a reverse mortgage can be a good option for first-time homebuyers who cannot make a substantial down payment. group startstrue or falsetrue, unselectedfalse, unselectedgroup ends

Answers

Answer 1

The answer is false, a reverse mortgage can be a good option for first-time homebuyers who cannot make a substantial down payment is false.

What does "mortgage" mean?

A mortgage is a contract between you and a lender that grants the lender the right to seize your property in the event that you are unable to repay the loan amount plus interest. The value of an existing home may be used as collateral for a mortgage loan to help you purchase a new home.

Mortgage definition What is the process?

When you apply for a mortgage, your lender provides you a predetermined sum of money to purchase the house. You consent to repay your loan over an extended period of time, plus interest. Until the mortgage is completely repaid, the lender still has a right to the house.

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Related Questions

c. f. lee inc. has the following income statement. how much after-tax operating income does the firm have?

Answers

The company's operational after taxes income is $624.95.

Operating after taxes income is calculated as:

= EBIT - Taxes

=$808 - $183.05

= $624.95.

As a result, the operating income after taxes is $624.95.

The term "after-tax operating income" also has the potential to define profits including interest and taxes (EBIAT)

It calculates a company's profitability without taking the capital structure into consideration (debt to equity).

ATOI is a rough estimate of cash flows after taxes that excludes the tax benefits of debt. If a business has no debt, its ATOI will be equal to its net income after taxes (NIAT).

It is crucial to comprehend how the company under study arrived at its ATOI value because the measure's non-GAAP nature means that what is included and omitted varies between businesses and industries.

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what is the purpose of evaluating performance during the last step of the marketing plan process? multiple choice question. to identify growth and effectiveness relative to the competitors to identify and explain performance above or below expectations to highlight employee successes to identify potential layoffs or additional employees required

Answers

The answer is to identify and explain performance above or below expectations, is the main purpose of evaluating performance during the last step of the marketing plan process.

What do you mean by marketing?

Marketing is the process, a set of institutions, and an activity for developing, conveying, delivering, and exchanging offerings that are valuable to customers, clients, partners, and society at large.

What is an illustration of marketing?

In a nutshell, it is an action made to draw attention to a business's offerings, which may include both tangible products for sale and services provided. Television commercials, billboards at the side of the road, and magazine adverts are typical instances of marketing at work.

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$1,000 was invested annually at the beginning of the year for 5 years. what is the value of these investments at the end of the fifth year?

Answers

With 8% interest rate per year, the  value of these investments at the end of the fifth year is $1,469.3

Let's assume the type of interest is a compound interest and it is compounded annually.

The formula for the future value of compound interest is given by:

FV = PV (1 + r)ⁿ

Where:

PV = present value

r = interest rate per period

n = number of periods

Information available in the problem:

PV = $1,000

r = 8% = 0.08

n = 5 years

Hence,

FV = 1000 (1 + 0.08)⁵

     = 1000 x 1.08⁵ = 1,469.3

Hence, the value of the investment will be $1,469.3

Your question is incomplete. Most likely it was:

$1,000 was invested annually at the beginning of the year for 5 years. what is the value of these investments at the end of the fifth year? The interest rate is 8% per year.

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the following information relates to the common stock shares for skousen company during the most recent year: january 1: beginning balance of 400,000 shares february 1: issued 100,000 new shares august 1: performed a 3-for-1 stock split october 1: issued 200,000 new shares compute the weighted-average number of shares outstanding for this year

Answers

The weighted-average number of shares outstanding is a financial metric that measures the average number of shares that have been issued and are outstanding over a specified period of time.

