When a debtor offers to pay a lesser amount than the creditor originally claimed was owed, and a creditor accepts, the agreement is called Accord and Satisfaction
Who is a debtor?
A business or person that owes money is called a debtor. If the debt is in the form of a loan from a financial institution, the debtor is referred to as the borrower, and if the debt is in the form of securities, such bonds, the debtor is referred to as the issuer. A voluntarily petitioner for bankruptcy protection is likewise regarded as a debtor for legal purposes.
Who is a creditor?Usually through a loan arrangement or contract, a creditor is a person or organization that offers credit to another party so they can borrow money. Creditors can be categorized as personal or actual.
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During which phase would the emergency situation end and rebuilding efforts begin?
Reconstruction will be the phase that the emergency situation end and rebuilding efforts begin. This is a component of planning for continuity of operations (COOP). COOP is an effort made by specific agencies to make sure they can carry out their critical tasks during a variety of catastrophes.
COOP is merely ethical business conduct. Orders of succession, delegations of power, backup facilities, backup communications, administration of vital records, human resources, testing, training, exercising, devolution, and reconstitution are all covered by COOP Plans. In order to ensure the continuation of an agency's core operations, COOP involves preparing for every circumstance, including natural disasters, accidents, technology threats, and national security emergencies.
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Which targeting strategy did 5-hour energy focus on and how was the product positioned in the market? positioning is rated as high, medium, and low.
The market targeting strategy that the 5-Hour Energy is following is known to be Niche Marketing.
Check more about Niche marketing below.
Why follow Niche Marketing?There are different areas of marketing. The 5-Hour Energy is known to follows Niche Marketing due to the fact that they have a particular group of customers of which they have to place their full focus on.
Note that they are firms that are set on fulfilling the needs of what their customers’ as well as their requirements.
Thus they added ingredients that will make a substantial boost in energy with also a combination of vitamins and amino acids to their products.
Therefore, based on the above, one can say that The market targeting strategy that the 5-Hour Energy is following is known to be Niche Marketing.
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The written instrument that conveys the property from the grantor to a grantee is called?
The written instrument that conveys the property from the grantor to a grantee is called a property deed.
Property is any object that someone or a enterprise has criminal name over. belongings may be tangible items, along with homes, motors, or appliances, or it can consult with intangible items that bring the promise of destiny really worth, together with stock and bond certificates.
In the economics and political economic system, there are three extensive styles of assets: private belongings, public belongings, and collective belongings (also referred to as cooperative assets).
Property is largely of categories: Corporeal property and Incorporeal property. Corporeal property is visible and tangible, whereas incorporeal property is not. moreover, corporeal belongings is the proper of possession in cloth things, whereas incorporeal property is an incorporeal proper in rem.
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When it is difficult to hire employees, firms take ____________ to hire, which increases ____________ unemployment.
When it is difficult to hire employees, firms take longer to hire, which increases frictional unemployment.
So the correct filling is longer and frictional
What is Unemployment?
According to the OECD (Organization for Economic Co-operation and Development), unemployment is defined as those over a certain age (often 15) who are not now employed or self-employed but are nonetheless currently eligible for employment during the reference period. The number of unemployed people as a percentage of the labor force serves as a proxy for unemployment, which is expressed as the unemployment rate (the total number of people employed added to those unemployed). A nation can affect unemployment and the state of the economy, for instance, by its fiscal policy. Furthermore, a nation's central bank or other monetary authority can affect the cost and availability of money by enacting monetary policy.
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Bonds are usually called when interest rates _______ so the issuer can gain by reissuing new bonds with a _______ interest rate.
Bonds are usually called when interest rates fall so the issuer can gain by reissuing new bonds with a lower interest rate.
Bonds are debt instruments and represent loans made to the issuer. They are commonly issued by governments or corporations to borrow money.
