The principal amount for the first month to be paid will be $4500 if insurance premiums are paid separately.
What is insurance premiums?An insurance premium is the amount of money that is paid by a person, organisation, or corporation in order to use an insurance policy. Numerous variables affect the insurance premium cost, which differs from one payee to another. Your annual insurance cost, for instance, would be $2,544 if you paid $212 each month to maintain your car's insurance. Your insurance premium would be $1,272 if you bought a six-month policy. Typically, there is a base computation for insurance rates. When a fixed-income security is purchased at a price greater than par, the difference between that price and the security's face amount is referred to as the premium. The sum paid at the time an insurance policy is purchased or the recurring premiums that an insurer requires to provide coverage for some time.
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a characteristic of a unit is that it can be a single business or collection of related businesses that can exist separately from the rest of the company. group of answer choices niche market specialized business merged strategic business subsidiary
Strategic business subsidiary characteristic of a unit is that it can be a single business or collection of related businesses that can exist separately from the rest of the Firm.
Firm divisions frequently employ their own internal structures, which may include payroll management, human resources departments, and other essential parts of a functional business. A subsidiary may have its own internal organisation or alternatively may make use of the internal organisation of the parent firm.
All of the available alternatives have business-related qualities. It is necessary to produce items in order to sell them and receive payment. A firm can never subsidiary risk-free. There is always a chance of losing money due to theft, fire, natural disasters, changes in customer preferences, etc.
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a large chemical company wishes to build a new manufacturing plant. why is it more likely to be located in an area populated by minorities?
With movements occurring both within countries and across borders worldwide, migration is a genuinely global problem. According to UN DESA (2016), there are 244 million international migrants and 763 million internal migrants in the world.
International migration is largely responsible for population diversity in industrialized countries, whilst internal migration is primarily responsible for it in poor countries. Migration to "global cities," which are advanced service producers, have large economies, are international gateways, and are important political and cultural centres, is on the rise. In Sydney, London, and New York, for example, immigrants make up over a third of the population, and in Dubai and Brussels, more than half. For different cities, several elements are at work. Due to limits on immigration becoming a citizen, Dubai, for example, has a temporary population. In contrast, migration is more permanent in Brussels, where a sizable community of European nations work for the European institutions.
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assume that the market for baseballs is in equilibrium. there is a sudden decrease in income throughout the economy. if all else is held constant, we would expect that:
if baseballs are a normal good, then the demand curve will shift to the left, causing the equilibrium price and quantity to fall .
What does the economic demand curve mean?
The demand curve is a graphical depiction of the connection between the cost of a commodity or service and the quantity required over a specific time period. The price will often be shown on the left vertical axis in a representation, and the amount needed will typically be shown on the horizontal axis.
What causes a demand curve?
Consumers are more likely to make larger purchases as a product's price drops.
A demand curve that bends downward and to the right along the horizontal axis results from the fact that when the price decreases along the vertical axis, the quantity desired may rise.
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In economics, choices must be made because we live in a world of A)unemployment B)scarcity C) greed D) unlimited resources.
When resources are scarcer than there is a need for them, a choice must be made. Scarcity is a state where there is a greater demand for resources than there are available.
Why is it necessary to make decisions in an economy?Because most resources are finite, people and society are compelled to make decisions. Economics is the study of how and why people and society choose to distribute limited resources, as well as the effects of those decisions.
What decisions are necessary in economics?Economics is the study of how people make decisions when resources are few and how those decisions affect society. Individual decision-making in times of scarcity: A study of the effects on price behaviour.
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june 1 balance 28,000 completed and transferred to finished goods ? materials 148,905 direct labor 94,500 overhead 112,000
The journal entries to record the raw materials used in production and the direct labor cost incurred
Debit: Raw Materials Inventory = $148,905
Credit: Work in Process-Mixing Department = $148,905
A journal entry is a way to record transactions in an accounting system. These transactions are recorded in the general ledger, which serves as the backbone of a company's financial records.
To record the raw materials used in production, we will use the debit account “Raw Materials Inventory” and credit account “Work in Process-Mixing Department”.
The debit account will be increased by the amount of raw materials used in production, which is $148,905 in June, and the credit account will be increased by the same amount, reflecting the raw materials that are now part of the work in process inventory.
To record the direct labor cost incurred, we will use the debit account “Work in Process-Mixing Department” and credit account “Wages Payable”.
