Your hobby quotes ought to go up. Your credit score restriction ought to go down. Your savings score could drop. Your credit provider could shut your credit score account.
What is the every day penalty for being over your savings limit?Any accepted transactions above your credit score restrict are situation to over-the-limit (or over-limit) fees. This savings card fee is generally up to $35, but it cannot be higher than the quantity you spend over your limit.
On the whole amount owed that exceeds the savings limit, over limit charges are charged at a rate of 2.5% of the over restrict amount, with a minimum cost of Rs 500.
Like ignored payments, defaults stay on your savings document for seven years. It ought to be three to seven years before your rating thoroughly recovers, specifically if you had a mortgage default and a foreclosure.
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https://brainly.com/question/28985155#SPJ4you find a zero coupon bond with a par value of $10,000 and 24 years to maturity. if the yield to maturity on this bond is 4.2 percent, what is the price of the bond? assume semiannual compounding periods. (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The price of the bond $7,302.56.assume semiannual compounding periods.
What is the bond ?A bond is a form of debt security in which the issuer (typically a corporation, government, or other entity) promises to repay the bondholders a specified amount of principal and interest (usually at fixed intervals). Bonds are typically issued in large denominations, such as $1,000, $5,000, $10,000, and so on. Interest payments are usually made twice a year, though some bonds may offer more frequent payments. Bonds can be used as a financing tool to fund capital projects, finance operations and refinance existing debt.
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When voting mechanisms substitute for the market mechanism in allocating resources, we are relying on______.
When voting mechanisms substitute for the market mechanism in allocating resources, we are relying on Ballot box economics.
when there is unusually high unemployment in the economy?A recession, also known as a contraction, is indeed a period of slowing down the economy that is frequently characterized by high unemployment rates, falling stock prices, decreasing company profitability, and jittery customers.
What allocates commodities and services using both market & nonmarket signals?economies that distribute resources and goods based on both economic and non-market signals.This combines the functionality of the previous two systems.Today's countries tend to have diversified economies.
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regarding treatment of overweight people in organizations a. employers may make virtually any decision they desire. b. assigning overweight people to jobs where they are not seen by customers or clients makes good business sense. c. employers should make job-related decisions on the ability to perform the job. d. employers need to first think of an excuse and then get rid of them.
Employers should base employment-related judgements about overweight people on their ability to execute the job, not because of physical bias.
What is physical bias?When someone is treated unfairly because of their physical characteristics, this is referred to as physical bias. Body size, height, skin tone, facial disfigurements, birthmarks, and tattoos are just a few examples of this physical characteristic. Hiring managers that prefer to select candidates who they deem to be attractive are an example of beauty bias. Rather than looking at someone's physical appearance, hiring selections should be made based on their skills, experience, and culture fit. Consensus bias is among the most prevalent cognitive biases. The term "confirmation bias" refers to the tendency for people to seek out and interpret information (such as news reports, statistical data, or other people's opinions) in a way that supports preconceived notions or theories.
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management innovations such as total quality, benchmarking, and business process reengineering cannot lead to sustainable competitive advantage because group of answer choices companies that have implemented these techniques have lost money. there is no proof that these techniques work. they cost too much money and effort to implement. every company is trying to implement them.
No, these innovations cannot lead to sustainable competitive advantage because every company is trying to implement them. This means that there is no unique advantage to be gained by any one company, since all companies are trying to do the same thing.
What is company?A company is an association of individuals, be they natural, legal, or a mixture of both, for carrying on a commercial or industrial enterprise. Company members share a common purpose and unite in order to focus their various talents and organize their collectively available skills or resources to achieve specific, declared goals. Companies take various forms such as: voluntary associations which may include nonprofit organization, cooperatives or corporations. Companies are governed by the laws of the state in which they are formed.
As a result, it is not possible to gain a sustainable competitive advantage through these innovations.
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given that jason, a new employee at abc manufacturing, sees the world as a threatening place, he would be described as .
