In the context of international trade restrictions, governments tend to use protective are crucial to the domestic economy: tariffs
A government is the device or institution of people governing a prepared community, normally a state A gadget of government distributes strength amongst exclusive parts and stages of the state. Political scientists examine the makes use of energy, inclusive of how energy is shipped inside a kingdom. the quantity of power held with the aid of the vital authorities determines the system of the presidency a nation has.
Government is the gadget or institution of human beings governing an organized community, commonly a kingdom. in the case of its wide associative definition, authorities usually consist of legislature, govt, and judiciary. a government is an institution or a device made of a set of human beings that takes care of or manages a country or a country. every government has its own charter or a hard and fast of fundamental standards that it follows to make sure effective governance.
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Johnny Rockefeller had a bad credit rating and went to a local cash center. He took out a $100.00 loan payable in two weeks for $109.50. What is the percent of interest paid on this loan?
15% of interest paid on this loan. We are given that Johnny Rockefeller had a bad credit rating and went to a local cash center.
Loan amount of Johnny Rockefeller = $100
He paid the amount in the two weeks = $115
Amount of interest paid = $115-$100=$15
Let x% is rate of interest.
So, the x% times 100 = 15
x = 15
So, 15% of interest paid on this loan.
What is the amount of hobby paid on a loan?The hobby rate is the quantity a lender expenses a borrower and is a share of the principal—the quantity loaned. The activity rate on a mortgage is generally stated on an annual basis recognized as the annual share rate (APR).
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https://brainly.com/question/2294792#SPJ9concept of the value in marketing
In marketing, value is defined as the difference between a prospective customer's appraisal of the benefits and costs of one product versus others.
What is the market value?Market value is the price that purchasers are willing to pay for an asset in the marketplace. In the case of publicly traded assets or entities, it is also known as market capitalization and is computed by multiplying the current price by the number of outstanding units.
There are a number of components that go into establishing the market value of various assets, such as corporations, and real estate, it involves a lot more than knowing share prices.
The value of intangibles and the future worth of linked assets can also be considered in determining corporate market value. Market value is more than a price; it reflects the genuine underlying value, not just the perceived value.
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If discouraged workers are hired again, are they counted in the labor force?
Sam Smith is currently employed as a mechanical engineer and is paid $65,000
per year plus benefits thatare equal to 30% of his salary. Sam wants to begin a
consulting firm and decides to leave his current job. After his first year in
business, Sam's accountant informed him that he had made $45,000 with his
consulting business. Sam also notices that he paid $6,000 for a health
insurance policy, which was his total benefit during his first year. What was
Sam's opportunity cost?
What was Sam's opportunity cost?
Sam gave up $65,000 in salary plus $19,500 in benefits or a total of $84,500.
The concept in the back of opportunity value is that the fee of 1 object is the misplaced possibility to do or eat something else; in quick, opportunity cost is the price of the following fine alternative. benefits foregone by using no longer choosing an alternative direction of motion.
Opportunity cost is the cost of the following satisfactory element you surrender whenever you decide. it's miles the lack of capacity gained from other options when one opportunity is chosen. The concept of an opportunity price became first started by John Stuart Mill. possibility price is the difference in the advantage of a preference you are forgoing compared to the advantage of the choice you're making. you may recognize opportunity fee as an estimation of the way much regret you'll sense for making one desire over every other.
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Which of the following would be most likely to improve your teamwork skills
and make your resume more impressive?
A. Joining a student organization that focuses on an awareness of
health care careers
B. Joining a student organization that focuses on team competitions
C. Joining a student organization that focuses on individual
competitions
D. Joining a student organization that focuses on building
technology skills
The right response is (b), or signing up for a student organization that emphasizes team competitions.
Teamwork is allowed as a skill on a CV.A prospective employer can be confident that you will be able to collaborate with others to accomplish tasks in order to meet organizational or functional group goals by looking at your teamwork skills, which are among the workforce competencies. Consider your experiences working in teams, and be sure to explicitly list these on your CV.
How would you characterize your capacity for teamwork?When you work well with people during discussions, projects, meetings, or other collaborations, you have developed teamwork skills. Being able to effectively communicate, actively listen, and be responsible and honest are all necessary for cooperation.
Why is working in a team a valuable skill?Because teamwork allows your group to share ideas and duties, it makes everyone feel less stressed and enables them to be more meticulous and thorough in their task completion. This will help them fast reach their sales objectives.
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Choose the most correct statement: please help asap!!
