Strong entities are the most common types of entities. Strong entities are objects that are independent and have their own separate existence, such as a person, place, or thing.
What do you mean by Strong entities?
Strong entities are objects in a database that can be identified and tracked independently of other objects. They are considered the most important and integral part of the database. They are typically represented by a primary key or unique identifier and have a number of associated attributes that describe or define the entity. Examples of strong entities include customers, products, and employees. Strong entities can be related to other entities in a database, forming a relationship, but they can also exist independently of other entities. They are the main focus of a database, and the relationships and attributes associated with them are used to create meaningful data.
So, The required answer is Strong entities.
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According to U.S. business law, accommodation means:A. treating all employees fairly.B. making certain that if one employee gets medical leave during a fiscal year, that all other employees get an equal amount of leave during the year.C. careful consideration before firing someone and hiring two younger persons to replace him/her.D. providing services for employees according to their specific needs.
According to U.S. business law, accommodation means making certain that if one employee gets medical leave during a fiscal year, that all other employees get an equal amount of leave during the year.
What does fiscal year mean in plain English?
In order to measure its financial performance for accounting purposes, a business or government employs a fiscal year, which is a 12-month period.
A calendar year is a 12-month period of time that begins on January 1 and ends on December 31. The fiscal year is not always the same as the calendar year.
What does fiscal mean?
The word fiscal is a derivative of the Latin word fiscus, which means "basket" or "treasury."
Fiscus, which referred to the emperor's treasury in ancient Rome where money was actually kept in baskets and was principally gathered in the form of revenue from the provinces, was the term used to describe this institution.
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Which of the following is NOT a feature of capitalism? (Select the best
answer.)
A low level of government control
Monopolies are allowed and encouraged
Competition between businesses is encouraged
Small business ownership is encouraged
Note that the option that is NOT a feature of Capitalism is: "Monopolies are allowed and encouraged" (option B)
What is Capitalism?Capitalism is an economic system centered on the private ownership and operation of means of production for profit. Capital accumulation, competitive marketplaces, a pricing system, private property, property rights recognition, voluntary trade, and wage labor are all key features of capitalism.
Capitalism is sometimes conceived of as an economic system in which individual actors own and control property in accordance with their interests, and demand and supply freely establish prices in markets in a way that serves society's best interests. The desire to make a profit is a fundamental element of capitalism.
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shanda, a new marketing manager, was excited to use the new marketing dashboard. she included marketing objectives, multiple metrics measuring financial impact and forecasting results, and the competencies of the marketing team. she showed the whole marketing department her work and they praised her efforts. what did shanda fail to do?
What Shanda failed to do was Share the dashboard with other key stakeholders.
Who is marketing manager?A marketing manager is a professional responsible for overseeing an organization's marketing strategy and initiatives. They are responsible for developing and executing marketing plans and campaigns, analyzing market trends and consumer behavior, and tracking the effectiveness of marketing efforts.
The ultimate goal of a marketing manager is to increase sales, brand recognition, and customer engagement for the organization they work for. This may involve managing a team of marketing professionals, working with other departments within the organization, and collaborating with outside partners, such as advertising agencies or public relations firms.
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miller company’s total sales are $120,000. the company’s direct labor cost is $15,000, which represents 30% of its total conversion cost and 40% of its total prime cost. its total selling and administrative expense is $18,000 and its only variable selling and administrative expense is a sales commission of 5% of sales. the company maintains no beginning or ending inventories and its manufacturing overhead costs are entirely fixed costs.
Total sales: $120,000, Direct labor cost: $15,000 (30% of total conversion cost, 40% of total prime cost), Total selling and administrative expense: $18,000, Variable selling and administrative expense (sales commission): 5% of sales, and no beginning or ending inventories.
What are sales?Sales are the funds received by a company from the exchange of products or services. It is a crucial indicator for a business because it shows how much money is paid for the goods and services it provides. Unit sales, revenue, and dollar sales are some examples of numerous ways to express sales.
A company's overall performance as well as the effectiveness of its marketing and sales initiatives are evaluated using the sales number. Other significant financial ratios and measures, like gross profit margin, net profit margin, and return on investment, are also computed using it.
The overall revenue for Miller Company, which represents the entire revenue from the sale of its products or services, were $120,000. It is critical to remember that total sales do not necessarily equate to profit because there are additional costs related to operating a business, such as direct labor costs, selling and administrative overhead, and manufacturing overhead costs, that must be considered in calculating the companies' profits.