Given that Jason, a new employee at ABC Manufacturing, sees the world as a threatening place, he would be described as a high in dogmatism.
A dogmatic individual is what?When you criticize someone for being dogmatic, you are referring to their insistence on being correct and their refusal to acknowledge the validity of other viewpoints.
What constitutes a dogmatic example?According to the dictionary, the adjective "dogmatic" means "related to or of the nature of a dogma or dogmas or any strong collection of principles concerning faith, morals, etc., as those put down by a church; doctrinal." One illustration is the dogmatic sermons her preacher gives each week that include pertinent current events.
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true or false: the market for rice does not exhibit the two primary characteristics that define perfectly competitive markets.
The market for rice does not exhibit the two primary characteristics that define perfectly competitive markets. This statement is true.
What is Perfect competition?
An idealistic economic theory called Perfect Competition explores what a market system would look like if there was complete equality between suppliers and fully educated consumers. Businesses only offer one uniform product for sale. A company's market share or other factors are unrelated to price and have no impact on it. Consumers are knowledgeable about the goods being sold and the pricing being charged. Market entry and exit are free, and labor resources are completely mobile. Consequently, there are a lot of skilled sellers because labor and other production inputs are simple to get by and free to shift from firm to business.
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because casey can type reports faster and more accurately than ahmet, casey has a(n) in typing reports. a comparative advantage b opportunity cost c circular flow model. d absolute advantage e specialization
Casey has an absolute advantage over Ahmet when it comes to typing reports since she can do so more quickly and precisely.
The capacity of a party to create an item or service more effectively than its rivals is known in economics as the notion of absolute advantage. A team may not always have an absolute advantage in everything since absolute advantage is simply defined by comparing labour productivity. In the context of international trade, Adam Smith originally introduced the concept of absolute advantage in 1776.
Resources would be employed as effectively as possible to generate products and services when a country has a absolute advantage over other nations, enhancing country's income. The spectrum of potential interactions that might be mutually advantageous is the focus of comparative advantage.
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Which part of the business plan identifies plans for pricing policies?a.Self-analysisb.Trading area analysisc,Proposed marketing pland.Product description
How you'll persuade clients to acquire your goods or services is covered in the business plan's marketing section.
What is a marketing example?In an essence, it is an effort to make customers aware of a business's offers, that could include both physical goods for sale also services rendered. Advertising on television, billboard at the edge of the road, magazine ads, etc.are typical illustrations of promotion in action.
What exactly does marketing entail?Marketing management is in charge of offering post-purchase support in order to keep customers, promote brand loyalty, and improve the company's reputation. To gauge consumer satisfaction, it also needs to get feedback from them.
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what circumstances during the early days of industrialization led to a need for reform? check all that apply. factory equipment was dangerous to operate. there were too few capable workers to fill positions. there was little government regulation of workplaces. a typical work shift might be twelve to sixteen hours lo
The machinery in the factory was hazardous to use. Government control of workplaces was rather minimal.
A typical work shift could last anywhere from twelve to sixteen hours.
When a society or country moves its economic focus from business to agriculture, this is described as industrialisation.
The utilization of automated mass manufacturing methods is a major component of this transition.
Economic expansion, a more effective division of labour, and a surge in technological innovation are some of the benefits of industrialization.
Industrialization is the transition from an economy based on agriculture or natural resources to one based on mechanised production.
Industrialization is typically linked to higher average incomes and higher standards of living.
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lenders and investors worry about default, interest rate, marketability, and liquidity risks. group startstrue or false true, unselected false, unselected group ends
True, the internal rate of return is the rate of return on an investment project throughout the period of its useful life.
When comparing the present value of cash inflows and outflows, the internal rate of return is used as a discount rate (or costs). In some situations, a project may have more than one IRR. A net present value greater than zero. The internal rate of return is the rate of return on an investment project throughout the period of its useful life. When rating investment ideas, the internal rate of return technique shows that investments with higher internal rates of return are more appealing. As a result, consumer confidence and perceptions of household wealth can decline. Customers may be less likely to spend their extra money on big purchases or on other things as a result.