We can look at bonds from the seller's perspective as, selling bonds being a way of borrowing money. Then from the buyer's perspective we look at buying bonds as a form of investment because it entitles the purchaser to guaranteed repayment of principal as well as a stream of interest payments.
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The income statement columns in the end-of-period spreadsheet show that debits are equal to $55,800 and credits are $77,520. what does this information mean to the accountant?
That information means the accounts are out of balance. It happened because there is probably an error that has been made previously. This happens because if $55,800 is subtracted by $77,520 it will result in an imbalance and create a loss.
An income statement is a financial document that must be owned by a company after the balance sheet and cash flow. From the report, you can see how much income and expenses are borne by the company in a certain period of time. In addition, the income statement also has several benefits as below:
Informing the total tax to be paidProvide profit or loss informationCompany evaluation referenceSee company efficiencyBe the basis for making a decision#SPJ4
Lumber is used to build a house so that what was personal property (lumber) is now real property (the house). the process is called?
Lumber is used to build a house so that what was personal property (lumber) is now real property (the house). the process is called attachment.
Lumber is the general word for all harvested wood, including logs, large timbers, and members used in light-frame buildings. Hardwood or softwood are the two categories of lumber. The phrase is frequently used to refer especially to the goods made from wood in a sawmill.The four primary types of wood you may use for any sort of woodworking project are hardwood, softwood, plywood, and MDF. The following information will help you choose the proper type of wood for your project.To know more about Lumber visit:
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In a simple circular-flow model, there are flows of _________ and flows of _________.
In a simple circular-flow model, there are flows of "Factors of production; goods and services" and flows of "Funds received from the sale of factors of production; spending on final goods and services".
This is further explained below.
What are the Factors of production?Generally, The materials that make up the economy's fundamental building blocks are known as factors of production; these are the things that people rely on in order to generate commodities and services. Land, labor, capital, and entrepreneurial initiative are the four subcategories that economists use to classify the components of production.
In conclusion, There are streams of "Factors of production; products and services" and flows of "Funds obtained from the sale of factors of production; expenditure on final goods and services" in a straightforward model with circular movements of materials and money.
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Trina's bakery had 600 customers last year and this year, 400 of those customers still patronize the bakery. what is the retention rate at trina's bakery?
'Trina's bakery had 600 customers last year and this year, 400 of those customers still patronize the bakery. its retention rate is 66%.
A customer is an individual or business that purchases goods or services from another business. Customers are important because they drive sales. Without them, companies cannot continue to exist.
The definition of customer is a person who purchases products or services at a store, restaurant, or other retail establishment. An example of a customer is someone who goes to an electronics store and buys a television.
These are variables like Opportunity, Profit Desired, User Status, User Rate, Loyalty Rate, Readiness, and Consumer Attitude. These include loyalty, cost, purchase frequency, purchase quantity, timing, purchase decisions, and where customers purchase products.
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Customer satisfaction is a function of ________ product/service performance product/service performance and customer expectations customer expectations customer evangelism
"perceived performance and expectations", Customer satisfaction is determined by how closely a product meets a customer's expectations and how well it really performs.
What is Customer Satisfaction?
Here, perceived performance and expectations are a function of consumer satisfaction. The consumer's perception of the quality of a product or service is known as perceived performance. On the other hand, the following factors have an impact on buyer expectations:
Product performance in the most recent period
Referrals, suggestions, or testimonies
Reviews
What rival companies have to say about the good or service
What its own advertisers claim?
This definition states that before a consumer makes a purchase, the satisfaction objectives are decided upon by them. At this stage, people also begin seeking for further information, including reviews, comparisons, alternatives, etc. At this point, your website, content marketing initiatives, and participation on other review sites all matter. Customer reviews and testimonies also work.
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Lorena considers coffee and tea to be substitutes. therefore, the cross elasticity, also known as cross price elasticity, of demand between coffee and tea for lorena must be:______.
Lorena considers coffee and tea to be substitutes. therefore, the cross elasticity, also known as cross price elasticity, of demand between coffee and tea for Lorena must be positive.