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You are a senior consultant for McKinsey & Company and you are based out of the Chicago office. You have several clients in Los Angeles that demand regular on-site visits. You have a significant amount of family in the LA area, so you often host diners for your family while working on-site and charge the diners to your corporate account as an entertainment expense. What type of conflict of interest is most illustrated within this scenario?Group of answer choicesA. Moonlighting.B. Misusing employer's property.C. Post-employment.D. Misuse of inside information
The right response is (B). Conflict of interest involving misusing employer property is best exemplified in this case.
What sets a corporate account apart from a business account?Smaller companies, particularly sole proprietorships, frequently use "business" banking services. Commercial or corporate banking, in general, refers to the services used by larger companies with a substantial turnover.
What prerequisites must be satisfied before a corporate account may be opened?To open a company bank account, you'll need your articles of incorporation, employer identification number, and personal identification documents. For your company, you can open a checking and savings account. To separate your personal and business finances, you require a corporate bank account.
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what effect did american entry into world war ii have on the economy?
The US government's reaction to its entry into WWII was to institute massive deficit spending, and the conscription of all able-bodied young men for the war effort, thus creating a full-employment economy which was the immediate end to the Great Depression.
What is the Great Depression?The Great Depression was an economic shock that impacted most countries across the world. It was a period of economic depression that became evident after a major fall in stock prices in the United States. The economic contagion began around September and led to the Wall Street stock market crash of October 24.
It was the longest, deepest, and most widespread depression of the 20th century.
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explain what a credit memorandum is by completing the following sentence. when a seller grants an allowance on a previous sale, the (customer/creditor/seller) issues a credit memorandum to inform the (customer/seller) of a credit made to the buyer's account receivable in the seller's records.
When a seller grants an allowance on a previous sale, the seller issues a credit memorandum to inform the customer of a credit made to the buyer's account receivable in the seller's records.
What is Credit Memorandum?
The term "credit memorandum" refers to a form or document that notifies a buyer that the seller will be crediting or reducing the amount that the buyer owes in accounts payable, thereby reducing the amount of accounts receivable in the seller's account.
This form or document is also referred to as a credit memo invoice. Both a debit memo and a credit memo inform clients of a change in their account status. Customers (or buyers) are informed via a debit memo as to why their account balance has decreased or why they now owe more. Contrarily, credit memos: They record alterations that raise an account balance.
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which insights gained from a swot analysis could lead mcdonald's to open new restaurants in china? (check all that apply.)
The insights are gained from a SWOT analysis could lead McDonald's to open new restaurants in china is the "growth in emerging economies and market share decline in developed economies".
The SWOT analysis is the analysis which is done in the business to analyze the strategic planning and the strategic management techniques which is used to help the individual or organization. The SWOT analysis identify the strength, weakness, and the opportunities etc, in the business competition and planning.
The four main term of the SWOT analysis is strengths, weakness, opportunities and the threat for your business. So, the correct option is D.
The question is incomplete, the complete question is here:
Which insights gained from a SWOT analysis could lead McDonald's to open new restaurants in china? (check all that apply.)
a. Cash
b. buildings.
c. company's organizational structure.
d. growth in emerging economies and market share decline in developed economies.
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A investment banking firm found that an analytical skills selection test it had been using to hire financial associates actually helped the firm to obtain more major clients and to increase the revenue and profitability of the firm. This is an example of selection test that possesses
reliability
generalizability
utility
content validity
legality
When scores or responses from a selection tool are contrasted with data on real work performance, the predictive validity of the instrument is revealed.
Predictive validity What is it?The capacity of a selection tool, like as a test, questionnaire, or interview, to correctly predict future job performance is known statistically as predictive validity. For organizations, predictive validity is crucial because it ensures that candidates chosen throughout the hiring process are those most likely to succeed in the position for which they are employed. When scores or responses from a selection tool are contrasted with data on real work performance, the predictive validity of the instrument is revealed. The selection tool is a reliable predictor of with high predictive validity.
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With time, which one of the following strategies would most likely result in an outward shift in the production possibilities curve of an economy? a. an increase in the marginal income tax rate, which would reduce the work effort of individuals b. instituting a tax policy encouraging consumption at the expense of investment c. instituting a tax policy encouraging investment at the expense of consumption d. passage of legislation reducing the workweek to 30 hours
With time, instituting a tax policy encouraging investment at the expense of consumption is most likely to result in an outward shift in the production possibilities curve of an economy.