The debit account will be increased by the direct labor cost, which is $94,500 in June, and the credit account will be increased by the same amount, reflecting the wages owed to the workers.
Complete Question:
The June 1 work-in-process inventory consisted of 4,500 pounds with $15,020 in materials cost and $12,980 in conversion cost. The June 1 work-in-process inventory was 100% complete with respect to materials and 60% complete with respect to conversion. During June, 37,000 pounds were started into production. The June 30 work-in-process inventory consisted of 8,600 pounds that were 100% complete with respect to materials and 50% complete with respect to conversion.
Prepare the journal entries to record the raw materials used in production and the direct labor cost incurred
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when a corporation liquidates, it performs three activities. what is the general order of these activities in a plan of liquidation?
The three major plans that is must be performed by the corporation in a plan of liquidation are wind up its affairs, pay debts, and distribute property to shareholders.
In the term of economic and financial accounting, Liquidation generally can be defined as the process in accounting by which a company is brought to an end. The liquidation is applied in most countries, such as in Canada, United Kingdom, United States, Ireland, Australia, New Zealand, Italy, and many other countries. If a company wants to make a liquidation, The assets and property of the company are redistributed.
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rue or false: despite being located outside the united states, foreign banks are under the regulation of the federal reserve board. true false question. true false
False. Foreign banks that are located outside of the United States are generally not under the regulation of the Federal Reserve Board (FRB).
The FRB is the central banking system of the United States and is responsible for implementing monetary policy and supervising and regulating financial institutions located within the country. Foreign banks that operate in the United States, however, may be subject to FRB regulation and oversight. In addition, the FRB may also have some jurisdiction over foreign banks through its role in supervising the activities of US branches and agencies of foreign banks. Foreign banks that have operations in the United States are subject to regulation by the Federal Reserve and other US financial regulatory agencies, such as the Office of the Comptroller of the Currency (OCC) or the Federal Deposit Insurance Corporation (FDIC), depending on the type of activities they engage in. The Federal Reserve has jurisdiction over the US branches and agencies of foreign banks and also supervises the activities of foreign banks that participate in the US payments system.
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True or false: Despite being located outside the United States, foreign banks are under the regulation of the Federal Reserve Board?
Granite monuments reported $69,000 net cash provided by its operating activities. it invested $2,000 in new equipment and paid $3,000 in dividends. what was granite monuments’ free cash flow?
Granite invested $2,000 in new equipment and paid $3,000 in dividends. Granite monuments’ free cash flow was $64,000.
What is Managerial accounting?
While management accounting information is meant to support managers within the organisation in making informed business choices, financial accounting attempts to give financial information to those outside the organisation.
Managerial accountants use capital budgeting to predict the likely financial inflows and outflows connected to particular business decisions. To build a new manufacturing facility, for instance, a manufacturer would first need to determine the project's total cost and expected return on investment.
It's critical to track your income and cost requirements and estimate them. The data amassed and the results displayed assist managers in making decisions.
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a corporation has the following stockholders' equity accounts at the end of the current fiscal year, after the closing entries have been posted: common stock, $5 par, $2,000,000; paid-in capital in excess of par--common stock, $375,000; retained earnings, $1,285,000. the earnings for the current year, during which there were no unusual items, were $300,000. compute the earnings per share of common stock.
Based on the given information, The Earnings per share of common stock would be $ 0. 015 per share
What are earnings per share?An industry's profitability is measured by its earnings per share (EPS), which is determined by dividing its revenue by the number of outstanding shares of common stock. EPS assist investors in determining the profitability of a given company.
To calculate earnings per share is:
= Net income / Common stock value
= 300, 000 / 2, 000, 000
= $ 0. 015 per share
Therefore, the earnings per share to the corporation would be $ 0. 015.
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when attempting to identify the economic characteristics of the industry in which a particular firm participates an analyst might ask which of the following questions? a. does technological change play an important role in the firm maintaining a competitive advantage? b. has the firm diversified across several geographic markets? c. has the firm structured transactions to make it look more profitable than economic conditions suggest? d. has the firm recognized revenues at the proper time? g
When attempting to identify the economic characteristics of the industry in which a particular firm participates, an analyst might ask "does technological change play an important role in the firm maintaining a competitive advantage?"
The performance of new businesses entering the market is notably impacted by four aspects of industry structure: capital intensity, advertising intensity, concentration, and average company size. When compared to labor, capital intensity indicates how important capital is to the production process.
