The financial planning will differ for the person according to their age. A person who is 40 years older would have money only from his savings. The 40-year-old person is retired and would only have money available for living from the saving he had made while he was working.
The risk management officer should consider the investments by considering his available savings. He should also consider the money required for living as there is no other source of income. The risk appetite for such an old-aged individual will be low. He must be risk averse in the situation of retirement. The financial planning strategies change for the person over the different phases of life. When a person is young and starts the job at age of 25 he might take excessive risks for getting extra returns. He is young and energetic and has the ability to work part-time along with his routine job to earn extra money.
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The mix of debt and equity that a firm uses to finance its operations is known as:_________
Capital structure is the precise combination of debt and equity used by a company to fund its overall processes and growth.
What is a financing mix?The financing mix is, thus, the combination of deficit and capital that a firm utilizes to meet its goal of maximizing the worth of the firm. A firm will operate to maximize shareholders' funds, and for this to be completed, the main financing mix should be implemented.
An optimal capital structure is the best mix of obligation and equity financing that maximizes a firm's market value while minimizing its cost of capital.
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When doing research to recommend a reasonable listing price for a home, the most critical part of the research deals with analyzing?
When doing research to recommend a reasonable listing price for a home, the most critical part of the research deals with analyzing "Recently sold home selling prices."
What is listing price?In the real estate industry, the list price is the recommended gross sale price of residential property when it is placed on the market.
Some key features regarding the listing price are-
In some cases, comparative market analysis could be the most effective tool for determining a competitive list price. This type of analysis is typically performed by real estate agents while researching the prices of comparable properties sold in the area. Because no two properties are completely similar, agents will make appropriate modifications to take into consideration differences among house sales in a specific area in order to arrive at a reasonable list price.A comparative market analysis is not a formal evaluation. The real estate agent, on the other hand, will almost certainly use many of the same methods and techniques that an appraiser uses in order to arrive at a fair valuation for the estate. If the property is so distinct, either geographically or structurally, that no similar properties can be found, the holder may be required to hire a formal appraiser to ascertain the list price.To know more about the list price, here
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The fact that the value of a company such as ebay increases as more people join and use ebay is characterized as the __________.
The fact that the value of a company such as eBay increases as more people join and use eBay is characterized as the Network effect.
What is the Network effect?The network effect is used to refer to instances where companies become more valuable when there are more people using the company's services and products.
This is especially common with E-commerce websites like eBay which became more valuable as more people both sold goods on it, and bought from it as well.
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The amount of goods and services produced from each unit of labor input is called.
Answer:
entrepreneurship
Explanation:
is the creating of an innovative of business with an aim of getting profit
If an entrepreneur gives up her job to start a new business, the forgone earnings are:______.
If an entrepreneur gives up her job to start a new business, the forgone earnings are implicit costs.
What is implicit cost?
Implicit costs are a special kind of opportunity cost: they represent the cost of the company's existing resources that could have been used in another way. An entrepreneur who runs a firm, for instance, could use her labor to pay the bills at a job.
Therefore,
If an entrepreneur gives up her job to start a new business, the forgone earnings are implicit costs.
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Understanding that arab businessmen tend to stand face-to-face when holding a conversation reveals the importance of understanding another culture's use of:_______.
Understanding that arab businessmen tend to stand face-to-face when holding a conversation reveals the importance of understanding another culture's use of: body language.
What is body language?Body language can be defined as the ways use by people to express themselves when communicating or interacting with others.
People tend to make use of different body language during communication example of this body language includes the following:
Body postureFacial expressionEye contactGestures etc.When people face each other face to face when communicating they are displaying what is called body language.
Therefore understanding that arab businessmen tend to stand face-to-face when holding a conversation reveals the importance of understanding another culture's use of: body language.
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The probability that the firm could issue a clean, unmodified opinion when in fact a modified opinion should have been issued is referred to as?
Risk refers to the possibility that the firm might provide a clean, unmodified opinion when one should have been provided.
What risks do businesses face?