What is the production possibilities curve?
PPC stands for Production Possibility Curves, a method for visualising the trade-off between a project's marginal revenue (or benefit) and its variable costs. In this method, the project is represented by an arbitrary profit-maximizing project that can be constructed by changing the project's marginal cost. By displaying a succession of points that correspond to the ideal amount of money that can be employed to maximise the project's profitability, the curve depicts the potential profitability of the project. A "production possibility frontier," or the broadest conceivable combination of output levels and fixed costs, is how the term "production possibility curve" is derived.
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the organizational versus the individual rationality perspective suggests that objectives that are group of answer choices good for a functional area are always good for the overall organization. good for the overall organization are always best for a functional area. best for a functional area may not be best for the overall organization. best for one functional area will never be best for all functional areas.
The "organizational versus individual rationality" perspective suggest that what is best for a functional area may not be best for the organization. The Option C is correct.
What should we know about organizational v. individual rationality perspective?"Organizational versus individual rationality" refers to the conflict between the goals and interests of individuals within an organization and the goals and objectives of the organization as a whole. Organizational rationality refers to the organization's objectives and the actions it takes to achieve them, while individual rationality refers to the goals and actions of individual members of the organization that may not align with the goals of the organization.
In many cases, individuals may prioritize their own self-interest over the goals of the organization, leading to a tension between the two perspectives. To achieve success, organizations must balance both organizational and individual rationality by aligning individual goals with the goals of the organization and creating incentives that encourage individuals to act in the best interests of the organization.
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a reverse mortgage can be a good option for first-time homebuyers who cannot make a substantial down payment. group startstrue or falsetrue, unselectedfalse, unselectedgroup ends
The answer is false, a reverse mortgage can be a good option for first-time homebuyers who cannot make a substantial down payment is false.
What does "mortgage" mean?A mortgage is a contract between you and a lender that grants the lender the right to seize your property in the event that you are unable to repay the loan amount plus interest. The value of an existing home may be used as collateral for a mortgage loan to help you purchase a new home.
Mortgage definition What is the process?When you apply for a mortgage, your lender provides you a predetermined sum of money to purchase the house. You consent to repay your loan over an extended period of time, plus interest. Until the mortgage is completely repaid, the lender still has a right to the house.
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write the function cashflow times(n, m) to develop the list of the times at which a bond makes coupon payments, with n years and m coupon payments per year.
Here is a Python function to develop the list of times at which a bond makes coupon payments, with "n" years and "m" coupon payments per year:
def cashflow_times(n, m):
times = []
for i in range(1, n * m + 1):
times.append(i / m)
return times
This function uses a for loop to iterate over the number of coupon payments, and calculates the time at which each coupon payment is made by dividing the coupon payment number by the number of coupon payments per year. The resulting times are stored in a list and returned as the result of the function.
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the pumice stone company has the following measurements ready for its statement of cash flows: beginning cash balance $125,300 acquisitions $400,000 net cash flow from operating activities $297,600 net cash flow from investing activities ($328,400) (negative/use) net cash flow from financing activities $250,000 what is the ending cash balance?
After solving the equation this gives us an ending cash balance of $144,500.
What is ending cash?Ending cash is the amount of cash a company has at the end of a reporting period. It is calculated by adding the beginning cash balance to all cash inflows and subtracting all cash outflows. This figure is important in assessing a company's financial performance, as it can indicate whether a company is generating enough cash to support operations and/or growth. Additionally, it can be compared to the beginning cash balance to determine if the company is experiencing a cash increase or decrease.
The ending cash balance is calculated by taking the beginning cash balance ($125,300) and adding the net cash flow from operating activities ($297,600), subtracting the net cash flow from investing activities ($328,400), and adding the net cash flow from financing activities ($250,000). This gives us an ending cash balance of $144,500.
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jennifer is very upset when she hears that employees at her company marked the job applications from people of color with words to remove them from proper consideration for the position. this behavior is known as
Option c: Unfair discrimination. This behavior shown by her company is known as Unfair discrimination.
Discrimination in the workplace occurs when individuals or groups of people are treated unfairly or unfairly because of certain characteristics.
These protected characteristics include race, ethnicity, gender identity, age, disability, sexual orientation, religious beliefs, or national origin.
Discrimination in the workplace can occur between colleagues, applicants, or between employees and their employers. Discrimination is unlawful regardless of intent, whether intentional or accidental.