It is used to calculate earnings per share (EPS) and is an important factor in analyzing a company's financial performance. To calculate the weighted-average number of shares outstanding, we first need to determine the number of shares for each period of the year and then weight each period by the length of time those shares were outstanding. In this case, the company had the following events during the year:

January 1 - 400,000 shares outstanding

February 1 - 100,000 new shares issued, bringing the total to 400,000 + 100,000 = 500,000 shares outstanding

August 1 - 3-for-1 stock split, resulting in 500,000 * 3 = 1,500,000 shares outstanding

October 1 - 200,000 new shares issued, bringing the total to 1,500,000 + 200,000 = 1,700,000 shares outstanding

To calculate the weighted-average shares, we can use the following formula:

Weighted-average shares = ((Shares outstanding at the beginning of the year x number of months outstanding) + (Shares issued during the year x number of months outstanding)) / Total number of months in the year

Weighted-average shares = ((400,000 x 1) + (100,000 x 1.5) + (1,500,000 x 6) + (200,000 x 2)) / 12

Weighted-average shares = (400,000 + 150,000 + 9,000,000 + 400,000) / 12

Weighted-average shares = 10,350,000 / 12

Weighted-average shares = 862,500

So, the weighted-average number of shares outstanding for the year is 862,500 shares.

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the segmented markets theory suggests that although investors and borrowers may normally concentrate on a particular natural maturity market, certain events may cause them to wander from it. group of answer choices true false

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The segmented markets theory suggests that although investors and borrowers may normally concentrate on a particular natural maturity market, certain events may cause them to wander from it. - False

According to the notion of segmented markets, there are many diverse agents in the bond market, each with its own income requirements. As a result, depending on their need for income, various bond market agents invest in various components of the term structure. According to the notion of segmented markets, investors and borrowers may focus on a specific natural maturity market but are unable to switch to another market even if certain circumstances arise quickly.

According to the hypothesis, various debt securities markets, including the short-term and long-term markets, operate as separate and distinct markets. A change in supply or demand in one market may not always cause a corresponding change in another since each market has its unique set of demand and supply elements. Because of transaction costs, information asymmetry, and other market frictions, investors and borrowers could find it difficult to switch markets even if certain circumstances make them reevaluate their choices.

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what is the sustainable growth rate for a firm with a total asset turnover of 1.46 percent, a net profit margin of 8 percent, an equity multiplier of 1.2, and a dividend payout ratio of 32 percent?

Answers

The sustainable growth rate for a firm is  10.53%

Rate of return = asset turnover ratio * profit margin * equity multiplier

= 0.08 * 1.46 * 1.20 = 0.14016

Retention Ratio = (1 - dividend payout ratio)

= 1 - 0.32 = 0.68

Supportable development rate = ( ROE * Maintenance Proportion)/(1 - (ROE * Maintenance Proportion))

= ( 0.14016 *0.68) / (1 - (  0.14016 *0.68)) = 0.1053 or 10.53%

=  10.53%

The sustainable growth rate (SGR) is the most extreme pace of development that an organization or social undertaking can support without funding development with extra value or obligation.

At the end of the day, it is the rate at which the organization can develop while utilizing its inner income without getting from outside sources.

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which of the following is the most fundamental issue that economics addresses? a reduction of budget deficit. b use of scarce resources. c reduction of unemployment. d promotion of privatization. e choice of appropriate technology.

Answers

The most fundamental issue that economics addresses is use of scarce resources.

Since limited resources have a value higher than zero (a "positive price tag"), they can be distributed according to who is willing to pay the most for them.

It involves a trade-off of value since one method to get more of a finite item is to purchase more of it with another scarce resource, money.

To comprehend how products and services are valued, one must understand scarcity.

Because sellers of these products and services may charge greater prices, things that are scarce, such as gold, diamonds, or specific types of knowledge, are more valued as a result.

Prices have an impact on decisions about production and consumption, which determines how scarce products and services are distributed in a market economy.

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many organizations have a large number of functional areas with very diverse and sometimes competing interests. such organizations will be most effective if group of answer choices each functional area focuses on achieving their own goals. goals are defined at the bottom and implemented at the top. functional areas work together to attain overall goals. management and employees have separate goals.

Answers

Organizations that have a large number of functional areas with very diverse and sometimes competing interests need to ensure that each functional area is focused on achieving their own goals in order to be effective.

What is Organization?

Organizations are entities that are established with a purpose to achieve specific goals and objectives. These organizations may be for-profit, non-profit, educational, religious, philanthropic, or governmental. They are typically composed of individuals with specific roles, responsibilities and authority.