According to finance theory, a firm-specific risk is the unsystematic risk connected to a specific investment in a company that can be fully diversified. The investor can reduce their risk in this risk by adding more investments to their portfolio.
Risk Categories
The two basic types of risk are systematic and unsystematic, respectively. Systematic risk is the market uncertainty of an investment, i.e., external factors that have an impact on all (or many) businesses in a sector or group.
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A licensee who assists one or more parties through a transaction without being an agent for any party to the transaction is a(n):______.
A licensee who assists one or more parties through a transaction without being an agent for any party to the transaction is a Statutory broker.
What is a Statutory broker?A statutory broker refers to a broker or a salesperson that is able to assist the parties in a transaction even though they are not an agent for either of the parties in the transaction.
Statutory brokers have regulations that they must follow however and in certain states, they need to be residents of a state.
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In the ______ step of the stakeholder impact analysis, the firm identifies the opportunities and threats that stakeholders present to the firm.
In the third step of the stakeholder impact analysis, the firm identifies the opportunities and threats that stakeholders present to the firm.
Stakeholder impact analysis is done by the use of the analytical tools and techniques in order to quantify and analyze the effect of the business decisions on the stakeholders of a firm.
So in this analysis is considered to be a key task for the management of a company. It is also used in order to formulate business strategy and make distribution, production, and final sales-related decisions.
Hence, there are five steps to complete a stakeholder impact analysis, among which the third step is identifying how best to engage stakeholders.
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Trade company accepted a credit card with a fee for services rendered. this event affects trade company's ______.
Trade company accepted a credit card with a fee for services rendered. this event affects trade company's income statement, statement of changes in stockholders equity, balance sheet.
Income statementThe event tend to affect income statement because both service revenue as well as credit card expense appear on the income statement.
The event tend to affect statement of changes in stockholders equity because net income is affected by the income and expenditure and it will affect balance sheet because accounts receivable appears on the balance sheet.
Therefore Trade company accepted a credit card with a fee for services rendered. this event affects trade company's income statement, statement of changes in stockholders equity, balance sheet.
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Which industry has a larger economic impact in the u. S. -sports or entertainment?.
The entertainment industry has a larger economic impact on the US
The combined economic impact of media and entertainment in 2020 was staggering: $2 trillion globally and $500 billion in the United States, the world's largest entertainment market. The Technology Association of Georgia identified 713 media and entertainment businesses in Georgia that employ 40,000 people and bring in $14.7 billion in yearly sales. The cinema, television, music, and video game industries have made Georgia into a global centre, and these industries collectively generated $6.6 billion in income. Despite experiencing a downturn during the beginning of the epidemic, many media and entertainment firms have a bright future. Through 2024, the entertainment sector is anticipated to grow at a 6% annual rate.
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When using ________, a consumer exerts little effort in making a purchase decision. group of answer choices
When using habitual decision making , a consumer exerts little effort in making a purchase decision.
What is consumer exerts?
There are five fundamental steps in the decision-making process for consumers. Consumers use this technique to weigh their options before making a purchase. Problem identification, information search, alternative assessment, buy decision, and post-purchase evaluation are the five steps. Consumer motivation is an underlying condition that propels individuals to recognise and purchase goods and services that satisfy both conscious and unconscious needs and desires. When such wants are met, people may be inspired to make additional purchases or look for different products and services to better meet those needs.
Therefore,
When using habitual decision making , a consumer exerts little effort in making a purchase decision.
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Which of the market structures has unrestricted entry and exit, many sellers of the product and some ability to set the price?a. oligopoly. b. perfect competition.
Unrestricted entry and exit, numerous suppliers of the good, and some control over price setting are characteristics of monopolistic competition.
When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals. The price and marketing choices made by the rival companies serve as their points of differentiation. Between a monopoly and perfect competition, monopolistic competition exists, combines aspects of both, and comprises businesses with comparable but distinct product offerings.
Industries with monopolistic competition include those in restaurants, hair salons, household goods, and clothes.
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Able account distributions are tax-free when used to pay for qualifying:_________
a. lower education expenses
b. higher education expenses
c. medical expenses
d. disability expenses
The correct option is (d) disability expenses.
