A 9 year Treasury Bond with a coupon rate of 8.5% ought to sell for more money.
A treasury bond is what?Treasury bonds are a particular category of debt instrument that the US Department of the Treasury issues. Treasury bonds are issued with maturities ranging from 10 to 30 years and are one of the safest investments currently accessible.
When the market rate is higher than the coupon rate, will a bond sell at a discount?When the market interest rate is higher than the bond's coupon rate, bonds are offered at a discount. Remember that a bond sold at par has a coupon rate equal to the market interest rate to grasp this idea.
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T/F marketing activities often cost 50 percent or more of the selling price of a product or service.
TRUE.Making a marketing mix is the first stage in coming up with a marketing plan.For ultimate consumers versus corporate consumers, the decision-making process is different.
What does marketing say about the 80/20 rule?a theory that contends that 20% of a company's consumers account for 80% of its sales.a framework for connecting the various market groups of potential customers to the goods that a firm might supply or future marketing initiatives.
What does the marketing 70/30 guideline entail?According to the 70/30 rule, the salesperson should speak for just 30% of the discussion and listen for the other 70%.This 70/30 split does not imply that you should make your pitch in the first three minutes of a 10 min conversation before listening to the client talk for the next seven minutes.
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riley found a receipt for a pair of jeans for $146.89 , tax included. if the sales tax rate was 7% , what was the list price of the jeans? round your answer to the nearest cent.
Based on the given conditions, formulate:: $146.89 ÷ (7% +1)
Calculate the sum or difference: 146.89/1.07
Multiply each the numerator and denominator with the identical integer: 14689/107
Round to the required vicinity Click for video about rounding: $137.28
What is a income tax example?Consider this example of income tax. You're purchasing at The Clothing Boutique and choose to estimate your total after taxes before you take a look at out. After tallying the total charge of the objects in your cart, it comes out to $100. The sales tax in that county is 9.5%, so you would calculate 9.5% of $100 (100 x 0.095).
What is the rate of GST sales tax?GST quotes are commonly excessive for luxurious gadgets and low for necessities. GST quotes in India for quite a number items and services are divided into 4 slabs: 5% GST, 12% GST, 18% GST, and 28% GST.
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brainly.com/question/30109497#SPJ4which of the following is a disadvantage of the individual policy approach to creating and managing issps? question 3 options: can suffer from poor policy dissemintation, enforcement, and review may skip vulnerabilities otherwise reported may be more expensive than necessary implementation can be less difficult to manage
The correct answer is : can suffer from poor policy dissemintation The next drawback of the individual policy approach to issp creation and management is the potential for poor policy propagation.
Topic-specific security policies, or ISSPs for short, are developed by organizations to outline the policies governing the use of individual technologies within the organization. Policy diffusion research focuses on understanding and removing these barriers and can be defined as: Investigate the targeted dissemination of scientific knowledge to policy makers to understand how to facilitate the adoption and maintenance of evidence-based policies. There are therefore two main challenges in conveying historical knowledge in just one text. It can create a narrow perception and not a broader perception of the problem.
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carolina and samantha are good friends. samantha is 95 years old. carolina is young. samantha asks carolina if she would like to own the property together as tenants in common or as joint tenants. what is the difference? what do you suggest for young carolina to do?
For Carolina, the best option would likely be tenants in common, as it allows her to have a separate and distinct share in the property, and also allows her to specify a different percentage share of the property that she owns compared to Samantha.
This can be beneficial for Carolina if she has a limited amount of money to invest in the property, as she can specify a smaller percentage ownership compared to Samantha. Tenants in common also allows for more flexibility in terms of what happens to the property when one of the owners passes away, as it can be divided according to the wishes of the deceased.
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salespeople can instill a desire for a product in a buyer by: a. building rapport with the buyer. b. earning the commitment of the buyer. c. making multiple attempts to close the sale of the product. d. building a sense of urgency. e. uncovering the purchase decision process.
Salespeople can instil a desire for a product in a buyer by building a sense of urgency. The correct option is d.