The cross elasticity of demand for alternative goods is always positive since the demand for one good rises when the price of the substitute good rises. For example, if coffee prices grow, users will switch to tea, a substitute beverage, which is more affordable and substitutable. This is also reflected in the cross elasticity of the demand formula. The denominator (the price of a coffee) and numerator (the percentage change in the demand for tea) both exhibit positive escalations.
Since Lorena finds coffee and tea to be suitable substitutes, therefore, for Lorena, the cross elasticity of demand between coffee and tea, commonly known as the cross-price elasticity, must be positive.
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Lorena considers coffee and tea to be substitutes. Therefore, the cross-price elasticity of demand between coffee and tea for Lorena must be
a. positive
b. negative
c. positive and higher than 1
d. positive and less than 1
Under a system of private property, could a 60-year-old owner of a tree farm benefit by planting and caring for a crop of douglas firs, most of which will not be ready to cut for 50 years?
Yes, as the trees develop and the harvest draws nearer, the farmer will gain from an increase in the value of the private property.
What do you mean by Private property?
Real estate that is owned by people or organisations other than the government is referred to as private property. Land, buildings, things, and intellectual property are all examples of private property (copyright, patent, trademark, and trade secrets). Private property is often given away, sold, or transferred with the owner's permission.
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One goal of low-cost programs aimed at improving the health of older people is to?
The objective of low-cost programs designed to improve the health of seniors is to address the issue that many seniors lack understanding of their own chronic health issues.
An important risk factor for functional impairment in older persons is the presence of many chronic conditions, commonly known as comorbidities or multi-morbidities. Functional impairment is the inability to carry out regular domestic tasks and chores or to participate in activities outside the home without interference. Many older persons experience an increasing number of complex health problems as they age, which negatively impact their ability to function on a day-to-day basis and their general quality of life. The prevalence of memory problems adds to these worries for some individuals and groups of older folks.
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A company (regardless of industry) that uses digital technology involving connectivity, communication, and ai as a foundation of its value-creation processes is referred to as a(n) ______.
A company (regardless of industry) that uses digital technology involving connectivity, communication, and ai as a foundation of its value-creation processes is referred to as a(n ) digital enterprise
This is further explained below.
What is a digital enterprise?Generally, A company that incorporates the use of technology to achieve a competitive edge in both its internal and external business operations is known as a digital firm.
The term "digital technologies" refers to any electronic equipment, system, device, or a resource that can create data, store data, or process data. Examples such as social media, online gaming, multimedia, and mobile phones are very familiar to most people.
Learning of any kind that makes use of technology is referred to as digital learning.
It is possible across the board in every subject area of the curriculum.
In conclusion, A digital business is a corporation, regardless of the sector, it operates in, that employs digital technology as the basis for its value-creation activities.
This digital technology often involves connection, communication, and artificial intelligence.
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By paying close attention to customer needs and continuously monitoring the environment in which it operates, a good marketer can?
By paying close attention to customer needs and continuously monitoring the environment in which it operates, a good marketer can identify potential opportunities. Thus option B is correct.
What is a Customer?A customer refers to an individual who purchases the product he may or may not be the consumer as the consumer is the person who is the end user of any product and utilize it.
Customers are the key elements of any busines, fulfilling customers' needs and desires will result in better customer satisfaction and helps business to identify potential opportunities to grow and seek improvement.
Therefore, option B is appropriate.
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The complete question is By paying close attention to customer needs and continuously monitoring the environment in which it operates, a good marketer can?
Avoid cognitive dissonance
identify potential opportunities
Divide Geration
What is a marketing phenomenon that facilitates and encourages people to pass along a marketing message?
Viral marketing is a marketing phenomenon that facilitates and encourages people to pass along a marketing message. A "phenomenon that facilitates and motivates people to voluntarily spread a commercial message" is known as viral marketing.