'Private transportation has the highest costs associated with maintenance, but offers better mobility in the U.S.", option B is the most correct.
For Question 4"All of the above", option D is the correct answer because speeding tickets and accident with self-fault increases cost of insurances.
What is insurance ?Most individuals have insurance of some type, whether it is for their life, their home, or their car. However, the majority of us rarely pause to consider what insurance is or how it functions. In a nutshell, insurance is a contract, symbolized by a policy, under which a policyholder receives financial security or compensation from an insurance firm against losses. In order to make payments to the insured more manageable, the company pools the risks of its clients.
Hence, Option B and D are correct respectively.
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1. If the two totals of a trial balance are equal, does it mean that there are no errors in the accounting records? Explain
2. Assume that when a purchase of supplies of $2,650 for cash was recorded, both the debit and the credit were journalized and posted as $2,560. (a) Would this error cause the trial balance to be out of balance? (b) Would the trial balance be out of balance if the $2,650 entry had been journalized correctly but the credit to Cash had been posted as $2,560?
1. If the two totals of a trial balance are equal, it does not mean that the accounting records are free of errors.
2a) The error of commission cannot cause the trial balance to be out of balance.
2b) If the $2,650 entry had been journalized correctly but the credit to the Cash had been posted as $2,560, the trial balance would not balance because another account was debited with $2,650.
What are the errors that do not affect the trial balance?The errors that do not affect the trial balance or cause it to be out of balance include:
Errors of principleErrors of original entryErrors of omissionErrors of commissionCompensating errors.A trial balance will be out of balance if an error is made on one side of the ledger.
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ETHICS Sophia negotiated a contract with Pete under which she would buy his company for $10 million plus the amount of the company’s outstanding debt (approximately $1 million). But when Pete sent a draft of the contract, it stated that the purchase price would be $10 million less the company’s debt. What is Sophia’s ethical obligation to Pete? Should she tell him about the mistake? What Life Principles would you apply in this situation? What would Kant say?
In exchange for buying Pete's business for $10 million plus the balance of its debt (about $1 million), Sophia and Pete arranged a contract. The purchase price, however, was $10 million less than the company's debt when Pete provided a draft of the deal. What ethical duty does Sophia have to Pete? Should she let him know about the error? Which life lessons would you apply in this circumstance? How would Kant respond?
It is Sophia's moral responsibility to inform Pete of the contract draft's inaccuracy and arrange for its correction When a contract error results in litigation, the court will only alter the terms of the agreement if there is convincing evidence that the parties meant to perform differently than what is specified in the agreement. There is no evidence to back the claim because the agreement was designed such that Sophia would buy Pete's company for $10 million plus the amount of the company's existing debt, which rarely occurs against the terms of a contract by accident. So if Sophia didn't tell Pete about the mistake, Sophia would win but Pete would lose. In this case, I would act morality's guiding ideals. In my opinion, Sophia should tell Pete about the mistake and act in a way that is morally proper given the situation. According to Kant, morality is founded more on upholding one's moral duties than it is on the outcomes of one's activities. Kant would then counsel Sophia to inform Pete of the error because it is morally required of her to tell the truth when entering into a contract.
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ASAP Please
Shelly purchased a $50,000 nonparticipating whole life insurance policy. The annual premium was $1,278. The cash value of the policy after 10 years will be $13,740. Assume a 5% interest rate. What is the traditional net cost of this policy, per thousand per year, over the first 10 years the policy is in force?
The traditional net cost per thousand per year is $- 1.92 is the traditional net cost of this policy, over the first 10 years the policy is in force of insurance policy.
What is the traditional net cost?The shortfall in the business between premium payments as well as the total of dividend plus the cash equivalent of the insurance constitutes the traditional net cost.
Total premium over 10 years
= 10 x Annual premium
= 10 x 1,278 = $12,780
Cash value = $13,740
Net over 10 year
= 12,780 - 13,740
= -960
Net cost per year
= - 960 / 10
= -96
$50,000 non-participating cost whole life insurance policy
Hence, the traditional net cost per thousand per year
= - 96 / 50,000 x 1,000
= - 1.92
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at the beginning of the year, a firm has current assets of 315 and current liabilities of 219. At the end of the year, the current assets are 467 and the current liabilities are 259. What is the change in net working capital
Answer:
at the beginning of the year, a firm has current assets of 315 and current liabilities of 219. At the end of the year, the current assets are 467 and the current liabilities are 259. What is the change in net working capital
Based on the current assets and liabilities at the beginning of the year and the end, the change in net working capital is $152
How did net working capital change?Net working capital can be found as:
= Current assets - Current liabilities
Beginning of year net working capital:
= 315 - 219
= $96
End of year net working capital:
= 467 - 259
= $248
The change in net working capital is:
= 248 - 96
= $152
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5. A firm that has been in business for less than one year must file advertisements with
how many days prior to use.
a. FINRA/30
b. SEC/30
c. SEC/10
d. FINRA/10
A company that has been in business for much less than twelve months ought to file advertisements with FINRA/10.