What is the product?A product is an object or system, or service made available for consumer users of the consumer demand; it is anything that can be offered to a market to satisfy the desire or need of a customer. In retailing, products are often referred to as merchandise, and in manufacturing, products are bought as raw materials and then sold as finished gooServicevice is also regarded as a type of product.
In project management, products are the formal definition of the project deliverables that make up or contribute to delivering the objectives of the project.
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at the end of the year, xavier received a form from his employer that reported annual earnings and the amounts deducted for taxes. that form is called a:
That form is called a W-2. For example, if a household earns $100,000 and pays $15,000 in taxes, the household's average tax rate is 15%.
The total income rate earned by an individual on a paycheck before taxes and other deductions is referred to as average gross income.
It includes all of an individual's earnings from all sources, including wages, rental income, interest income, and dividends. Individual income tax (also known as personal income tax) is a tax levied on a person's wages, salaries, dividends, interest, and other income earned throughout the year. The tax is usually levied by the state where the income rate is earned.
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describe one positive and one negative aspect of allowing harvesting of trees by private companies on public land such as national forests.
Positive: Allowing private companies to harvest trees on public land can provide economic benefits to local communities through job creation and an influx of tax revenue.
Negative: Allowing private companies to harvest trees on public land can be environmentally damaging, leading to soil erosion, air pollution, and negative effects on wildlife.
Harvesting trees on public land, such as national forests, can have both positive and negative impacts. On the positive side, allowing private companies to harvest trees can bring economic benefits to local communities by creating jobs and bringing in tax revenue. However, on the negative side, it can be environmentally damaging, leading to soil erosion, air pollution, and negative effects on wildlife.
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when the firm's activity requires it to operate at a level above the upper boundary of the relevant range, fixed expenses are likely to:
When a firm's activity requires it to operate above the upper boundary of the relevant range, fixed expenses are likely to become a larger portion of its total costs.
What are fixed expenses ?Fixed expenses, commonly referred to as overhead costs, are costs that never change no matter how much is produced or how much is sold. Rent, salary, insurance, property taxes, and equipment leases are a few examples of fixed expenses.A company is producing and selling more than its typical capacity when it operates at a level that is higher than the upper limit of its relevant range. Although the fixed costs are same, the growth in production and sales may lead to new expenses such overtime compensation, utilities, and maintenance.As a result, the fixed costs increase as a percentage of overall costs, which raises the price per unit of manufacturing. As a result, it may be more difficult for the business to retain profitability.To know more about fixed expenses , check out :
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total liabilities were $330,000 at the beginning of the year and $300,000 at the end of the year. stockholders' equity was $270,000 at the beginning of the year and $240,000 at the end of the year. what was the debt/equity ratio at the end of the year (rounded to one decimal)?
The correct answer for the debt/equity ratio at the end of the year is $300,000 / $240,000 = 125%.
What does debt equity ratio mean?A company's debt-to-equity ratio (D/E ratio) reveals how much debt it has in relation to its assets. It is calculated by dividing the total debt of a corporation by the total shareholder equity. A greater D/E ratio indicates that the corporation might find it more difficult to pay its liabilities.
What debt-to-equity ratio is ideal?A decent debt-to-income ratio is often between 1 and 1.5. The appropriate debt to equity ratio will, however, vary by business, as some employ more debt financing than others. Capital-intensive businesses with higher ratios that can exceed 2 include the financial and manufacturing sectors.
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this type of business organization is relatively easy to start, and it is subject to much lighter regulatory and paperwork burden than other business forms.
This type of corporate organization can be established more quickly and with less bureaucratic and regulatory load than other business arrangements. A sole proprietorship's primary flaw.
Which kind of company entity has complete legal separation from its owners?A corporation—also known as a C corp—is a legal entity distinct from its owners. This type of corporate organization can be established more quickly and with less bureaucratic and regulatory load than other business arrangements.
What kind of company entity can you start relatively easily?A one-person operation is not a recognized organization. Apart from the owner, it doesn't have a life of its own. A sole proprietorship is the least complex sort of business structure. It is easy and inexpensive to get started because a one-person operation can operate for only a short time.
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today, you are investing $25,000 at 6 percent, compounded monthly, for 10 years. how much additional income could you earn if you could have invested this amount at 7 percent, compounded monthly?