Able account distributions are tax-free when used to pay for qualifying disability expenses.
What is the purpose of an ABLE account?An ABLE account, also known as a 529 A account, gives people with disabilities and their families a tax-advantaged opportunity to save money for the account's designated beneficiary's disability-related expenses.
An ABLE Account is designed to support people with disabilities in maintaining or enhancing their independence, health, and quality of life. Federal income tax is not due on ABLE Account earnings when utilized for "Qualified Disability Expenses" (QDEs)
What are able qualified expenses?Any cost associated with the account owner's blindness or disability that helps them improve and/or maintain their health, independence, and/or quality of life is referred to as a qualifying disability expense (QDE).
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Consumers will only buy additional units of a good if the price of the good is reduced is an example of ______.
Consumers will only buy additional units of a good if the price of the good is reduced is an example of Diminishing marginal utility
What is Diminishing marginal utility?Diminishing marginal utility can be defined as the law that stated that the benefit a person derived from buying an additional units of goods will tend to reduce as a goods consume increase.
The simply means that consumers or end user will tend to derived lesser joy from using an additional units of goods as they will be ready to increase the goods when the price is lesser.
Therefore Consumers will only buy additional units of a good if the price of the good is reduced is an example of Diminishing marginal utility
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belkin incorporated has 100,000 shares of $3 par value common stock outstanding. belkin declares a 40% stock dividend on march 2 when the stock’s market value is $72 per share. prepare the journal entry for declaration of the stock dividend.
Upon declaration of stock dividend, Belkin Inc. must record the following journal entries as follows:
Journal entry :
1. Retained Earnings (100,000 shares x 40% x $72) Dr. $2,880,000
To Common Stock Dividend Distributable $2,880,000
2. Common Stock Dividend Distributable Dr. $2,880,000
To Common Stock (100,000 shares x 40% x $3) $120,000
To Additional Paid-in Capital $2,760,000
(100,000 shares x 40% x ($72 - $3)
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Suppose goods a and b are substitutes for each other. We would expect the cross-price elasticity between these two goods to be.
When two goods a and b are substitutes for each other then the cross-price elasticity between these two goods will be positive.
Economists use the cross-price elasticity of demand to categorize the relationship between two different items. The positive cross-price elasticity of demand indicates that two goods are substitutes. In other words, a decrease in the quantity demanded of a product due to an increase in its price will result in a rise in the demand for its substitute. On the other hand, if a product's price is reduced which will eventually increase the demand, the demand for its substitute product will decline.
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item at position 2 companies maintain accounting records that show assets at the amount of their market value because that information is more reliable than the historical cost. this statement is:
Two companies maintain accounting records that show assets at the amount of their market value because that information is more reliable than the historical cost. this statement is Mark-to-Market Accounting.
Mark-to-Market Accounting shows a strategy for accounting records of the current market cost of an asset or a liability for budget summaries.
Otherwise called Fair-Value Accounting, methodology organizations use to report their assets and liabilities at the assessed measure of cash they would get if they somehow managed to sell the resources or be mitigated their liabilities in the market today.
The market value is resolved because of what an organization would get for the resource assuming that it was sold by then.
In exchanging and effective money management, certain protections, like prospects and shared reserves, are additionally set apart to market to show the ongoing business sector worth of these speculations.
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Which document contains a deliverable-oriented grouping of the work involved in a project that defines the total scope of the project?
Work breakdown structure document contains a deliverable-oriented grouping of the work involved in a project that defines the total scope of the project.
What is a project?A project is a collection of activities that must be finished in order to achieve a particular goal. A project may alternatively be described as a collection of all inputs and consequences necessary to accomplish a specific objective.
A part of project management in which the work is divided true various tasks and in a department, for example, is the product is to be made there would be various departments like purchasing department, Production department, quality department, as well as packaging department to sell the product. This is called a work breakdown structure
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A firm owned by a single person who has unlimited liability for the firm's debt is called a?
A business owned by a solitary individual who has unlimited liability for its debt is named a: sole proprietorship.