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if the demand for a good falls when income falls, then the good is called group of answer choices a normal good. a regular good. an ordinary good. an inferior good.
When income decreases and demand for a good decline, the good is considered a normal good.
What are typical products?
Consumer goods make up the majority of normal products. As a result, a rise in its demand reflects an increase in consumer purchasing power. Understanding the target market, identifying opportunities, and developing strategies appropriately are made easier for organizations by an understanding of it, business cycles, and consumer spending habits.
In the end, it enables enterprises to expand and gain market share. A typical good from a low-income earner's perspective could be different from a medium- or high-income earner's perspective. For instance, if a low-income person begins to receive an acceptable wage, he may first spend more on nourishing food or clothing.
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What is gained when people engage in specialization and trade?
Answer:
greater economic efficiency
Explanation:
because customer's benefit
a modern cost allocation process that employs multiple cost drivers is:multiple choice contribution costing.job order costing.activity-based costing.process costing.
The predicted (budgeted) overhead expenditures for the year are divided by the anticipated (budgeted) level of activity for the year to arrive at the predetermined overhead rate.
The proper response is that volume measures are effective drivers of fixed overhead expenses. When the level of activity is quantified in machine hours and direct labor hours, a volume measure is utilized in plant facilities to provide results. It is distinct from the entity used to calculate the budget denominator, which is used to calculate the fixed overhead standard rate. The variance is unfavorably if the denominator of hours is greater than the maximum allowed, and favorably if the converse is true. Predetermined overhead rate, which is often calculated at the start of each period by dividing the projected manufacturing overhead cost by an allocation basis, is used to apply manufacturing overhead to goods or task orders (also known as activity base or activity driver).
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when a firm uses branding to identify its products and distinguish them from its competitors, its uses what elements to do so? (select all that apply)
A firm uses the following elements to identify its products and distinguish them from its competitors through branding: Logo, Slogan or tagline,Color scheme, Symbol or icon,Packaging design.
By using components like a logo, design, mission statement, and a constant theme throughout all marketing communications, branding aims to give customers a strong, favourable impression of a business, its goods or services. Building a strong brand identity enables businesses to stand out from the competition and attract repeat business.
The proper question is "when a firm uses branding to identify its products and distinguish them from its competitors, its uses what elements to do so?Logo,Tagline or slogan, Color scheme, Product design and packaging,Unique selling proposition (USP),Tone of voice and messaging,Celebrity endorsements or influencer partnerships,Sponsorships and partnerships and Customer service and support."
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by the end of the 1970s in great britain, state-owned companies monopolized the telecommunications, gas, railway, electric, and shipbuilding industries. this was a reflection of which political system in place at the time?
This was a reflection of the socialist/Keynesian economic system in place in Great Britain during that time.
This statement reflects the socialist and Keynesian economic system that was in place in Great Britain during that time. This system was based on the idea of government intervention in the economy, which was seen as necessary in order to ensure economic stability and growth.
The government was responsible for setting prices, controlling production, and providing welfare and other benefits to citizens. This system was seen as a way to ensure that everyone had access to basic necessities and to reduce the gap between the rich and the poor.
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T/F an account in a general ledger that summarizes all accounts in a subsidiary ledger.
a company owes an employee for work performed during the current accounting period. the amount owed is $600. this amount will not be paid until the next accounting period. in the current period, what is the impact of this event on income?
Unpaid Wage Adjustment If you have an employee, you may be obligated to pay a certain amount of wages at the end of the payroll period.
Certain period-end adjustments should be made when closing the book. Adjustment postings are made at the end of an accounting period to account for items not recorded in day-to-day transactions. In traditional accounting systems, reconciliation entries are made in common journals.