The industry analysis plan covers a broad range of information, including economic characteristics, sources of competition, driving forces, market position, competitive strategy, the attractiveness of the industry in which the company operates its businesses, and the key success factors in the industry.
Generally speaking, the industrial economy refers to those activities that combine resources like production equipment, materials, labor, and expertise to create tangible things that are meant for sale.
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what is a real rate of return? multiple choice question. it is an average rate of return on similar investments. it is a percentage change in prices of goods in the economy. it is a rate of return that has not been adjusted for inflation. it is a rate of return that has been adjusted for inflation.
The annual rate of return that is taken into account after taxes and inflation is known as the real rate of return. A nominal rate of return, on the other hand, is one that excludes taxes and inflation.
What Is the Real Rate of Return?
The annual percentage of profit made on an investment, after accounting for inflation, is the actual rate of return. Since this is the case, the real rate of return accurately depicts the true purchasing power of a given sum of money over time.
The amount of a nominal return that is real return can be determined by the investor by adjusting the nominal return to account for inflation.
Investors who want to determine real returns on their money or choose from a variety of investment possibilities must also take into account the influence of other factors, such as taxes and investing fees, in addition to accounting for inflation.
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which of the following is one misconception about human relations? group of answer choices none of these options the human relations are relevant in the makeup of organizations. that it just makes people feel good at work. employees are not able to forget their personal concerns while at work.
"That it just makes people feel good at work." is a misconception about human relations.
What is misconception?A misperception is a conclusion that is incorrect because it is based on false information or flawed reasoning.
Human relations in the workplace are important for creating a positive and productive work environment, but they go beyond simply making people feel good. They involve managing conflicts, promoting communication, building trust, and fostering collaboration, among other things.
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your 75-year-old grandmother expects to live for another 15 years. she currently has $1,000,000 of savings, which is invested to earn a guaranteed 5% rate of return. how much can she withdraw (to the nearest dollar) at the beginning of each year and keep the withdrawals constant in all the years?
Based on my grandmother's savings, rate of return, and rate of inflation, the amount she can withdraw at the beginning of each year is $81,027.
What is an annuity?
Annuities are financial instruments that pay individuals a fixed stream of payments, primarily used as a source of income for retirees.
grandmother can resign at the beginning of each year
First, she asks for the inflation-adjusted rate of return.
1 + Adjusted Yield = (1 + Nominal Yield) / (1 + Inflation Rate)
1 + adjusted return = 1.05 / 1.023
Adjusted rate of return = 2.94D
The amount to be withdrawn can be determined using her PMT function in the table.
Rate = 2.9D
Nper = 15 years
PV = - 1,000,000
Type = 1 (withdrawal at the beginning of the year)
The amount turned out to be her $81,027.
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perez company manufactures two products. making product a requires 6,000 hours of labor, and product b requires 4,000 hours of labor. perez undertakes an automation program that reduces the consumption of labor required by product a to only 3,000 hours of labor. product b is not affected by the automation process. overhead cost prior to the automation totaled $41,000. after automation, overhead cost amounted to $63,000. perez uses direct labor hours as a companywide allocation base before and after the automation.required:compute the amount of overhead costs allocated to both products before automationpute the amount of overhead costs allocated to both products after automation.
Overhead cost allocated to Product A before automation = $24,600
Overhead cost allocated to Product A after automation = $22,714.29
Overhead cost allocated to Product B before automation = $16,400
Overhead cost allocated to Product B after automation = $34,285.71
Amount of overhead costs allocated to both products before automation and after automation can be Calculated as Follows:Before automation, the total number of direct labor hours for both products is 6,000 + 4,000 = 10,000 hours.
The overhead cost allocated to Product A before automation can be calculated as follows:
Overhead cost allocated to Product A before automation = (6,000 / 10,000) * $41,000 = $24,600
The overhead cost allocated to Product B before automation can be calculated as follows:
Overhead cost allocated to Product B before automation = (4,000 / 10,000) * $41,000 = $16,400
After automation, the total number of direct labor hours for both products is 3,000 + 4,000 = 7,000 hours.
The overhead cost allocated to Product A after automation can be calculated as follows:
Overhead cost allocated to Product A after automation = (3,000 / 7,000) * $63,000 = $22,714.29
The overhead cost allocated to Product B after automation can be calculated as follows:
Overhead cost allocated to Product B after automation = (4,000 / 7,000) * $63,000 = $34,285.71
Therefore, overhead cost allocated to Product A and Product B before automation is $24,600 and $16,400 respectively; while overhead cost allocated to Product A and Product B after automation is $22,714.29 and $34,285.71 respectively .