An advertisement is a paid promotional tool subsidized by means of a diagnosed sponsor to call public attention to an imparting or a logo. it's a paid promotional device: commercials are paid promotional messages communicated through some mass communication media.
An advertisement refers to a paid form of conversation that promotes a carrier, product, or emblem. marketers use commercials to help agencies reach their targets and increase revenue. It has the desired qualities of strong credibility, high audience attention stages, and friendly audience reception. It capabilities open-ended communique with questions and answers approximately the product, psychological incentives to purchase, memorability, efficiency, and frequency.
Advertising has an easy precept — getting humans interested in a product being offered. After arousing interest, the goal is to persuade human beings to buy the product, although they hadn't formerly idea about buying it. advertisements paintings by using psychology to persuade the way human beings think and feel about products or services.
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Explain what is meant by the saying that consumers "vote" with their dollars every time they buy products in the marketplace
What is meant by means of pronouncing that consumers "vote" with their greenbacks every time they purchase merchandise inside the marketplace when purchasers purchase something, they send a message to companies regarding their shopping for preferences, helping to direct use resources
The definition of a consumer is a person that buys goods and services. An instance of the customer is someone who purchases a brand new tv. A heterotrophic organism feeds on different organisms in a meal chain.
The consumer is the only one who's the end-person of any items or offerings. Any person, aside from the consumer who buys the product or offerings, and consumes the product via taking his/her permission is categorized as a customer.
Consumers represent the top trophic stages. not like producers, they can't make their personal food. To get electricity, they eat vegetation or different animals, even as some devour each. Scientists distinguish between numerous forms of customers. primary clients make up the second one trophic degree.
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In cell B21, insert a function to calculate the median attendance for the year 2022
The total number of days of students' attendance is divided by the total number of days in the regular school year.
An attendance rate of 95% is generally considered good; this allows for children to miss 9.5 days across the school year. Persistent absence (PA) is defined as an attendance rate of 90% or below.
Divide the SUM TOTAL of Days in attendance by the SUM TOTAL of Days of membership for the school or district. 5. Multiply the statistic x 100 and round the number to the nearest tenth. This is your school or district's overall attendance rate.
Click on cell B21 and enter the below function and select an appropriate criterion.
To find the median in a range of cells, use the MEDIAN function.
Syntax for finding min is: MEDIAN(number1, [number2]
=MEDIAN(from cell to cell).
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In the graduate program at Herringbone University, students are allowed only one missed class per semester or they face academic discipline. Three female students have approached you as the diversity and ethics officer with a concern about the policy They explain that they all have young children (as do many students in the program), and getting childcare during class times is difficult because some of the classes don't end until 8:00 in the evening. They feel the policy is unfair, especially since the university doesn't offer any support. leniency in policy, or childcare options. In addition, the location of the university (an upper middle class neighborhood where most children have at least one parent at home) is not where most students live (a neighborhood where most children have two working parents or a single working parent)
As a Diversity and Ethics Officer I would respond to the issue by raising a request for a day/evening care for children (free or at a lowest possible rate) and starting a bus route.
What is University?A university is a place to study where the students study after their high school. Studying at university gives them a Bachelor's degree.
The concerns of the students are true and I am responsible to respond them and their issues. The issue of child care can be raised to start a day/ evening care at the university where the students can study without caring for their child.
Also the traveling issue can be resolved by starting a bus route by the university itself or alternatively the local authorities can be asked to start a bus route that will enable the students to travel to and from university.
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The United States restricts imports but, at the same time, supports the WTO and international banks whose objective is to enhance world trade. As a member of Congress, how would you justify this contradiction to your constituents?
In my capacity as a member, I would like to make the case for the World Trade Organization (WTO) and other international banks to make use of the many export promotion and assistance programs that the United States offers in order to acquire trade finance and maximize asset utilization for the purpose of achieving financial stability.
This is further explained below.