Goals should be defined at the bottom and implemented at the top so that each functional area can have clear expectations and focus on achieving them. Additionally, functional areas should work together to attain overall goals and ensure that management and employees have separate goals. This will help ensure that each functional area is working towards the same goal, while also having the autonomy to focus on their own goals.

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if the promotional budget is limited to $27,400, how many commercial messages should be run on each medium to maximize total audience contact?

Answers

To maximize total audience contact with a limited promotional budget, the number of commercial messages should be allocated among the different media in such a way that the cost per contact (CPC) is equal across all media.

CPC can be defined as the cost of a commercial message divided by the audience reached by that message.

If the promotional budget is $27,400 and the cost per commercial message is the same across all media, the total number of commercial messages that can be run is given by $27,400 / CPC = N

Where N is the total number of commercial messages and CPC is the cost per contact.

To maximize the total audience contact, the same number of commercial messages should be run on each medium, and the number of commercial messages runs on each medium is given by N / number of media.

However, the exact number of commercial messages that should be run on each medium cannot be determined without more information about the cost per contact and the audience reached by each medium.

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What were the company’s predetermined overhead rates in the molding department and the fabrication department?

Answers

Departmental overhead rate : Molding overhead rate = (10000/2500+1.4) = 5.4 per hour.

What is molding department and the fabrication department?

Indeed, they are entrusted with the global responsibility of the product to be assembled: from the maintenance of the molds and presses to the management of cross-cutting processes such as manufacturing engineering and quality.

Fabrication services tend to be offered by a fabrication shop to produce products and parts. These include processes such as cutting, stamping, punching and forming, and will tend to be related to working in metals such as mild steel, stainless steel or aluminum.

It entails placing the plastic material, either in the form of pellets or sheet, into an open, heated metal mold. The mold then softens the material, forcing it to conform to the mold's shape as pressure is applied while it closes allowing the curing phase to take place.

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tri fecta, a partnership, had revenues of $374,000 in its first year of operations. the partnership has not collected on $45,500 of its sales and still owes $38,200 on $175,000 of merchandise it purchased. there was no inventory on hand at the end of the year. the partnership paid $33,500 in salaries. the partners invested $45,000 in the business and $28,000 was borrowed on a five-year note. the partnership paid $3,080 in interest that was the amount owed for the year and paid $9,900 for a two-year insurance policy on the first day of business. compute net income for the first year for tri fecta. multiple choice $165,500 $157,470 $245,480 $199,000

Answers

The net income for Tri Fecta for the first year is $199,000. Option D is the correct answer.

This is calculated by subtracting all expenses from the revenues for the first year. The revenues for the first year are $374,000. The expenses include the $45,500 that was not collected on sales, the $38,200 that was still owed on merchandise purchased, the $33,500 in salaries, the $45,000 that was invested in the business, the $28,000 that was borrowed on a five-year note, the $3,080 in interest, and the $9,900 for the two-year insurance policy.

When all of these expenses are subtracted from the revenues of $374,000, the net income for the first year is $199,000.

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li corporation reported pretax book income of $710,000. tax depreciation exceeded book depreciation by $525,000. in addition, the company received $305,000 of tax-exempt municipal bond interest. the company's prior-year tax return showed taxable income of $69,000. assuming a tax rate of 21 percent, compute the company's deferred income tax expense or benefit.

Answers

Therefore, , The  company’s current income tax expense or benefit is $14490

What is Tax-Exempt ?

Tax exemption is the reduction or elimination of a requirement to make a required payment that would otherwise be imposed on individuals, properties, income, or transactions by a ruling power. Tax-exempt status might offer full tax exemption, reduced rates, or tax on only some things.

Income that is exempt from federal, state, or municipal taxes is considered tax exempt. A person or organization (such as a charity) may qualify for the exempt status if their income is not subject to taxation, or it may apply to specific tax-free goods and services (such as groceries).

The employee must have had no tax due for the prior year and not anticipate having any for the current year in order to be eligible for this exempt status. A Form W-4 that requests a withholding exemption is only valid for the calendar year in which it is given to the employer.