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perceptions of equitable treatment by the service provider will affect customers' perceptions of service. true false
Perceptions of equitable treatment by the service provider will affect customers' perceptions of service is true.
Equitable treatment refers to the idea that all customers should be treated fairly and with impartiality, regardless of their individual characteristics or circumstances. If customers perceive that they are receiving equitable treatment from a service provider, this can positively impact their perceptions of the service they receive. On the other hand, if customers feel that they are not being treated fairly, this can lead to negative perceptions of the service and a decrease in customer satisfaction. It is important for service providers to strive for equitable treatment in order to maintain positive customer relationships and satisfaction.
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recently, you sold 1,000 shares of stock for $21,400. the sale was a short sale with an initial margin requirement of 60%. the maintenance margin is 30%. the stock is currently trading at $27.50 a share. what is your current margin position in this stock?
The position margin in this stock is 24.51%.
What is position margin?
Trades done with borrowed money are referred to as margin positions, and if the trader is unable to maintain the minimum needed margin, the position is often liquidated in order to pay back the borrowed money. The Terra LUNA scandal occurred at the same time as the huge margin position shared in May 2022.
The sales revenue was $21,400.
Initial margin deposit: $21,400 multiplied by 60% for $12,840
1,000 times $27.50 equals a short position of $27,500.
Account equity equals $21,400 plus $12,840 less $27,500
Equity on the account is $6,740.
Position Margin = $6,740 / $27,500
Position Margin = 0.2451
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According to the erosion model of organizational commitment, the employee with the fewest emotional bonds is the most likely to quit.a. Trueb. false
The given statement exists true. The employee with the fewest emotional ties is the most likely to leave, per the erosion model of organizational commitment.
What is the erosion model of organizational commitment?
According to the erosion model, employees who have less or weaker relationships with their employer are more likely to quit their jobs because they don't feel like they belong or have any involvement with the company. Using an equation that takes into account the characteristics of the pipe's material, the pace at which the sand is eroding, its characteristics as a fluid, its flow rates, and its characteristics as a fluid, the model determines the metal penetration rate by erosion. Employees with less bonds are predicted by the erosion model to leave the company at a higher rate.
When a person has an affective commitment, it means they are aware of the consequences of quitting a group and want to stay a part of it.
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consider the case where a us-based company purchases stock in a french company. this component of the financial account is known as
Consider the case where a us-based company purchases stock in a french company. this component of the financial account is known as direct foreign investment.
What does "foreign direct investment" mean?An acquisition of a certain organization's stock by another foreign organisation is referred to as a foreign direct investment. Such a company or investor is situated elsewhere than the company whose interest is being bought.A foreign direct investment is a financial commitment made by a company with its headquarters in another nation to a productive asset, such as a factory, real estate, or enterprise in another country.There are basically two forms of FDI: horizontal and vertical. However, two more FDI types—conglomerate and platform FDI—have evolved. A company that engages in horizontal FDI expands its inland operations to a different nation.
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mabel will be receiving the following payments over the next four years. what is this worth today in the interest rate is 10.4 %? year cash flow 1 $ 1,900 2 2,420 3 2,780 4 2,790
In this interest rate the cash flow will be $2780.
What is cash flow?A company's input and outflow of cash is known as cash flow. It is required for everyday operations, taxes, inventory purchases, and the payment of employees' salaries and operating expenses. A company's liquid assets will grow if its cash flow is positive. The expenses made as part of daily operations are included in cash flow from operations. These cash outflows include things like rent, utilities, payroll, and cost of goods sold. When a corporation operates heavily on the seasonal cycle, cash outflows might vary greatly. Cash flow is the net balance of money coming into and going out of a firm at a particular moment in time. A firm continuously has cash coming in and going out. As an illustration, money leaves the account when a store buys items.
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ella mcdonald has determined that the value of her liquid assets is $3,600, the value of her real estate is $127,000, the value of her personal possessions is $60,000, and the value of her investment assets is $75,000. she has also determined the value of her current liabilities is $7,000 and the value of her long-term liabilities is $87,000. what is ella's net worth?
The value of her long-term liabilities is $87,000. ella's net worth is 171600.