Some customization entries are easy. Others require judgment and some accounting skills. You must decide whether to create some or all of your reconciliation entries or have your accountant create them for you. When accountants make reconciliation entries, they should provide copies of those entries so they can be entered in the general ledger.
If you have an employee, I believe you are obligated to pay a certain amount of salary at the end of the accounting period. In this case, an adjustment entry is required in the general ledger.
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The complete question is:
A company owes an employee for work performed during the current accounting period. The amount owed is $600. This amount will not be paid until the next accounting period. In the current period, what is the impact of this event on income?
the industrial revolution brought about several changes to jobs and organizations. one such change is that
Substantial changes to organizations and vocations were brought about by the industrial revolution. Unskilled workers have taken the role of skilled artisans in one such scenario.
What does having a company entail?
A cooperative group of individuals is classified as an organization. Examples include a company, neighborhood association, nonprofit, or union. The concept "organization" can be used to refer to an individual, a group, a business, or the evolution of anything.
What are the primary types of organizations?
Organizational structures that are available to corporations include functional, flat, matrix, and divisional organizations. When determining what kind of organization to join, there are several factors to take into account.
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true or false IN AN ESTABLISHMENT THAT SERVES ALCOHOL FOR ON PREMISE CONSUMPTION AND GETS LESS THAN 50% OF ITS GROSS RECEIPTS FROM ALCOHOL SALES, A CASHIER CAN BE 16.
True, a cashier can be 16 in a place that sells alcohol for on-site consumption and makes less than 50% of its overall revenue from alcohol sales.
What is revenue?The total value of all goods and service sales that a business record in a time period is known as revenue. The term "Revenue" (also known as "Sales" or "Income") often refers to the "Top Line" of a firm. It appears at the top of a company's income statement. To determine a company's profit or net income, expenses are subtracted from revenue.
The revenue recognition concept in accounting states that when ownership advantages and risks have been transferred from the seller to the buyer or when services have been rendered, revenue should be recognized.
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in the reagan/bush eras, the major focus of the business world was on question 14 options: self-regulation rather than regulation by government. decreasing the number of mergers. decreasing the multinational presence in the u.s. marketplace. increasing government influence on the economic arena. improving business ethics.
The correct option is A. In the Reagan/Bush eras, the major focus of the business world was on self-regulation rather than regulation by the government.
Self-regulation is the capability to apprehend and manage your behavior and your reactions to feelings and things going on around you. It consists of being able to: modify reactions to strong feelings like frustration, excitement, anger, and embarrassment. calm down after something thrilling or frightening. cognizance of an undertaking.
Being capable of regulating reactions based on terrible emotions including frustration, anger, and embarrassment. Being able to calm down whilst something thrilling or upsetting takes place. Being able to awareness of a venture. Being capable of manipulating impulses. self-regulation has come to intend regulation by way of the self, no longer simply of the self. for instance, we actively alter or control whether or no longer we go to the gym, devour a bit of cake, or have a superb mindset.
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Complete Question:
In the Reagan/Bush eras, the major focus of the business world was on
Select one:
a. self-regulation rather than regulation by the government.
b. decreasing the number of mergers.
c. decreasing the multinational presence in the U.S. marketplace.
d. increasing government influence on the economic arena.
e. improving business ethics.
benitez company currently outsources a relay switch that is a component in one of its products. the switches cost $21 each. the company is considering making the switches internally at the following projected annual production costs:unit-level material cost $3unit-level labor cost $2unit-level overhead $1batch-level set-up cost (8,000 units per batch) $45,000product-level supervisory salaries $47,500allocated facility-level costs $40,000the company expects an annual need for 8,000 switches. if the company makes the product, it will have to utilize factory space currently being leased to another company for $3,500 a month. if the company decides to make the parts, total costs will be:
Total expenses will increase by $14,500 if the business decides to manufacture the components as opposed to purchasing the switches.