Martha invests $5 now earning 6% interest in order to receive $10 afterwards. The term "future worth" is used to describe the $10,000.
What exactly does investment mean?A purchase of products used to create wealth for the future rather than for immediate consumption is referred to as an investor in the economy's future. An investment in banking is a purchase of a financial asset with the expectation that it will either create income going forward or simply being sold for a profit.
In what ways can I buy shares?The most straightforward method to buy stocks is through an online stockbroker. Following account creation and funding, you can immediately buy stocks just on broker's website. Another option is to buy shares directly from the company or through a full-service stockbroker.
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nvidia went through a major rethinking of its strategy after its initial market failures. based on the case just mentioned, what is the major diagnosis of the competitive challenge they found? multiple choice customers would be willing to buy new and better graphics solutions frequently. intel would be targeting this market shortly and nvidia needed to be ready. nvidia should buy or at least partner with rival 3dfx. the overall graphics market will be shrinking, so performance is needed to win market share. nvidia needs to create three staggered development teams for chip development.
Option (a), Customers would frequently be willing to pay more for new and improved graphics solutions, which was the main competitive problem they saw.
Customers: Would they be prepared to spend more money to receive better service?Positive client experiences lead to increased revenue for your business. The truth is that 86% of customers are willing to pay more for better service.
Which elements affect consumer pricing?When a customer has an urgent need that your product or service might be able to satisfy, they may be more willing to spend more money. The opposite is not always true. Similar to the above, they may be more willing to pay more when there is a shortage of something as opposed to when there is one, whether genuine or perceived.
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in its first year of operations, grace company reports the following: revenue of $60,000 ($52,000 cash received from customers); expenses of $35,000 ($31,000 cash paid toward expenses). net income under the accrual basis of accounting is: multiple choice $17,000. $21,000. $13,000. $25,000. none of the choices are correct.
The net income that is under the accrual basis of accounting is given by $25,000.
In the accrual basis of accounting net income is based on accounting based on transaction of revenue earned ( here we are not including the received cash amount ) and matching of expenses with revenue ( here also paid cash is not counted ).Revenue earned in the reports of grace company is equal to
= $60,000
$52,000 is cash received which is not used for accrual basis.
Expenses = $35,000
Net income under accrual basis
= Revenue - Expenses
= $60,000 - $35,000
= $25,000
Therefore, the net income which is under the accrual basis of accounting is equal to $25,000.
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Which type of control identifies a security risk that might be present in a policy, process, or procedure? a)Corrective b)Deterrent c)Detective d)Compensating e)Preventative
Preventative control identifies a security risk that might be present in a policy, process, or procedure .
What is preventive control?
The idea of separation of roles is frequently at the heart of preventive controls, which seek to lessen the likelihood of mistakes and fraud before they happen. Because they are proactive and centered on quality, preventive controls are crucial from the perspective of quality.
Preventative measures include things like rules, standards, protocols, and procedures as well as physical barriers, encryption, and firewalls.
What distinguishes preventative from preventive controls?
A preventive control is one that is put in place with the goal of preventing an occurrence from happening. This type of control is also sometimes referred to as a "preventative control." Preventive control aims to avert problems from occurring in the first place.
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which of the following are ways of expressing the meaning of ceteris paribus? multiple select question. assuming other things remain constant assuming additional factors, other than those under consideration, are given equal consideration assuming factors other than those being considered in a particular analysis do not change assuming additional factors, other than those under consideration, play a significant role in analysis
Correct answer is option A. Meaning of ceteris paribus is assuming other things remain constant.
Ceteris paribus, literally "keeping other factors constant," is a Latin phrase that translates to "all else being equal." It is a dominant presumption in mainstream economic ideas and serves as a shorthand indication of a effect of one economic indicator on another, assuming all other variables remain constant (constant).
In a scientific sense, claiming that one variable impacts another, ceteris paribus, means that we are essentially trying to control for the impacts of other variables.
In economics, it serves as a shorthand indicator of the impact of one economic variable on another, assuming all other factors remain constant.
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if inflation were rising at an above average rate, the type of mutual fund that would typically increase in value is a:
The type of mutual fund that would normally grow in value if inflation rose above average is a: Precious metals fund.
