary embolism?

A pulmonary embolism is a stoppage in one of your lungs' pulmonary arteries. The most common cause of pulmonary embolism is blood clots that commute to the lungs from deep veins with in legs or, in rare cases, from veins in the other regions of the body (deep vein thrombosis).

Pulmonary embolism can be fatal so because clots block blood flow to the lungs. However, prompt treatment reduces the risk of death significantly. Preventing blood clots in your legs would then help protect you from pulmonary embolism.

In this question, the nurse must determine whether the respiratory failure was caused by a ventilation and perfusion problem so that patient education can be implemented correctly.

A pulmonary embolism blocks perfusion (circulation) to a section of the lungs, resulting in a V/Q (ventilation/perfusion) imbalance.Ventilation and air delivery are usually unaffected by a PE.

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The peak of synaptic overproduction in the _____ occurs at about the fourth postnatal month.

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The peak of synaptic overproduction in the visual cortex occurs at about the fourth postnatal month.

What is the visual cortex?

The visual cortex is known to be a term that connote the primary cortical area of the brain that helps or functions to receives, use, and processes visual information that are said to be pass on from the retinas.

Note that It is one that can be found in the occipital lobe of the primary cerebral cortex and as such, The peak of synaptic overproduction in the visual cortex occurs at about the fourth postnatal month.

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The order in which assets are reported on the balance sheet is based on when the asset is ______.

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The order in which assets are reported on the balance sheet is based on when the asset is anticipated usage or conversion to cash.

What is Asset?Assets are any resources that a company or other economic entity owns or has control over in financial accounting.Anything that provides economic value to a business now or in the future is considered an asset. For businesses, assets essentially refer to anything that is within the control and ownership of the organization and is either valuable now or has the potential to be profitable in the future. Patents, equipment, and investments are a few examples. The regular distribution of an asset's depreciable amount over the course of its useful life is known as depreciation.

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Which nursing action reduces the risk of falling as a patient is getting into or out of a bathtub?

Answers

The nursing action that reduces the risk of falling as a patient is getting into or out of a bathtub is "The placement of a skidproof disposable bath mat in front of the bath".

What are safe health practices by nurses?

Patient safety includes:

preventing diagnostic errors, medical errors, injury, or other preventable harm to patients during healthcare, as well as reducing the risk of unnecessary healthcare-related harm.

What are the nursing practice guidelines?

Best practice guidelines (BPGs) are systematically developed, evidence-based documents that include information on specific clinical and health professional work environment topics for nurses and interprofessional teams, educators, managers and policy makers, individuals and their chosen families.

What is effective nursing care?

Effective nursing care  providing evidence-based care to those who need it; safe – to avoid harm to those being cared for; and. Person-centered – providing care that meets individual wishes, needs and values.

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Full Questions:

Which nursing action reduces the risk of falling as a patient is getting into or out of a bathtub?

A. Add 1 oz of bath oil to the tub water before the patient gets into the tub.

B. Place an "Occupied" sign on the bathroom door.

C. Fill the tub half full of water at 110°F to 115°F.

D. Place a skidproof disposable bath mat in front of the tub.

What led bryan to work for the southern prisoners defense committee in atlanta, ga?

Answers

Bryan Stevenson took up a job to work for the Southern Prisoners Defense Committee in Atlanta Georgia because he wanted to help defend people condemned to Death Row in Georgia.

He'd studied philosophy in college before deciding to pursue law and earn a master's degree in public policy. He quickly became disillusioned and skeptical about law school.

The courses he took were unrelated to the themes of racism and poverty that had inspired him to pursue law. He later discovered, however, that the institution provided a one-month course on race and poverty litigation.

What was the mission of the Southern Prisoners Defense Committee?

The SPDC is a non-profit organization established in Atlanta, Georgia that provides legal services to convicts in Southern states. They support individual offenders with appeals and sentence, and they also try to improve prison conditions.

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In a suit for damages by reason of default, the damaged party may claim liquidated damages if?

Answers

The correct answer is “the contract stipulated a specific amount to compensate a harmed party”.

Liquidated Damages are several types of actual damages. When actual damages, while real, are difficult or impossible to prove, contract parties use liquidated damages.

What are liquidated damages?

The term "liquidated damages" appears frequently in contracts and is frequently the title for an entire clause or section. By "liquidated damages," we mean losses whose amount the contracting parties quantify and designate during contract negotiation for the non-breaching party to receive as recompense for a specific breach (e.g., non-performance, late performance or inadequate performance).

What advantages do liquidated damages have?

Because the entitlement to be paid liquidated damages emerges immediately when the specified breach of contract occurs, liquidated damages give certainty and eliminate a disagreement about the amount to be deducted for the violation.