Net operating loss = pretax book income - depreciation - tax-exempt municipal bond interest

                              = 710000 - 525000 - 305000

                              = -120000

Current tax benefit = Net Operating Loss carryback to prior year*tax rate

                               =69000*21%

Therefore, since the tax rate is not mentioned, The  company’s current income tax expense or benefit is $14490

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a loan shark offers to give you $4,593.00 today, but, in exchange, he wants you to pay him $7,999.00 in one year. what is the rate of interest being charged on the account?

Answers

A loan shark offers you $4,593 today but demands that you pay him $7,999 in a year as payment. The interest rate on the account is equal to 74.16%.

The meaning of a typical interest rate

The interest rate is the amount that the lender charges the borrower on top of the principal sum. The depositor at a bank or other financial institution also receives extra money because of the time value of the cash, or interest earned by the depositor.

According to a Bankrate study, personal loans would typically carry an interest rate of 10.6% as of February 1st, 2023. However, depending on your unique financial condition, the rate you receive can change. The stability of the borrower's finances, the lender, and the borrower's creditworthiness are all factors that affect the interest rate of the personal loan.

A=[tex]P (1 + \frac{r}{100}) ^{n}[/tex]

7,999= 4593 [tex](1 + \frac{r}{100}) ^{1}[/tex]

1.7416= 1 + r/100

0.7416= r/100

r= 74.16%

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which of these statements regarding technology and marketing is​ true?
A.
Technology has not changed the way consumers shop or learn about products.
B.
Technology changes rapidly and creates new opportunities for marketers.
C.
Many new technologies end up being unsafe and create liabilities for marketers.
D.
Marketers should adopt a​ wait-and-see approach before pushing new technologies.
E.
New technologies usually take years before they replace old technologies so marketers have ample time to monitor the change.

Answers

Technology changes rapidly and creates new opportunities for marketers. (Option B)

What effect does technology have on marketing?

Technology in marketing enables businesses to build solid client relationships, establish efficient communication, and foster teamwork. Additionally, it aids companies in creating a cost-effective and effective strategy for marketing their goods.

What recent technological developments are posing difficulties and opportunities for marketing?

Marketing is changing as a result of new technologies such as artificial intelligence (AI), tools for big data analysis, blockchain data systems, robotics, and drones. Over the past 120 years, marketing education has changed due to advancements in marketing technology, which have influenced the types of courses that are taught.

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as firms gain more experience operating in international markets, they prefer to enter markets that have institutional environments and cultures similar to their own. group of answer choices true false

Answers

As firms gain more international market experience, they prefer to enter markets with similar institutional environments and cultures to their own.The given statement is True.

What do you know about international markets?

International markets are highly volatile and complex entities that have a significant impact on global economies. Factors such as currency exchange rates, international trade regulations, and political unrest can all affect the performance of international markets. Companies that invest in international markets must be aware of the risks associated with doing business in foreign countries. Governments can also have an effect on the performance of international markets, as they often impose sanctions or tariffs on certain goods and services. It is important to understand the different factors that affect international markets in order to make informed decisions. Additionally, investors should always consider the economic, political, and social environment of the country in which they are investing.

So, The required answer is True.

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you are in charge of predicting price changes in product q. last quarter the industry produced a total of 700 units. this quarter, a higher price is expected so a new producer has entered the market adding 120 units to total production. what is the change in price

Answers

Last quarter the industry produced a total of 700 units. this quarter, a higher price is expected so a new producer has entered the market adding 120 units to total production. The change in price is $0.40 Higher.

The price will be lower if there is more supply, but it will be higher if there is more demand. This indicates that their relationship is inverse. In a nutshell, when it comes to producing and selling, the economy basically works this way: the more you need something, the more you're willing to pay for it, and the less you need it, the less you want to pay.

According to the law of supply, when the price of a good rises, so does the quantity supplied, and when the price of a good falls, so does the quantity supplied. When prices are high, producers tend to produce and supply more goods and services to maximize profit and revenue.

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between 1980 and 1985, policymakers in the united kingdom worked to lower the inflation rate. what would you predict happened to unemployment between 1980 and 1985?