Marketing: What Is It?Marketing is the term used to describe the activities a business engages in to encourage the purchase or sale of a good or service. Delivering goods to customers or other businesses includes marketing activities like advertising and sales. Affiliates will occasionally carry out marketing for a business.
Employees in a company's marketing and promotion divisions aim to attract the attention of key target populations through advertising. Promotions are aimed at certain demographics and may include celebrity endorsements, memorable slogans or taglines, eye-catching packaging or graphic designs, and general media exposure.
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When working at the scene of a motor vehicle crash at night, you should not use?
When you arrive at the scene of a significant car accident at night, you discover that parking your ambulance facing oncoming traffic is the safest option. Turn off your headlights, please.
As opposed to the fire department vehicle, use a different siren tone. Be careful and deliver the patient to the hospital as quickly as you can when transferring a patient to the hospital. A vehicle's driver is not allowed to make a U-turn. On a road with no limits on the flow of traffic. when automobiles are present.
If a police car, fire truck, ambulance, or other emergency vehicle is using a siren and red lights, you must surrender the right of way. Until the emergency vehicle or vehicles have passed, halt driving at the right edge of the road. But avoid stopping at intersections.
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The _____ is a standardized job-analysis instrument whose focus is on administrative jobs, and the analysis is done in terms of 13 essential components of all administrative jobs.
The Management Position Description Questionnaire is a standardized job-analysis instrument whose focus is on administrative jobs, and the analysis is done in terms of 13 essential components of all administrative jobs. We can analyze management positions utilizing the Management Position Description Questionnaire. As a result, HR departments would be able to set training standards, compensation ranges, and job classifications for new positions.
There are 208 items in a Management Position Description Questionnaire, which are divided into 13 categories. 197 performance elements are also included in these areas. The Management Position Description Questionnaire's narrative nature means that it typically requires some training before it can be utilized effectively. The questionnaire was created by Walter W. Tornow and Patrick R. Pinto in 1976.
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on her tenth birthday linda jones’s parents decide to deposit $4,000 in a savings account for their daughter. they intend to put an additional $4,000 in the account each year on her 11th, 12th, ..., 17th birthdays. assume that the bank pays linda’s parents 8% on positive account balances but charges them 10% on negative balances.
$6,227.51 is the correct answer.
Here are some frequently asked questions and their short responses.
Will the $4,000 saved each year be enough to pay for the anticipated college expenses?
No, as there is a maximum withdrawal amount of $12,846.23 each year (for 4 years) at an interest rate of 8%. Her parents will be short $7,153.77 every year. Is the 529 plan for Linda underfunded?
Yes, when she turns 18, she will have $42,548 in her account, but this won't be enough to cover her college expenses.
What amount should Lynda save year in her 529 plan to pay all of her tuition and fees?
$6,227.51
What will Lynda's net present value of college costs be when she turns 18?
If Lynda's parents wish to cover her college expenses, they need to have $66,242 in her 529 funds.
Lynda's 529 accounts will be filled with the following sum when she reaches 18:
Future value is equal to the yearly payment multiplied by the annuity factor (8 periods, 8%, FV annuity factor).
= $4,000 times 10.637
= $42,548 This sum will be withdrawn by her parents in 4 installments:
Maximum withdrawal per year: $42,548 / 3.3121
= $12,846.23
Annual Withdrawal x PV Annuity Factor (8%, 4 Periods) = Present Value
The necessary balance is 20,000 multiplied by 3.3121, or $66,242.
$6,227.51 per year ($66,242 / 10.637)
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A stakeholder has ______ when its needs are within the bounds of the law or are otherwise relevant to the firm.
A stakeholder has a legitimate claim when its needs are within the bounds of the law or are otherwise relevant to the firm.
Who are the stakeholder?These are investors that has a vested interest in a company and can either affect or be affected by a business' operations and performance. Some examples of a stakeholders in a firm includes the investors, employees, customers, suppliers, communities, governments, trade associations, foreign investor etc.