Unfair discrimination includes race, gender, gender, pregnancy, marital status, family responsibility, ethnic or social origin, color, sexual orientation, age, favoritism, prejudice, or prejudice for or against Etc., occurs when the employer occurs for prohibited reasons.
Any person demonstrating disability, religion, HIV status, conscience, beliefs, political opinions, culture, language, birth, or any other arbitrary reason.
In some cases, the law allows employers to use "discrimination" in their labor practices. An example of this is the practice of affirmative action or discrimination based on demands specific to a particular job.
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Complete question:
Jennifer is very upset when she hears that employees at her company marked the job applications from people of color with to remove them from proper consideration for the position. This behavior is known as ________________.
A. Making Judgments
B. Perceptual tendencies
C. Unfair Discrimination
D. Exaggerating Ideas
a textbook costs a bookstore $71, and the store sells it for $88.75. find the rate of profit based on the selling price.
A textbook costs a bookstore $71, and the store sells it for $88.75 in this case-020% of the selling price is the profit margin.
Given, the Cost price of a textbook = C.P = $ 71
Selling price of a textbook = S.P = $ 88.75
The cost a customer pays to buy a good or a commodity is known as the selling price.It is a price that is more expensive than the cost price and also includes some profit.
Cost price is the amount paid by the seller for the good or service. Then he increases it by a certain percentage of gains or profits.
Profit = S.P - C.P
Profit = $88.75 - $71 = $17.75
The rate of profit based on the selling price = [tex]Profit / SP[/tex] x 100
= 17.75 / 88.75 x 100
= 20 %
Based on the selling price, the profit rate is equal to 20%.
Therefore, 20% of the selling price represents the profit margin.
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47. a seller tells the listing agent that her home was treated for termites 10 years ago, so there are no termites now. before listing the property, the agent should:
The agent should recommend that the seller have a professional pest control company inspect the property for termites and provide a written report.
What is agent?
An agent is an entity which performs actions on behalf of another entity. It can be a person, an organization or software applications. Agents are used to facilitate communication, negotiate between parties, and provide information. Agents can be used in a variety of fields, such as finance, marketing, law, and customer service. Agents typically have specialized knowledge or expertise in the subject area and can provide advice to the customer or client. Agents are used to automate tasks, such as collecting data from multiple sources, making decisions, and executing actions. Agents can be used to facilitate communication between customer and service provider, or to negotiate between two parties. Agents can also be used to provide information to customers or clients, such as providing product information or price comparisons.
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if the federal trade commission (ftc), a government agency, requires businesses to adhere to certain standards in advertising, the law that would cover this rule would be:
If the Federal Trade Commission (FTC), a government agency, requires businesses to adhere to certain standards in advertising, the law that would cover this rule would be administrative law.
What is administrative law?Administrative law encompasses the body of laws, procedures, and legal institutions affecting government agencies as they implement legislation and administer public programs. As such, administrative law implicates important political and social values, including democracy, fairness, and efficiency. There are two main types of administrative law: rules and regulations and administrative decisions. Both are made by government agencies or commissions which derive their authority from Congress or a state legislature.
Most of these agencies or commissions are part of the executive branch of government.
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what are the four basic assumptions of perfect competition? explain what they imply for a perfectly competitive firm.
When making decisions or drawing conclusions, an assumption might be beneficial. However, if it is not supported by facts or evidence, it can also be risky.
Perfect competition is a market condition by means of which no supplier can influence or set the price of a good or service, as long as there is a plurality of suppliers who supply a homogeneous good, equivalent to that of the other suppliers. These commodities, therefore, would not have disparities between them (an example may be the fruit market), and so purchasers could choose to buy from those merchants who give the greatest pricing. This would create ideal competition between the bidders, who would use their price to try and draw in customers. For this kind of competition to take place (in theory, as it is practically impossible in practice).
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if the cancellation of debt occurs in a title 11 bankruptcy case, which exclusion takes precedence over the insolvency exclusion?
The bankruptcy exception takes precedence over the insolvency, eligible agricultural debt, and qualified real property business indebtedness exclusions if the debt cancellation happens .
What is a part of the bankruptcy exclusion?A taxpayer who is insolvent may only exclude up to the amount of their insolvency. Insolvent taxpayers must reduce favorable tax attributes by the amount excluded under the exception, just like the bankruptcy exclusion. The bankruptcy exclusion takes precedence over the insolvency exclusion.
What are the exclusions for debt cancellation?The following are not deemed income from debt cancellation, according to IRS definitions: cancelled debts due to gifts or inherited debt. some qualifying student loans that satisfy particular requirements. additional student loans or assistance schemes for health services.