How to calculate net worth?Start with what you already have: cash, savings, investments, real estate, automobiles, and anything else you could sell for cash. Subtract everything you owe after that, including credit card debt, house payments, school loans, vehicle loans, and other debts. Then, bang, you have your net worth.
Her liquid assets are at $3,600, her real estate is worth $127,000, her personal belongings are worth $60,000, and her investment assets are worth $75,000 in total.
Additionally, she has calculated that the value of her long-term liabilities is $87,000, while the value of her present liabilities is $7,000.
($3,600 + $127,000 + $60,000, + $75,000) - ($7,000 - $87,000).
= 171600.
ella's net worth is 171600.
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Supply: Thinking Like a Seller End of Chapter Problem Edith is the owner and manager of a small coffee shop that employs three workers who use the shop's one coffee machine to make and serve coffee to paying customers. Business has begun to pick up lines are getting longer every day in her shop. On a busy morning, she sees her baristas scrambling to take orders, get cups, fill coffee from the coffee machine, add cream and sugar, and serve customers in a timely manner. She figures if she hires three more baristas she'll be able to sell twice as much coffee. a. Do you think she's likely to be right? Why or why not? Yes, more workers will increase the supply and make more coffee available for sale. No, the current workers just need better training to work more efficiently. No, more workers will just create more chaos behind the counter as the additional workers still have to wait to fill from the coffee machine. Yes, hiring more workers will mean more customers can be served. b. Adding more and more workers does not constantly increase production because of substitutes in production. diminishing marginal costs. diminishing marginal product of labor. different productivity levels between various laborers.
Three employees work for Edith's modest coffee shop, which she also manages. One coffee maker is used to prepare and serve coffee to paying customers.
How do widebody and narrow-body aeroplanes differ?Wide body aeroplanes typically have bigger wings as well, allowing them to carry more fuel to travel further. For instance, a narrow body Boeing 757-200 can only fly for roughly 5000 miles while a wide body Airbus A350-900 can travel for about 14,000 miles.
Does Boeing make widebody aircraft?Many different aircraft producers produce wide body planes. Companies like Airbus, Boeing, CRAIC, McDonnell Douglas, Lockheed, and Illyushin are among them.
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what is the name of the law passed in 2010 that that called for stricter rules for bank capital, liquidity, and risk management practices on wall street? multiple choice question.
The Dodd-Frank Reform Act is the name of the law passed in 2010 that that called for stricter rules. The higher worldwide minimum capital rules for the commercial banks were announced by the Group of Governors and Heads of Supervision (GHOS) in September 2010.
This came after a decision was made in July regarding the general structure commercial of the package of capital and liquidity reforms, now known as "Basel III." Additionally, the law offers American families sensible protections, resulting in new Governors.
"Our financial system has the undergone the most extensive set of reforms since the Great Depression." 2 The act brought about the significant modifications to the financial regulatory commercial framework, including new rules Governors for the systemically important entities.
The ques is incomplete complete option are given below: a. The Dodd-Frank Reform Act b. Credit Risk Act c. Consumer Protection Act d. Leverage Act
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a program to implement social responsibility in business begins with group of answer choices total commitment of top management. careful planning. appointment of a director. a board of directors meeting. conducting a social audit.
With the total support of top management, a programme to incorporate social responsibility in business can get off the ground.
First and foremost, high top management commitment drives TQM by establishing values, objectives, and frameworks that enhance client satisfaction and organizational performance (Senge, 1990).
Sincere top management efforts go beyond catchphrases and offer a vision and big goals that guide quality initiatives.
A management commitment denotes the senior management's direct involvement in all distinctive and crucially important programmes or features of an organization, such as safety, quality, environment, and security.
A collaborative, systematic technique called total quality management (TQM) is used to develop and carry out a continuous organizational improvement process.
Its strategy is centred on exceeding clients' expectations, detecting issues, fostering commitment, and encouraging open communication.
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What technology allows retailers to better respond to consumer buying patterns?
knowledge check 01 on january 1, year 1, willette company sold $240,000 of 6% ten-year bonds. interest is payable semiannually on june 30 and december 31. the bonds were sold for $180,181, priced to yield 10%. using the straight-line method, what is the amount of interest expense that willette will report for the six months ended june 30, year 1? (round each calculation to the nearest whole dollar.)