However, in most case, the stakeholder has a legitimate claim when its needs are within the bounds of the law or are otherwise relevant to the firm.
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Data 100 if we're trying to predict the results of the clinton vs. trump presidential race, what is the population of interest?
224,059,000 is the population of interest.
What is the population of interest?A population of interest is, to put it simply, a defined set of people or organizations from which you are trying to draw conclusions.
possessing a variety of traits within a group. For instance, a medical study looks at how a certain disease spreads among city's stray canines. The population of interest in this case are the city's street dogs. This sample or population of interest corresponds to the overall population on which you want to draw conclusions.
The population that interests the researcher is known as the target population. It also serves as the primary context for the researcher's hypothesis and is also referred to as the theoretical population.
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Understanding how income is distributed within and across populations informs firms of different groups':_____.
a. social class.
b. disposable income.
c. purchasing power.
Understanding how income is distributed within and across populations informs firms of different groups purchasing power.
This is further explained below.
What is purchasing power.?Generally, The buying power of a certain currency is defined as the number of goods and services that can be acquired by spending a specific amount of that money.
For illustration purposes, in the 1950s, if one went to a store with one unit of cash, they would have been able to buy whatever was on the shelf.
Income: money that is earned, often on a regular basis, as a direct or indirect consequence of one's job or investing activities.
In conclusion, Firms need to have an understanding of the distribution of income both within populations and between populations in order to determine the buying power of various groups.
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Read this excerpt from a company’s conflict resolution policy:
The conflict resolution policy ensures that employees in a dispute can reach a peaceful resolution. This policy applies to all permanent employees of the company. Employees who are in a dispute must first have a face-to-face discussion with each other, under the supervision of the manager or department leader. If the manager is unable to resolve the dispute, a human resources representative will arrange a session with the involved parties. If the dispute is still unresolved, the company will create a review panel to evaluate the situation and determine what steps to take.
Which statement best summarizes the main idea of the policy?
A.
Employees who enter into disagreements with coworkers or managers can approach human resources representatives to arrange a face-to-face discussion or a review panel.
B.
If the employees of the company have a disagreement, they can ask their supervisors to arrange a session with a human resources representative.
C.
The company’s conflict resolution policy helps employees understand how the company will review their actions if they have a disagreement with coworkers or supervisors.
D.
The company’s conflict resolution policy helps employees resolve disagreements by offering face-to-face discussions, sessions supervised by a human resources representative, and review panels.
E.
The company’s conflict resolution policy discourages permanent employees from getting into conflicts in the workplace by establishing rules about the resolution process.
The statement that best summarizes the main idea of the policy is that C. The company’s conflict resolution policy helps employees understand how the company will review their actions if they have a disagreement with coworkers or supervisors.
How to explain the information?The conflict resolution policy makes sure that workers can settle a disagreement amicably. All of the company's full-time employees are covered by this policy. Employees in conflict must first speak to each other face-to-face while being supervised by the manager or department head.
A human resources agent will schedule a meeting with the parties involved if the manager is unable to settle the conflict. The business will set up a review panel to assess the matter and decide what to do if the dispute is still unresolved.
Therefore, the company’s conflict resolution policy helps employees understand how the company will review their actions if they have a disagreement with coworkers or supervisors.
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A market where tenants negotiate rent and other terms with property owners or their managers is referred to as a:_________
A user market is one where tenants bargain rent and other conditions with property owners or their managers.
What are Business User Markets?Several other user markets also make purchases, either for their own consumption or with the goal of redistribution to others, in addition to selling finished goods and services to supply chain organizations. When making these purchases, the buyer typically does not significantly alter the goods from their original state. Although technically these markets are also a component of the supply chain, the majority of business users do not actively participate in or directly support production.