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What is mandatory spending? What are entitlements?
Spending that is necessary includes contributions to entitlement systems like Social Security and Medicare as well as required interest payments on the national debt.
What is national debt?A nation's total amount owed to creditors is known as its national debt. As a measure of a country's sustainability, economists frequently concentrate on the debt to GDP ratio.
Countries borrowing in a currency under their control have the option of issuing new money to pay off their debt. The rapidly expanding U.S. budget deficits in the upcoming years are projected to be made worse by rising interest rates and Social Security deficits.
At historic levels each month, the U.S. national debt is now in the tens of trillions of dollars. The ratio of the country's debt to its gross domestic product, or debt-to-GDP, is typically considered to be more significant than the nominal level of the national debt in dollars.
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an example of a common resource is part 2 a. college education. b. a private beach. c. airline travel. d. a public parking lot.
The public parking lot is an example of a common resource.
What is a common resource?
Resources that can be shared by many people or organisations are known as common resources. These might include open areas (like parks or natural areas), particularly natural resources (like fish in the sea), and so on. Overuse of shared resources frequently causes economic issues, such as the tragedy of the commons, in which user self-interest ultimately results in the resource's degradation over time, to everyone's detriment. Every person has the incentive to use a resource at the expense of every other person, and there are no means to prevent anyone from doing so, which is known as the tragedy of the commons.
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your company received $100,000 investment from shareholders. which journal entry correctly records this event? group of answer choices
The journal entry to correctly record the $100,000 investment from shareholders would be:
What is Journal Entry ?
Debit: $100,000 in cash
Contribution: Share Capital (or Common Stock) $100,000
The company's cash assets and share capital, which symbolises the owners' equity in the business, both increased as of the date of this entry. Shareholder investment is a money infusion into the business that can be used to finance daily operations, settle debt, or seize expansion opportunities.
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a $25,000, 15%, 80-day note dated november 5 is discounted at national bank on january 5. the discount period is:
A discounted note is a type of loan in which a borrower borrows money from a lender at a discounted interest rate, with the lender receiving the full face value of the loan at the maturity date.
In this scenario, the borrower has taken out a $25,000, 15% note with a term of 80 days, dated November 5. The note has been discounted at the National Bank on January 5.
The discount period is the length of time between the date of discount and the maturity date of the note. The discount period is an important factor in determining the amount of the discount that the borrower must pay to the lender. The discount is the difference between the face value of the loan and the amount that the borrower actually receives from the lender, which is less than the face value due to the discount rate.
To calculate the discount period, you must subtract the date of discount (January 5) from the maturity date of the note (80 days from November 5). The maturity date of the note can be calculated by adding 80 days to November 5. In this case, the maturity date would be January 25. So, the discount period is January 25 - January 5 = 20 days.
The amount of the discount can be calculated using the formula:
Discount = Face Value x Discount Rate x (Discount Period / 360)
In this scenario, the face value of the loan is $25,000, the discount rate is 15%, and the discount period is 20 days. Plugging these values into the formula, we get:
Discount = $25,000 x 15% x (20 / 360)
Discount = $25,000 x 15% x (1 / 18)
Discount = $25,000 x 0.083
Discount = $2,083
So, the borrower would receive $25,000 - $2,083 = $22,917 from the National Bank on January 5. The lender would receive the full face value of the loan, $25,000, on the maturity date, January 25.
In conclusion, the discount period is the length of time between the date of discount and the maturity date of a discounted note. The discount is the difference between the face value of the loan and the amount that the borrower actually receives from the lender, which is less than the face value due to the discount rate.
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what set of values establishes nutrient requirements for given life stages and gender groups that researchers and policy makers use in their work?
The Dietary Reference Intakes (DRIs) is a set of values establishes nutrient requirements for given life stages and gender groups that researchers and policy makers use in their work.
What is policy?
Policy is a set of rules, regulations, and guidelines that an organization establishes to ensure its goals and objectives are achieved. It acts as a guideline to help decision-making, and also serves as a framework for operational activities. Policies are often documented in a policy manual, which is used to explain the organization's rules and regulations to employees, customers, and other stakeholders. Additionally, policies help ensure compliance with legal and regulatory requirements and promote the organization's values and culture. Generally, policies should be clear, concise, and easily understandable. They should also be regularly reviewed to ensure they remain relevant and up-to-date.