Answers

Between 1980 and 1985 unemployment likely rose you predict happened to unemployment between 1980 and 1985.

When inflation is high, what does it mean?

As a result, high inflation occurs when prices for goods and services are unusually high. As a result, consumers can save money on their purchases. Depending on the circumstances, even though a small amount of inflation can be beneficial, it can also harm individual finances.

What Causes Inflation?

Inflation can be attributed to three main factors: Inflation caused by cost-push, demand-pull, and built-in factors. A situation known as demand-pull inflation occurs when there are not enough goods or services produced to meet demand, resulting in an increase in their prices. In contrast, cost-push inflation occurs when businesses are forced to raise prices as a result of rising production costs.

When workers demand higher wages to keep up with rising living costs, this results in built-in inflation, also known as a wage-price spiral. A self-reinforcing cycle of wage and price increases follows as a result, with businesses raising their prices to offset their rising wage costs.

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if in 2019 luther has 10.2 million shares outstanding and these shares are trading at $16 per share, then luther's market-to-book ratio would be closest to:

Answers

The answer is 1.29, Solution:

MTB = Market Value of Equity / Book Value of Equity = (10.2 million × 16) / 126.7 = 163.2 / 126.7 = 1.288.

What does the term "market" signify in economics?

The entire number of buyers and sellers in the area or region under consideration is referred to as a market. The region might be the entire planet, or it could be made up of several states, provinces, or cities. The value, cost, and price of goods traded are determined by the forces of supply and demand in a market.

What is an illustration of market economics?

In a market economy, activity is spontaneous. It is not governed by a centralized authority but rather by the supply and demand for goods and services. Market economies include those in the United States, England, and Japan, for instance.

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which are rights codified by the 1962 consumer bill of rights? (select all that apply) multiple select question.

Answers

The rights enshrined in the Consumer Bill of Rights of 1962

Right to be heardRight to safetyExplain about the Consumer Bill of Rights?

A series of laws known as that of the Consumer Bill of Rights in the United States guards consumers from risks in the products they buy and from false information about them.

The term "consumer rights" refers to a collection of laws that protect the customer's right to information about quantity, durability, purity, potency, price, and standards of goods in order to be shielded from various unfair business practises.Additionally, these standards offer assistance to customers when a product malfunctions, is faulty, or fails altogether.A Consumer Bill of Rights safeguards consumers.

According to the bill, consumers have the following rights:

the right to information, the right to make informed decisions,the right to safety, the right to be heard, the right to have issues resolved, the right to consumer education, and the right to services.

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The correct question is-

What are rights codified by the 1962 consumer bill of rights?

an employee has signed up for a program through her employer. it allows her to put pre-tax money away from her paycheck in order to pay for out-of-pocket healthcare expenses. she may contribute up to $2850 (2022) per year. if she does not use all of the money during the current year, she forfeits it. what is this?

Answers

if she does not use all of the money during the current year, she forfeits it is this Flexible Spending Account.

Which insurance policy offers a gatekeeper to oversee the patient's medical care?

The gatekeeper is the word used to describe the person in control of a patient's care when discussing health insurance. A gatekeeper is either given to or given the option of being chosen by anyone who has health insurance coverage through a managed care plan, more especially an HMO plan.

What alternatives does a provider have in terms of Medicare participation?

There are three ways for doctors to take part in Medicare: Participation (PAR) contract to be signed. Election absenteeism (nonpark). Become a private physician contractor (opt out).

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with a negative amortizing loan, the borrower will end up with a loan balance at the end of the loan that is greater than the original loan balance. group startstrue or false true, unselected false, unselected group ends

Answers

The given statement "with a negative amortizing loan, the borrower will end up with a loan balance at the end of the loan that is greater than the original loan balance. " is true .

What is Amortization?


Amortization is an accounting method used for a certain period of time to gradually reduce the book value of a loan or other intangible asset. Amortization of a loan focuses on deferring loan payments over a period of time.
Amortization is comparable to depreciation in terms of how it affects an asset. Depreciation represents the estimated reduction in the amount or  value of a fixed assets within a fiscal year.
Hence the statement is true.