The amount of interest expense that Willette will report for the six months ended June 30, Year 1 can be calculated as follows:
How the amount of interest expenses can be calculated ?First, figure out the yearly interest payment: $240,000 x 6% = $14,400The annual interest payment is then divided by the number of payment periods in a year (2): $14,400 ÷ 2 = $7,200The semiannual interest payment is then multiplied by the number of semiannual periods in the first six months: $7,200 x 1 = $7,200Therefore, Willette will record $7,200 in interest expenditure for the six months that ended on June 30 of Year 1.
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External stakeholders include employees, owners, and the board of directors, if there is a board.A. TrueB. False
Employees, owners, and the board of directors (if exists) are the internal stakeholders of an organization. Thus, the given statement is false.
Who are stakeholders?Stakeholders are those who have an impact on and are impacted by an organization's project outcomes. They are classified into two groups: internal stakeholders and external stakeholders.
Internal stakeholders are also known as the organization's primary stakeholders. Employees, owners, and the board of directors are examples of people who are directly involved in the operations of a business.
Employees are compensated for investing in the performance of the organization.
Business owners provide capital to their companies.
The board of directors ensures that business operations run smoothly in order to maximise profit and return for investors.
External stakeholders are outside parties who are linked to an organisation because they share a common interest. Customers, suppliers, competitors, local communities, employee associations, and government agencies are among them.
Therefore, the given statement is false.
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in preparation for an ehr, you are conducting a total facility inventory of all forms currently used. you must name each form for bar coding and indexing into a document management system. the unnamed document in front of you includes a microscopic description of tissue excised during surgery. the document type you are most likely to give to this form is
B (C and D) (C and D) Only the pathology report will provide a microscopic description of the tissue removed, even though a gross description of the tissue removed may be mentioned on the operation note or discharge summary.
What should you do first when adding a new patient to the EHR?Before entering a new patient record, the user must first run a patient search. The user must choose a random number to serve as the medical record number when creating a new patient account. False, Users of the SCMO can enter up to two insurance companies.
Patient demographics, progress notes, issues, prescriptions, vital signs, previous medical history, vaccines, laboratory results, and radiological reports are all included in this data. The clinician's process is automated and streamlined by the EHR.
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To build a sustainable competitive advantage, companies should focus on a single strategy. (True or False)
The given statement ''To build a sustainable competitive advantage, companies should focus on a single strategy.'' is false.
What are the strategies used to build a sustainable competitive advantage?Brand Loyalty, Innovation, Proprietary Information Scale, Intellectual Property, Innovation, and Network Effect are the sources of sustained competitive advantage for any organisation.Building a long-lasting competitive edge is unlikely to be possible with only one method. The process of scenario analysis is ongoing. Customers are rarely consistent with businesses. The only real source of a long-lasting competitive advantage is product excellence.New studies support the idea that ESG might give businesses an advantage. A increasing number of businesses worldwide have voluntarily chosen and implemented a variety of sustainability policies in recent years.Former GE CEO Jack Welch, who is either well-known or infamous, famously claimed that the only way to get a competitive edge was to learn more quickly than your rivals and be able to put that knowledge to use.
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during 2022, guide pro corporation collected cash in advance of providing guide services totaling $5,300. during the year, the company earned service revenue amounting to $353,000, of which $318,000 was collected in cash; the balance will be collected in january 2023. what amount should the 2022 income statement report for service revenue?
The 2022 income statement should report $353,000 for service revenue. This is the amount of service revenue earned during the year, regardless of when the cash was collected.
The amount of service revenue to be reported on the 2022 income statement is $353,000. This is the total amount of revenue earned from providing guide services during the year, regardless of when the cash was collected. The fact that some cash was collected in advance and some will be collected in 2023 does not impact the recognition of revenue in the current year. The $5,300 collected in advance is considered unearned revenue and should be recorded as a liability on the balance sheet until the services are provided. The $318,000 collected in cash should be recorded as cash received in the cash flow statement.
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jack has been very unreliable making loan payments in the past. he has been late on many payments, and completely missed several others. he can expect to now have a
Jack has been very unreliable making loan payments in the past. he has been late on many payments, and completely missed several others. he can expect to now have a low credit score and nearly zero chance to get loan again.
The credit score is the expression in the numerical pattern which is based on the level analysis of the individual's credit files. The credit score represents the credit-worthiness of the individual.
The credit score is based on the credit report. The credit score is calculated by the repayment history and the credit utilization ratio. The number of credit accounts and the number of credit inquiries made.
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