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policy is impacted by evaluation in the following way: group of answer choices funding can dry up or continue stakeholder concerns can be understood none of the above all of the above hidden agendas may be disclosed
Evaluation plays a crucial role in impacting policy. By evaluating the outcomes and impacts of a policy, decision makers can determine if funding should continue or dry up.
Evaluation provides a comprehensive understanding of stakeholders' concerns, which can be addressed in the policy-making process. Furthermore, evaluation can uncover hidden agendas and reveal the motives behind certain policy decisions. This information can be used to improve policy design, implementation and effectiveness. It helps in making informed decisions and identifying areas for improvement, thereby increasing transparency and accountability. In conclusion, evaluation has the potential to significantly impact policy, as it provides valuable information and feedback that can shape the direction of future policy decisions.
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If Julie calculates the average number of cookies sold in February, she will be able to obtain ______. information from data.
There are three activities in an facts device that produce the data that organizations want to make decisions, control operations, analyze problems, and create new products or services.
What do people in corporations use information structures for?Informations machine (IS): A set of interrelated components that collect, manipulate, & disseminate facts & information & grant feedback to meet an objective. Businesses: Can use records systems to make bigger revenues & limit costs.
In the opening case study, the Samofi Pasteur Company utilized an data system to aid __, resulting in elevated innovation and profitability. collaboration and teamwork. Which term refers to the strategized steps and things to do that are coordinated within an organization? Business processes.
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https://brainly.com/question/24944623#SPJ4a retailer called little big brother sells video games. the games sell for $40 each. the variable costs consist of the purchase price of $20 per video game. the store's annual fixed costs are $250,000 and the company's income tax rate is 40%. what is the volume of sales dollars required to earn an after-tax target profit of $120,000?
22,500 Units are needed in order to reach the desired profit of $120,000 after taxes.
A business's contribution margin ratio is calculated by dividing its total revenue by its variable costs. The marginal gain from manufacturing one extra unit is indicated by the contribution margin ratio. The amount of income that remains after deducting the variable costs related to manufacturing a good or service is known as the contribution margin. This metric is used to calculate the portion of each transaction that goes toward paying fixed costs and, ultimately, generating a profit for the company.
Selling Price per unit = $40
Variable cost per Unit = $20
Annual Fixed Cost = $250,000
Income Tax = 40%
After Sales-Target Profit = $120,000
Contribution margin ratio = (Selling price – Total variable costs per unit)/Selling price per unit
Contribution margin ratio = ($40 - $20) / $40 = 0.5 = 50%
The after-tax target volume of sales dollars = (Fixed costs + Before-tax target profit) / Contribution margin ratio
= ($250,000 + $200,000) / 50% = $900,000.
No of units sold = $900000 / $40 = 22,500 Units
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an hr specialist is a person who has responsibility for performing a variety of hr activities question 3 options: true false
The given statement exists false. The recruitment, selection, and employment of new hires is handled by human resources professionals.
What is a HR specialist?One must have a broader perspective and become knowledgeable in all fundamental HR disciplines, including hiring, training, compensation, performance management, and so on, in order to be a human resources generalist. One option for a human resources specialist is to narrow their attention to just one or two of the aforementioned areas and to specialize in them.
The five primary responsibilities of human resources are talent management, compensation and benefits, training and development, compliance, and workplace safety. The HR department can contribute to organizational structure and the ability to meet business goals by managing the employee lifecycle effectively.
The recruitment, selection, and employment of new hires is handled by human resources professionals. They may also deal with training, employee relations, and pay and benefits.
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an interest rate that reflects the return required by a lender and paid by a borrower, expressed as a percentage of the principal borrowed.
Annual percentage rate or APR is the return that a lender expects and that a borrower is required to pay, expressed as a percentage of the principal borrowed.
What is the Annual Percentage Rate?An annual percentage rate, or APR, is a figure that expresses the entire cost of borrowing money as a proportion of the loan's principle.
An accurate picture of how much it costs to borrow money is intended to be provided by the APR on a loan or credit card.
APR is the annual percentage rate: a percentage of the principal borrowed, given as an interest rate, that shows the return that a lender expects and that a borrower must pay.
Using the equation APR = ((Interest + Fees / Principal or Loan amount) / N or Number of Days in Loan Term)) x 365 x 100, one may calculate the annual percentage rate (APR).
Therefore, the annual percentage rate or APR is the return that a lender expects and that a borrower is required to pay, expressed as a percentage of the principal borrowed.
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