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What is tallest free-standing structure in the western hemisphere ?

Answers

The CN Tower in Toronto, Canada, is the western hemisphere's highest free-standing building.

What is a free-standing structure?

A free-standing structure is one that is not attached to any other building or structure and may stand on its own. It does not lean against or rely on any other structure for support. Towers, monuments, sculptures, lighthouses, obelisks, and certain types of bridges are examples of free-standing constructions. These constructions are typically created to serve a specific purpose, such as communication, navigation, observation, or decoration. They are frequently constructed to be tall, reach great elevations, or function as landmarks. The design and construction of free-standing structures necessitates careful consideration of variables such as stability, wind resistance, and weight distribution.

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a gas station operator is interested in determining which gas pump is used most frequently by customers. the best tool for collecting this data would be a
a. run chart
b. check sheet
c. histogram
c. pareto diagram

Answers

Option D is correct. The best tool for collecting this data would be a pareto diagram.

What is pareto diagram?

To examine and rank the most critical elements or problems, a Pareto diagram is a graphical representation of data. The "80/20 rule," which argues that 80% of outcomes result from 20% of causes, is named after the Italian economist Vilfredo Pareto.

The components or concerns being studied in a Pareto diagram are organized according to their significance, with the most significant factors being shown on the left and the least significant on the right. The height of each bar denotes the frequency or size of the factor, and the factors are likewise shown as bars.

To pinpoint the most important flaws or areas for improvement, Pareto diagrams are frequently used in quality control and process improvement. An organization can prioritize its actions and resources by using a Pareto diagram to deal with the most pressing issues first, which will have the most influence on overall progress.

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robertson construction entered into a contract to construct a tunnel for a fixed price of $12,000,000. robertson recognizes revenue over time according to percentage of completion. here are some facts: estimated additional cost incurred cost to complete 2021 $3,000,000 $6,000,000 2022 5,000,000 2,000,000 2023 2,500,000 0 how much revenue would robertson recognize in 2023?

Answers

The revenue that Robertson should have recognized in 2021 is computed as  given by $5,600,000

How to find the Calculation?

The revenue that Robertson should have recognized in 2021 is computed as follows:-

For 2023

Cumulative cost incurred plus an estimated extra cost to finish equals the estimated total cost.

= $3,000,000 + $6,000,000

= $9,000,000

Cumulative cost expended / estimated total cost equals the percentage of completion.

= $3,000,000 / $9,000,000

= 33.33%

$12,000,000 * 33.33% is the contract price.

= $4,000,000

Therefore, 2021s revenue was $4,000,000.

The year 2023

Cumulative cost incurred plus an estimated extra cost to finish equals the estimated total cost.

= ($3,000,000 + $5,000,000) + $2,000,000

= $10,000,000

Cumulative cost expended / estimated total cost equals the percentage of completion.

= $8,000,000 / $10,000,000

= 80%

$12,000,000 * 80% of the contract price

= $9,600,000

$9,600,000 - $4,000,000 in revenue

= $5,600,000

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at year-end, a trial balance showed total credits exceeding total debits by $5,300. this difference could have been caused by:

Answers

At  year-end, a trial balance showed total credits exceeding total debits by $5,300. This difference could have been caused by the balance of $6,020 in the Office Equipment account being entered on the trial balance as a debit of $720.

What is a trial balance?

A trial balance is a list of all the general ledger accounts in a company's ledger. This list will include the name of each nominal ledger account as well as the balance of that nominal ledger account. Each nominal ledger account will have a debit or a credit balance.

An uneven trial balance is most likely caused by overstated or understated balances on the credit or debit sides. If the total credits exceed the total debits, it indicates that a debit entry was understated or a credit entry was overstated.

In this case, the debit was understated because the office equipment was not recorded at the proper amount, resulting in a $5,300 difference.

Therefore, the difference is caused due to the balance of $6,020 in the Office Equipment account being entered on the trial balance as a debit of $720.