A mutual fund is a professionally managed investment vehicle that pools money from several individuals to buy securities. While open-ended investment firms in the UK and SICAVs in Europe are comparable worldwide structures, the phrase is widely used in the US, Canada, and India. Money market funds, bond or fixed income funds, stock or equity funds, or hybrid funds are often used classifications for the main investments of mutual funds. Funds can also be divided into actively managed funds, which strive to outperform stock market indices but often have higher fees, and index funds, which are passively managed funds that mimic the performance of an index, like a stock market index or bond market index. The best mutual fund models are open-end.
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a manufacturing firm has received a contract to assemble 100 units of test equipment in the next year. the firm must decide how to organize its assembly operation. skilled workers at $32 per hour each can individually assemble the test equipment in 2.7 hours per unit. alternatively, teams of five less-skilled workers (at $22 per hour each) can assemble a unit in 0.8 hours. which approach is the best? what criteria did you use to make your decision? answer: $86.40 for individual and $88 for team assembly, therefore select individual assembly
The answer is It is better to employ less skilled workers as their cost is less.
Firstly, let us calculate the total cost if skilled workers are employed:
-Cost when skilled workers are employed=Total units ×Hours required per unit× Per hour wage rate=100×2.7×32= $ 8640
Calculation of total cost if less skilled workers are employed:
-Cost when less skilled workers are employed =Total units ×Number of workers ×Per hour wage rate=100×0.8×22 = $ 1760.
What is the straightforward definition of manufacturing?Manufacturing is the process of creating things by hand or by machine that will eventually be sold to customers. Raw materials or individual parts of a bigger product may be employed in manufacturing.
What separates production from manufacturing?Lumber or minerals are examples of tangible raw materials used in manufacturing to manufacture items. However, both material raw materials and immaterial resources, like money or credit, are used in the production process. The way that producers and manufacturers buy their resources also varies.
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an increase in quantity demanded question 7 options: a) results in a movement downward and to the right along a demand curve. b) results in a movement upward and to the left along a demand curve. c) shifts the demand curve to the left. d) shifts the demand curve to the right.
Option (A) is the correct answer: an increase in quantity demanded results in a movement downward and to the right along a demand curve.
A change in quantity demanded is a movement along a given demand curve, while a change in demand is a shift of the entire demand curve. An increase in quantity demanded means that consumers are willing and able to purchase more of a good or service at the same price, which causes a movement along the existing demand curve. This movement is downward and to the right, indicating an increase in both quantity demanded and price.
Therefore, the correct option is (A) results in a movement downward and to the right along a demand curve.
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how did the members of the motion picture patents company respond to the creation of the board of censorship by a group of new york citizens in 1909?
When a group of individuals from New York founded the board of censorship in 1909, members of the motion picture patents corporation responded by providing the board with financial backing.
Earlier censorship with the Trust, which was established in 1909 to defend the mayor of New York. ruled that governments could regulate films and that there was no First Amendment right for filmmakers.
The Cinematograph Act of 1952 established the CBFC, also known as the Censor Board. Its goal is to ensure that feature films, short films, trailers, documentaries, and theater-based advertising are appropriate for public viewing through screening and rating.
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time needed to adjust to changes in price. the flexibility of the production process.unanswered relative need and relative cost.unanswered the availability of inputs.
Time needed to adjust to changes in price. the flexibility of the production process relative need and relative cost .
What does the term "relative cost" mean?
The ratio of a certain product's price in one time to that same product's price in another period is known as the price relative. A price relative in purchasing power parity (PPP) comparisons refers to the proportions of the same commodity in two nations.
What do absolute and relative costs mean?
Relative price is the amount of money needed to buy a specific amount of a particular good, whereas absolute price is the amount of money needed to buy that same amount. The quantity of a different good that can be traded for a specific amount of a particular good is its relative pricing.
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When positioning products relative to competitors' offerings, firms typically are most successful when they focus on opportunities A) that build on their strengths relative to those of their competitors. B) in international markets. C)where customer excellence can be substituted for product excellence. D)where value-based pricing can be ignored. E)for diversification.