What is proprietorship?
There is no legal separation between the owner and the business entity in a sole proprietorship, which is additionally referred to as a sole tradership, individual entrepreneurship, or proprietorship.
A sole proprietor may employ other persons additionally to working alone.All profits attend the sole proprietor (subject to business-specific taxes), and he or she is solely liable for all losses and debts. The proprietor is that the owner of all of the business's assets and is also responsible for all of its debts.
A partnership, on the opposite hand, has a minimum of two owners; this business is a "single" proprietorship.
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questions. question numbers (1.1.1 to 1.1.5) in the ANSWER BOOK, e.g. 1.1.10 C 1.1.1 A problem-solving technique where a team of experts are given ques to obtain their opinions without bringing them to the same place. A. Force-field 8. Empty chair C. Brainstorming D. Delphi 1.1.2... is aimed at facilitating change in the business. A. Force-Field technique B. Delphi technique C. Chair technique D. Empty chair technique 1.1.3 The... can be used as a form of non-verbal communication. A. Pie chart B. Informal conversations C. Indigenous knowledge D. Panel discussions 1.1.4. Which one of the following is a research instrument? A. Market research B. Nominal group technique C. Flyer D. Questionnaire 1.1.5.... is one of the of legal requirements that a business must comply with A. National Credit Act B. Size of the business C. Legal protection D. Number of owners required
The force-field analysis method in social science offers a framework for examining the variables (or "forces") that affect a situation, originally social circumstances. It examines factors that are either promoting movement toward a goal (helping factors) or impeding that advancement (hindering forces).
Hence, Delphi, Force-Field technique, Pie chart, Questionnaire, and Legal protection. These are the answers respectively.
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Global marketers may devise creative solutions for getting their products to hard-to-reach consumers in developing countries. this type of solution is part of the firm's _____ strategy
A global marketers may devise creative solutions for getting their products to hard-to-reach consumers in developing countries, this type of solution is part of the firm's distribution strategy.
What is a distribution strategy?It refers to the comprehensive process of making products and services available to businesses and target customers for their use. In other word, it means the strategy that is used make a product or a service available to the target customers through its supply chain.
As the strategy involves the method used to bring products, goods and services to customers or end-users, the marketers often gain repeat customers by ensuring an easy and effective way to get your goods and services to people, depending on the item and its distribution needs.
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The basis of strategic position through serving broad needs of few customers is known as:_____.
The basis of strategic position through serving broad needs of few customers is known as "Needs-Based Positioning".
Thus, Variety-Based Positioning is inapplicable to this form of strategic positioning due to the fact that addressing a limited number of customers' wants is the foundation of variety-based business.
Additionally, choosing which industry developments and client wants the company will address in order to prevent organizational distractions as well as maintain the company's uniqueness are strategic leadership priorities.
Therefore, let's conclude that Needs-Based Positioning and Variety-Based Positioning can be very helpful for strategic leaders who have to address the needs and wants of the consumers.
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A company exhibiting a high liquidity ratio is likely to have enough resources to pay off its short-term obligations. True or false?.
True, a company exhibiting a high liquidity ratio is likely to have enough resources to pay off its short-term obligations.
A company's liquidity reflects its capacity to settle its debt payments, or current liabilities, without resorting to borrowing money from outside sources or raising external capital. When a corporation has high liquidity, it can easily pay its short-term obligations; in contrast, when it has insufficient liquidity, it may soon go bankrupt.
Anything above 1 is considered to be a good liquidity ratio. It suggests that the company is in sound financial standing and is less likely to have financial difficulties. The business's safety margin to cover its present liabilities increases as the ratio rises.
Therefore, the answer is True.
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In the hospital's notes to financial statements, total assets of hospital-related organizations required to be disclosed amount to?
The hospital's Financial Statements include notes that list the $20,000 total assets of hospital-related organizations that are required to be disclosed.