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Your question is incomplete, but most probably the full question was,

At year-end, a trial balance showed total credits exceeding total debits by $5,800. This difference could have been caused by: Multiple Choice An error in the general journal where a $5,800 increase in Accounts Receivable was recorded as an increase in Cash. A net income of $5,800. The balance of $58,000 in Accounts Payable being entered in the trial balance as $5,800. The balance of $6,020 in the Office Equipment account being entered on the trial balance as a debit of $720

which of these lists ranks the savings options from highest expected interest rate to lowest expected interest rate?

Answers

The list rank of the savings options from highest expected interest rate to lowest expected interest rate is (D) 10-year CD, 5-year CD, Online savings account, Savings account at traditional bank.

In the term of financial economic, saving account generally can be defined as A the account bank that allows you to deposit your money, safe with the bank, so we don't have to carry it around with us or hide it in that rusted old steel safe at home. Saving account has a function where we can withdraw these funds when we need them. There are several example of saving option, such as Regular savings account, Online savings account, High-yield savings account, and also Student savings account.

The question above is incomplete, the complete question is:

Which of these lists ranks the savings options from highest expected interest rate to lowest expected interest rate?

O Online savings account, 5-year CD, Savings account at traditional bank, 10-year CD

O Savings account at traditional bank, online savings account, 5-year CD, 10-year CD

O Savings account at traditional bank, online savings account, 10-year CD, 5-year CD

O 10-year CD, 5-year CD, Online savings account, Savings account at traditional bank

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advertising is likely to be more important than personal selling when the pricing policy is and a distribution strategy is used. a. negotiated; push b. negotiated; pull c. preset; push d. preset, pull

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When the price is "preset" and distribution is "push," advertising is likely more significant than personal selling. A pricing approach referred to as "preset" pricing is one in which a product's price is established and does not alter based on discussions with specific consumers.

Since the price is not being discussed with every consumer in this scenario, advertising turns into a crucial instrument for promoting the product and generating demand.

A "push" distribution strategy is where the producer actively advertises and sells the product to the final consumer directly, bypassing middlemen like wholesalers and retailers. In this situation, advertising is essential for generating interest in the product and motivating distributors to stock and market it.

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to prove disparate treatment in court, a plaintiff in a discrimination lawsuit must show an employer's intent. true or false

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True, A plaintiff in a discrimination claim must demonstrate an employer's intent in order to establish unequal treatment in court.

What is the discrimination hypothesis referred to as "disparate treatment"?

Disparate treatment occurs when some employees are treated less favorably by their employer than other similarly situated employees because of their race, color, religion, se-x, or national origin.

Generally speaking, intentional discrimination occurs when a recipient acts in a certain way because of the alleged victim's actual or suspected race, color, or national origin.

How is discrimination proven in a courtroom?

It is necessary to reveal the person's name, race, s-ex, estimated age, and any other relevant details relating to the legal coverage. You should be familiar with their workplace, their management, and the type of work they do. You should be able to tell the EEOC how other people were treated differently from you.

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financial statements can be prepared directly from a(n): multiple choice adjusted trial balance. source document. journal entry. cash sheet. asset sheet.

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Financial statements can be prepared directly from an adjusted trial balance. Businesses utilise a trial balance.

Which is a list of credit and debit entries, to internally evaluate their double-entry accounting systems. The  trial balance sheet, the income statement, and the cash flow statement are the three primary forms of financial statements.

Together, these three statements display a company's assets, trial balance, revenues, expenses, and cash flows from financing, investing, and operating operations. Financial statements that must be provided are the income statement, balance sheet, and statement of cash flows. Traders can use these three statements as educational tools to assess a company's financial health and quickly determine its underlying value.

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two animals are considered members of different species if they __________.

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Two creatures are considered to be of different species if they cannot mate and produce live, viable offspring. If they aren't able to interbreed & give birth to live, they are considered to be individuals species.

What makes a species' individuals unique?

The concept of biological species strongly relies on interbreeding since it views a species as that being made of people from populations capable of interbreeding and producing viable offspring. In order to be considered "viable," the children have to be able to procreate.

Can people who belong to different species marry each other?

Cross-breeding or mingling living things from two different species is the process of hybridization. These minglings produce hybrids as their offspring. Natural hybrids are widespread and play a big part in evolution.

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