Any method that lets customers get involved in a marketing effort is known as user-generated marketing. User-generated marketing is just as much a kind of public relations as anything else because it gives a target audience a more participatory and interesting experience.
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Discuss each stage of the life cycle of an insurance claim. in your discussion, demonstrate your understanding of the following terms:_____
a. claims
b. submission
c. clearinghouse
d. edi era
You can prepare for the procedure by gathering necessary documentation assembling photographs and eyewitness statements of the incident or damage, and being familiar with the subsequent steps.
What Is a Claim Under Insurance?A formal request for coverage or payment for a covered loss or other policy event made by a policyholder to an insurance company is known as an insurance claim. The insurance provider confirms the claim (or denies the claim). If it is accepted, the insurance provider will pay the insured or a recognized interested party on their behalf.
Insurance claims include everything from normal and extensive medical checkups to death payments on life insurance contracts. In rare circumstances, a third party may submit claims on the insured person's behalf. Only the person(s) named on the policy, however, are often eligible to make a claim for payments.
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During the adjusting process two transactions were neglected or omitted. The first is for unearned rent revenue of which $450 was earned during the period, the second was for accrued interest payable of which $275 is owed for the period. As a result of these omissions.
The omission related to unearned rental income could increase net income by $690 while eliminating accrued expenses, interest expense and interest payable, increased expenses and liabilities by $275. As a result, revenues are understated by $690 while expenses are understated by $275 so net income is understated by $140. Assets are not affected by this error, but liabilities are overstated by $140.
Unearned income is another name for the term “deferred income". It is used to define the process by which a company accepts payment from a customer before that customer receives a product or service. In many cases, companies rely on an upfront payment to complete the manufacture of the product before shipping it to the customer.
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According to celeste condit, communication is a process of relating because _____. multiple choice question.
According to Celeste Condit, communication is a process of relating because It occurs between two or more people and influences the type of connections.
Communication: The exchange of information, opinions, and ideas that result in a group of people organized to accomplish a certain goal having a shared interest, a clear sense of purpose, and an integrated effort is known as communication as a management (administration) tool.
Managers use communication to choose the best course of action, provide commands and instructions to subordinates, collect feedback from those subordinates, and stay in touch with people outside the organization.
According to Celeste Condit, communication is a process of relating because It occurs between two or more people and influences the type of connections.
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If the price elasticity of demand is unit elastic, the change in price is ______ the change in quantity.
If the price elasticity of demand is unit elastic, the change in price is exactly offset by the change in quantity.
The responsiveness of a change in quantity required in response to a specific percentage change in the price of the good is known as price elasticity of demand. It can be said in the following way:
Relatively Elastic Demand is considered to be relatively elastic when the percentage change in demand outweighs the percentage change in price. For instance, if a commodity's price drops by 10% but its demand increases by 20%, the commodity's demand is said to be relatively elastic. Price elasticity will have a number greater than one.
If the price elasticity of demand is unit elastic, the change in price is inelastic the change in quantity.
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The difference between budgeted sales revenue and break-even sales revenue is the:__________
The difference between budgeted sales revenue and break-even sales revenue is the margin of safety.
The margin of safety formula is equal to current sales minus the breakeven point, divided by current sales.
Margin of Safety = (Current Sales Level – Breakeven Point) / Current Sales Level x 100
The margin safety can be defined using two applications that is; budgeting and investing.
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Entrepreneurs who have the ability to effectively confront demands or stressors, and thus improve entrepreneurial performance, tend to have ______.'
Any entrepreneurs that have the ability to effectively confront demands or stressors, and thus improve entrepreneurial performance, tend to have an entrepreneurial self-efficacy.
Who is an entrepreneurs?This refers to the individual that starts and runs a business with limited resources, planning and responsible for all the risks and rewards of their business venture. Their business idea usually entails a new product or service rather than an existing business model.
When an entrepreneur have a self-efficacy, it means he/she belief in his or her capacity to execute behaviors necessary to produce specific performance attainments.
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