The total pertinent cost to buy 8000 switches = 8000 * $21 = $168,000
To make 8000 switches, the total pertinent cost = Direct materials + Direct labor + Variable overhead + Setup cost + Supervisory salaries + Loss of rent
To make 8000 switches, the total pertinent cost = (8000 * $3) + (8000 * $2) + (8000 * $1) + $45,000 + $47,500 + ($3,500 * 12)
To make 8000 switches, the total pertinent cost = 24,000 + 16,000 + 8,000 + 45,000 + 47,500 + 42,000 = 182,500
To make 8000 switches, the total pertinent cost = $182,500
Total expenses, if the business manufactures the components, will be = $182,500 - $168,000 = $14,500 more compared to buying the switches.
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which of the following is not one of the value gaps that can undermine customer experiences and can damage relationships? group of answer choices perception gaps elevation gaps communication gaps specification gaps
Elevation gaps is not one value gap that undermine the customer experience nor damage relationships.
What are value gaps?Value gaps refer to the differences between what a customer expects and what they actually receive in terms of product or service quality, customer service, and communication. These gaps can undermine customer experiences and damage relationships. There are three main types of value gaps:
Perception gaps: Occur when customers have different expectations about the quality of a product or service compared to what is actually delivered.
Communication gaps: Occur when there is a breakdown in communication between a company and its customers, leading to misunderstandings or incorrect information being provided.
Specification gaps: Occur when a product or service does not meet the specifications promised or advertised by a company.
Addressing these value gaps is important for building and maintaining positive customer relationships and improving customer experiences.
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in the following case, is it more likely or unlikely for an efficiency wage to exist? why? jane sells ice cream without any direct supervision by her boss.
unlikely.
It is simple to track performance due to the worker and manager's close proximity.
A wage is money that an employer gives to an employee in exchange for labour that is performed over a certain period of time. In addition to compensation payments like the minimum wage, prevailing wage, and yearly bonuses, wages can include remunerative payments like incentives and tip payouts. Wages are a part of the expenses related to running a business. It is an obligation to the employee, regardless of the success of the business.
Payment by wage contrasts with salary, where the employer pays a fixed amount without regard to the number of hours worked at regular intervals (such as once a week or once a month), commission, where pay is based on individual performance, and compensation based on the organization's overall success.
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you plan to invest $350,000 every 6 months for the next 10 years. what annual rate of return would you earn if you have $10,000,000 by the end of 10 years?
The answer is 4.28%, if you plan to invest $350,000 every 6 months for the next 10 years the annual rate of return would be 4.28%.
What is an easy way to define investment?A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation.
How does investing function?Investing refers to allocating funds or other resources to a project where you anticipate financial gain, a net gain, or some other favorable outcome. When you invest, you purchase items whose value you anticipate rising over time, which can raise the amount of money you have.
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what connection does the author make between the growth of the american service economy and american mothers
The author connects the growth of the American service economy to American mothers by highlighting the fact that a large proportion of the people employed in the service sector are female, and that many of these women are mothers.
The author argues that the increasing demand for services, which often require flexible working hours and other family-friendly arrangements, has created more job opportunities for mothers.
This has allowed them to provide better financial security for their families and to be more involved in their children’s lives.
Moreover, the author argues that the service economy has also allowed American mothers to have a greater role in shaping public policy, since they now have more time and resources to become activists and engage in politics.
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which of the following dimensions of a business environment is specifically highlighted when stock markets lose a major portion of their value and when huge, venerable institutions collapse financially? group of answer choices the social environment the economic environment the cultural environement the technological environment
The dimensions of a business environment which is specifically highlighted when stock markets lose a major portion of their value and when huge, venerable institutions collapse financially is the economic environment.
Business environment is the totality or aggregate of all the inside and outside aspects, including workers, consumer demands and needs, production and demand, administration, consumers, providers, proprietors, government actions, technological innovation, societal and market trends, and economic trends, among others.
The phrase "economic environment" relates to all the outside economic elements that have an impact on how customers and businesses make their purchases and, consequently, how well a company performs.