When positioning products relative to competitors' offerings, firms typically are most successful when they focus on opportunities that build on their strengths relative to those of their competitors.
What are international markets?International markets describe the flow of products, services, and capital between various nations. These markets are characterized by divergent economies, legal systems, linguistic systems, and cultural norms, which can present possibilities as well as difficulties for firms.
Participating in overseas markets may help businesses reach new clients and diversify their product offerings, but it can also expose them to heightened competition, currency volatility, and regulatory challenges. Companies must have a solid grasp of regional legislation, customer preferences, and cultural norms in addition to an efficient plan for overcoming the particular difficulties presented by each market if they are to flourish in these markets.
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which part of the business plan identifies plans for pricing policies? Self-analysis. Trading area analysis. Proposed marketing plan.
Company kind, business philosophy, product or service, self-analysis, and trade area analysis are all included in the description and analysis. Hence option D is correct .
What is Plans for pricing policies ?Your main objective while writing the marketing portion of your business plan is to demonstrate how you'll introduce your target customers to your good or service and how you'll persuade them to purchase it.
A business plan is essentially an outline of all the operations of a company and how they affect the bottom line.
Studying and comprehending trade activities within a certain geographic area is called trade area analysis. This covers details like the kinds (and number) of enterprises that are present.
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what‘s one large purchase that you want to save for? what‘s your plan to save the money you need?
You want to save money for a significant purchase like a high-yield savings account. Plan save the money involve pay off student loans, car loans, business loans, personal loans, or medical expenses.
What is purchase example?He got a ticket and climbed up to the top deck. Brokers were used to purchase the majority of the shares. The receipts included some for auto purchases. She examined her item after opening the tie box.
What is purchase definition in accounting?Definition. All items and services purchased for resale of consumption throughout the production process are included in purchases of products and services, excluding capital goods whose consumption is recorded as use of fixed capital.
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jose is looking at a document that outlines the specific deliverables and sub-deliverables required to complete the writing of a technical support manual. he is most likely viewing the
Jose is most likely viewing the project plan or project schedule.
A project plan is a document that outlines the steps, tasks, and deadlines required to complete a specific project. It is a crucial tool for project management, as it helps organize and coordinate the work of all team members, ensuring that the project is completed on time and within budget.
In this case, Jose is looking at a project plan that outlines the specific deliverables and sub-deliverables required to complete the writing of a technical support manual. This plan will likely include a timeline, task assignments, and a description of each deliverable. By having a detailed project plan, Jose and his team can ensure that the manual is written in an efficient and effective manner, and that all the necessary elements are included.
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you work for a lending institution and are tasked with whether or not to approve a home loan, using the standard 28/36 ratio. the loan application is
The loan is to be approved b. somewhat likely; recurring debt is very close to what is allowed.
A loan occurs when one party pledges to repay another party's money plus interest. A person, business, or nation will apply for a loan from a lender with the promise to repay it with interest and within a certain time frame. The cost of the loan is determined by the interest paid.
Given that the recurring debt is quite close to the limit that is permitted, approval of the loan in the given situation is somewhat likely. Recurrent debt is generally defined as any payment made to cover debt commitments that arise continuously. Recurring debt is thus made up of payments that are difficult to stop at the payer's request. Alimony, child support, and loan payments are a few examples of this type of debt.
Complete Question:
You work for a lending institution and are tasked with whether or not to approve a home loan, using the standard 28/36 ratio. the loan application is for $230,000. you see that the applicant has an annual salary of $83,000. the applicant also has a car payment of $315, a student loan of $140 and a boat loan of $96. how likely are you to approve the loan?
a. very likely; recurring debt is considerably less than what is allowed.
b. somewhat likely; recurring debt is very close to what is allowed.
c. not likely; recurring debt is higher than what is allowed.
d. there is not enough information given to determine the answer.
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unlike inflation where prices rise even if the economy is not slowing down, the situation when the economy is in fact slowing but prices are going up is called blank . multiple choice question. recession inflation depression stagflation
Unlike inflation where prices rise even if the economy is not slowing down, the situation when the economy is in fact slowing but prices are going up is called stagflation .
What exactly is economic stagflation?