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why did the early leaders design the articles of confederation to have a weak central government and strong state governments?

Answers

The Articles of Confederation intentionally kept the national government as weak as possible and the states as independent as possible due to the widespread fear of a strong central government at the time they were written and strong loyalty among Americans to their own state as opposed to any national government during the American Revolution. However, many of the issues were caused by this.

A strong central government would result in chances of autocracy or dictatorship. In order to prevent this, the central government was made weak in power compared to the state government.

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True or false: if you turn off a machine that uses sdram, the data on the sdram will be wiped out.

Answers

The statement is True.

If you turn off a machine that uses sdram, the data on the sdram will be wiped out.

Any dynamic random-access memory that uses an externally supplied clock signal to synchronise the functioning of its external pin interface is known as synchronous dynamic random-access memory (synchronous dynamic RAM or SDRAM).

From the early 1970s until the early 1990s, DRAM integrated circuits (ICs) featured an asynchronous interface, where input control signals directly affect internal processes and are only delayed by the travel via its semiconductor pathways. Changes on control inputs are recognised following a rising edge of the clock input in SDRAM due to its synchronous interface. The clock signal regulates the stepping of an internal finite-state machine that responds to commands in JEDEC-standardized SDRAM families. To increase performance, these commands can be pipelined such that begun operations finish while new ones are received.

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Which is the most powerful tool scientists have to determine causation (that is, to answer the question why)?

Answers

An experimental research is the most powerful tool scientists have to determine causation but it cannot specify "why" the outcome occurred.

What is an experimental research?

This refers to the research conducted with a scientific approach using two sets of variables. The first set of the research acts as a constant, which you use to measure the differences of the second set. Quantitative research methods are example of experimental research.

Any research that is conducted under scientifically acceptable conditions uses an experimental methods and the success of experimental studies relies on researchers confirming the change of a variable is based solely on the manipulation of the constant variable.

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If you plan to become an accountant or major in finance, it is probably best to purchase a computer that uses ____ operating system.

Answers

If you plan to become an accountant or major in finance, it is probably best to purchase a computer that uses the Windows operating system.

What is an operating system?

In a typical computer, the operating system refers to the software which helps in operating both hardware and software of the computer and it also manages all other application programs in a computer.

The types of operating systems that is installed in most computers are Batch operating systems, multitasking operating systems, distributed operating systems, network operating systems, mobile operating systems, Microsoft Windows, Apple iOS etc

However, when you plan to become an accountant or major in finance, it is probably best to purchase a computer that uses the Windows operating system.

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Other Questions
Usually, preschool children are vigorously active in short sprints of __________ seconds. I need help with 4B please. Thank you! A perfectly competitive firm produces 3,000 units of a good at a total cost of $36,000. the price of each good is $10. calculate the firm's short-run profit or loss. In research, the two hypotheses developed must be _____________ and _____________. Which factor plays the biggest role in delaying the detection of childhooddiseases? Those things that are pursued for their own sake (rather than for something else) are known as? ______ is achieved through efficient operations, excellent supply chain management, and strong relationships with suppliers. If a municipal bond, callable at par, is quoted on a yield basis that is higher than the nominal yield, the price of the bond to a customer would be calculated based on:_________ When a company uses cost-plus pricing, they consider both the costs of production and the desired profit.A. TrueB. False 2. A researcher wants to examine the use of marijuana among local middle and high school students. To do this, the researcher goes into classrooms at the middle and high schools and administers a survey to the students that asks about their history with and current use of marijuana. The researcher does disclose to students that participation is voluntary and does not collect identifying information (such as name or student ID number). what are two ways that cmpounds ar differnent from the elements that form them what the best way to get tallet The growing area of genetics and gene therapy may allow psychologists to focus on ______ of psychological disorders rather than on ______ only. HELP!!!! i need a mathematician!!! Egg is composed of the shell, egg white and egg yolkyr own word pleaseAgree or disagree explain why A square window has an area of x2 + 12x + 36 square feet. Find the length of one side of the square. Question 25 options: (x 6) feet (x + 6) feet (x + 4) feet (x 9) feet Why is it beneficial for cells to use atp rather than energy directly from the bonds of carbohydrates? what are the greatest drawbacks to harnessing energy directly from the bonds of several different compounds?. Exercise 1 Identify the phrase in italics as I for infinitive, G for gerund, or P for participial. Laura was irritated by the wet towels lying on the carpet. Ian wants to promote his band on the internet. site a offers website hosting for $5 per month with a $50 start-up fee. site b offers website hosting for $15 per month with no start-up fee. for how many months will site b be less expensive than site a? Coulomb's law is similar to newton's law of gravitation in several ways. which one of the statements is not a similarity between these two laws?