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a(n) is a sudden, unexpected event calling for immediate action, that is considered when determining whether conduct was reasonable in a negligence lawsuit.
plural emergencies. frequently attributive. : an unforeseen combination of circumstances or the ensuing country that calls for immediate action. : an pressing want for assistance or relief.
What is a surprising unplanned and sudden match now not below the control of the insured?An "accident" is defined as a sudden, unplanned, and sudden event, no longer inside the manage of the insured, ensuing in damage, injury, or loss that is neither expected nor intended
An emergency is an urgent, unexpected, and typically hazardous state of affairs that poses an instantaneous chance to health, life, property, or environment and requires immediately action.
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https://brainly.com/question/1799921#SPJ4plural emergencies. frequently attributive. : an unforeseen combination of circumstances or the ensuing country that calls for immediate action. : an pressing want for assistance or relief.
What is a surprising unplanned and sudden match now not below the control of the insured?An "accident" is defined as a sudden, unplanned, and sudden event, no longer inside the manage of the insured, ensuing in damage, injury, or loss that is neither expected nor intended
An emergency is an urgent, unexpected, and typically hazardous state of affairs that poses an instantaneous chance to health, life, property, or environment and requires immediately action.
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brainly.com/question/1799921#SPJ4When a trial balance balances, it is an indication that:
a. all journal entries have been posted
b. the account balances are correct
c. debits equal credits
d. all transactions have been journalized
When a trial balance balances, it is an indication that: debits equal credits
What is meant by a trial balance?A trial balance is a tool used by accountants to check the accuracy of a company's bookkeeping. It's a simple but effective method for verifying that the total of all debits in a company's ledger equal the total of all credits.
The trial balance is a list of all the account names and their balances in a company's general ledger, with the debit balances listed in one column and the credit balances listed in another. The purpose of the trial balance is to ensure that the sum of all the debit balances equals the sum of all the credit balances.
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you need to purchase otc (over the counter) treatments for family member exhibiting the common cold symptoms, and are looking for information on a specific product. the product has been available for purchase for the past 6 months. which source provides the best possible source of information regarding the product?
The finest source of information about the device is a televised evaluation of it that a consumer watch reporter did and it aired a month ago. Therefore, choice b is right.
Historically, children's upper respiratory infections have been treated and their symptoms lessened using over-the-counter (OTC) cough and cold medications. These medications' effects on children are the subject of in-depth research.
There is no reason to believe that over-the-counter pharmaceuticals are error-free, even if they have all been shown to be safe for people and each one has a unique set of negative effects. Over-the-counter medicines do not require a prescription.
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The correct question is-
You need to purchase OTC (over-the-counter) treatments for family members exhibiting common cold symptoms and are looking for information on a specific product. The product has been available for purchase for the past 6 months. Which source provides the best possible source of information regarding the product?
a. An online review was written 3 days ago by the creator of a competing product.
b. A televised review for this product, aired 1 month ago by a consumer watch reporter.
c. The advertising brochure, written by the marketing department, for this product, which was written 8 months ago.
d. A short, enthusiastic review for a similar product, produced by the same company that was written 3 years ago by a consumer.
in which of the following countries will the national government have the greatest influence with respect to the nation's economy? question 8 options: china chile canada usa
Cuba is one of the nations where the national government has the most influence over the economy.
Which of the following nations has a system of economic planning that determines the majority of resource allocation?The USSR serves as the paradigmatic illustration of a centrally planned economy. In a command economy, as opposed to a free market economy, where autonomous agents choose the price and allocation of resources, goods, and services, these decisions are made by the government.
Which of the following economic systems has the majority of resources owned privately and individual decision-making?A common misconception about capitalism is that it is an economic system in which private actors own and control property according to their interests, and where supply and demand freely determine market prices in a way that can benefit both parties.
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Answer:
The correct answer is Cuba
Explanation:
(econ 1101)