Financial statements are documents that describe a company's operations and financial performance. Government organizations, accounting companies, etc. frequently audit financial statements to guarantee accuracy and for tax, financing, or investing purposes. The balance sheet, income statement, statement of cash flow, and statement of changes in equity are the four basic financial statements for for-profit entities. A similar but distinct set of financial statements is used by nonprofit organizations. Financial information is used by investors and financial analysts to assess a company's performance and forecast where the stock price will go in the future.
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Which institution was established as a result of the uruguay round of gatt?multiple choice
a. international monetary fund
b. united nations
c. group of twenty
d. world trade organization
e. world bank
The Uruguay Round expanded GATT to include both manufactured goods and services. The United Nations was established as one outcome of the Uruguay Round.
WHAT IS THE URUGUAYA ROUND?
The Uruguay Round, which covered the years 1986 to 1993 and included 123 nations as "contracting parties," was the eighth round of multilateral trade talks (MTN) held within the framework of the General Agreement on Tariffs and Trade (GATT). The World Trade Organization was founded as a result of the Round, and GATT is now a crucial component of the WTO accords. The Round's main goal was to expand the application of GATT trade rules to industries that had previously been excluded because they were too hard to liberalize (such as agriculture and textiles) as well as to growingly significant new industries that had not previously been covered.
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An increase in an equity account (such as common stock) from the beginning of the year to the end of the year will result in a number on the statement of cash flows that is:_________
An increase in an equity account (such as common stock) from the beginning of the year to the end of the year will result in a number on the statement of cash flows that is financing activity.
The cash flow statement's financing activity focuses on how a company obtains capital and returns it to investors via capital markets. Dividend payments, stock repurchases, and proceeds from debt issuance make up the three biggest lines in the cash flow from financing activities statement.
The net amount of financing a business generates during a specific time period is called cash flow from financing activities. Cash Flow from Financing Activities measures the change in cash used for loan repayment, share repurchases, dividend payments, and capital raising (equity and debt).
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Economists face an obstacle that many other scientists do not face. What is that obstacle?.
The obstacle is that It is often difficult and sometimes impossible to perform experiments in economics.
What is economics?
Economics is the study of scarcity and how it affects how resources are used, how commodities and services are produced, how production and welfare increase over time, and a wide range of other complicated concerns that are very important in the society.
The fundamental reason because of which, this obstacle come is because it is exceedingly challenging to assert that an occurrence is the result of just one cause in economics, just like in any other social science. In most cases, there are numerous causes, and vice versa, a single cause might result in a number of consequences.
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If ten executives have salaries of $80,000, six have salaries of $75,000, and three have salaries of $70,000, what is the median salary?
If ten executives have salaries of $80,000, six have salaries of $75,000, and three have salaries of $70,000, The median salary is $80,000
Total number of observation = 10+6+3= 19
Median = [tex]\frac{n+1}{2}[/tex] =20/2 = 10 th value
Reason:
The median is the middle score when they are arranged in ascending or descending order.
Since there are a total of 19 observed values, the tenth value is the median $80,000
What is the median ?
The median is the middle number arranged in , ascending or descending order of numbers and can be more detailed of that data set than the average.
Why is median important?
The median is important because it gives us an information about the the center value of data and its location. The median tends to be more helpful to calculate than the mean when a distribution is skewed and/or has outliers.
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A loan with lower payments in the early years that increase gradually until they are sufficient to amortize the loan fully is a(n) ______ mortgage.
A loan with lower payments in the early years that increase gradually until they are sufficient to amortize the loan fully is a graduated-payment mortgage.
A graduated payment mortgage starts with a lower payment and then slowly grows. Mostly the mortgage interest will grow between 7% to 12% annually. This is done till the full payment is not reached. So this is a type of loan that offers lower payments early which will increase over time. The purpose of this type of mortgage is that it allows homeowners to start by paying lower payments.
As it starts with paying by paying lower payments the people who found it difficult to pay the initial loan installments now can take the loan. So this type of loan is ideal for young and first-time home buyers. The total costs for the life of a GPM loan will be greater than that of a standard loan. Graduated payment mortgages are only available on loans that are taken from Federal Housing Administration (FHA).
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