High prices combined with sluggish economic growth is known as "stagflation." Though purchasing power decreases due to inflation, prices rise.
For instance, if the price of a product, like oil, rises suddenly and unexpectedly, prices will rise in line with this, and profits will decline. A stagflation scenario results from the struggle between rising prices and declining profitability.
What are recession vs. stagflation?
Economic growth is the main factor that distinguishes a recession from stagflation. A recession sometimes signifies low inflation rates and an economy that is weakening or decreasing.
A stagflationary economy is one that has persistently high inflation rates, yet it also resembles a recession.
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When property rights are clearly defined and enforced, private owners will?
Private owners will develop and guide their property towards uses that others value highly when property rights are clearly defined and enforced since the market will typically compensate them for doing so.
What will most likely happen if private property rights are strictly protected and upheld?Discovering and using resources in ways that are highly valued by others will benefit resource owners.
What function do private property rights serve in the operation of a market system?Because it enables people and businesses to transact in the market, private property and the rights to preserve it are essential to the functioning of a market system. It establishes ownership of a property, as well as its possible uses and advantages.
What kind of property rights have private owners?Home ownership is among the most prevalent types of private property. Usually, the right to reside there, sell it, or rent it out to others belongs to the owner of the home. Using an automobile as an illustration of private property. A car's owner is free to use it, sell it, or rent it out to others, just like they can with a house.
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the performance management approach that incorporates information about an employee's performance from the employee's supervisor, subordinates, peers, and others within and outside the organization is called
The organization is called 360-degree feedback. This approach is known as management by objectives (MBO). It is intended to improve employee engagement and commitment while bringing organisational goals into alignment.
Performance management involves identifying the specific activities and outcomes that will lead to the company successfully implementing the strategy in order to make sure that employees' actions and results are consistent with the organization's goals. During the performance review phase, both employees and managers should examine employees' performance. The performance management process is finished after the performance renewal and recontracting phase. The phases of a performance management system must all be interconnected because this is crucial.
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for each of the following transactions, state the possible effect on u.s. gdp for this year: a. the purchase of a 1990 ford bronco. u.s. gdp (click to select) . b. a purchase of a share of ibm stock. u.s. gdp (click to select) . c. steel purchased by general motors to be used in the production of new vehicles. u.s. gdp (click to select) . d. a dry cleaning bill. u.s. gdp (click to select) . e. the money you saved by doing your own laundry rather than using a dry cleaning service. u.s. gdp (click to select) . f. $25 paid to a local landscaping business to mow your lawn. u.s. gdp (click to select) . g. money used to purchase an illegal drug.
The gross domestic product, or GDP, is a comprehensive financial indicator of a country's overall economic activity.
The GDP of the United States is a thorough indicator of economic activity. The value of the finished goods and services produced in the US is measured by the GDP. The given transactions' possible effect on US GDP will be as follows -
a. The purchase of a 1990 Ford Bronco - Should not be included - it was produced in 1990, not the current year.
b. A purchase of a share of IBM stock. - Should not be included - Stock represents ownership and not production.
c. Steel purchased by General Motors.- - Should not be included - Steel is an intermediate good.
d. A dry cleaning bill. - Should be included - As it is a service produced
e. The money you saved by doing your own laundry rather than using a dry cleaning service. - Should not be included - As there is no market transaction
f. $25 paid to a landscaping business to mow your lawn. - Should be included - As this is a service that is produced
g. Money used to purchase illegal drugs. - Should not be included - As illegal production is not included in GDP calculations.
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last year, maria failed to file a tax return. she has since learned that she might be able to file it late. when she goes to file, what should she expect?
Maria may incur penalties and interest costs if she tries to file her tax return now after failing to do so last year.
Who assesses tax payers with fines and interest?If a taxpayer files their tax returns after the deadline or fails to make a timely tax payment, the Internal Revenue Service (IRS) will assess fines and interest. Late filing fees start at 5% of the taxes owed per month and go up to a maximum of 25% of the taxes owed.
What primary criteria govern whether or not a tax return should be filed?There are four criteria that determine whether you must file a tax return: income, education level, age, and the presence or absence of unique factors.
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