What is World Trade Organization?Generally, The World Commerce Organization (WTO) is a multilateral organization that was established with the purpose of regulating as well as facilitating international trade.
In conclusion, When it comes to establishing, revising, and enforcing the laws that regulate international commerce, governments turn to this institution for assistance.
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Kassidy's Kabob House has preferred stock outstanding that pays a dividend of $5 at the end of each year. The preferred sells for $50 a share. What is the stock's required rate of return? Assume the market is in equilibrium with the required return equal to the expected return.
Cost of Preferred stock is 10% in this case.
Provided that the preferred stock would sell for $50 per share and that the corporation is required to pay a $5 dividend at the end of each year. As a result, Kassidy's Kabob House must incur a $5 annual cost in order to raise $50.
Because the preferred dividend would be adjusted after the tax cut, the tax rate has no effect on the cost. Cost of Preferred stock is equal to preferred dividend divided by price of preferred stock.
Cost of Preferred stock = 5/50
On solving the above we get, Cost of Preferred stock = 10%
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You are an American Red Cross Disaster Program Specialist in charge of teams trained to help in sheltering displaced persons. You have been notified by your office to be prepared to deploy to conduct shelter operations. Your supervisor has asked you to come to the office to begin organizing volunteers and get prepared to set up shelters, if tasked. You check in before you begin.
What NIMS Management Characteristic are you supporting?
Answer:
Chain of command and unity of command Accountability.
Drill Problem 8-9 (Static) [LU 8-2 (3)]
What is the selling price of a complete set of pots and pans at Walmart? Assume actual cost is $66.50 and 40% markup on
selling price. (Round your answer to the nearest cent.)
The selling price of a complete set of pots and pans at Walmart $ 110.8.
The selling price according to unit method to find the price per unit from the profits announcement, divide sales with the aid of the number of units or amount offered to perceive the charge in keeping with unit
It has to allow a commercial enterprise to pay all of the costs of the product, pay operating charges, and gain earnings. clients depend upon selling prices to evaluate merchandise and to decide how to allocate their money. businesses depend upon selling rates to determine earnings from income and to acquire organizational goals.
We have a selling price = cost + Dollar markup
Here, 40% of the markup
So, let the selling price is X
Then,
S = 66.5 + 0.45
∴ S = 66.5 / 1.04
= $ 110.8
So, the selling price of a complete set is $ 110.83.
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Hello,
I need help on how to put this formula into excel.
Create lookup functions to complete the summary section. In cell J20, create a formula using the VLOOKUP function to display the measured precipitation for the selected reservoir. Lookup the reservoir number (cell J19) in the range B10:J15, and return the value in the 2nd column number. Use absolute references for cell J19 and the range B10:J15.
The lookup functions you required for cell J20 are (=Vlookup,J19,B10:J15,9,1)
How can I enter this formula into the worksheet?When writing the formula, press tab to choose vlookup, then choose the value you want to look up and add a comma. Then, choose the range of data you want to look up and add a comma. Finally, write the number of the column you want the data from and add a comma. Finally, there will be a choice of approximate or exact; choose 1 or 2 accordingly, then press enter.
What is the function VLOOKUP?In Excel, there is a built-in function called VLOOKUP that enables searching across several columns. It has the following components and is typed: =VLOOKUP(lookup_value, table_array, col_index_num, [range_lookup]) Note: The column that contains the lookup's data must always be on the left.
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Corporate strategies are increasingly focused on environment social and governance practices with the regulators looking to adopt new standards. Please comment on how businesses can take responsibility of their ESG practices and how these factors will impact their obligations and behaviours to drive a sustainable business
Company strategies are increasingly centered on environmental social and governance practices with the regulators looking to adopt new standards: statement on Environmental, Social, and Governance Disclosures for investment Advisers and investment agencies Commissioner Hester M.
While absolutely defined, a company strategy will paint to set up the overall price of a business, set strategic dreams, and motivate personnel to gain them. it's far a non-stop system that should be carefully tailored to respond as it should be to converting conditions inside the marketplace.
Kinds of Company strategies – four foremost kinds: stability strategy, enlargement strategy, Retrenchment strategy, and a combination strategy. The corporate level prevalent strategies pertain to figuring out the businesses the business enterprise shall be engaged in. primary duties: corporate strategists or “enterprise strategists” examine cutting-edge commercial enterprise techniques and expand and put into effect new techniques to improve upon contemporary consequences and/or to fulfill new desires.
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Which of the following is done by the American government to counteract economic contraction?
Question 3 options:
It may reduce interest rates.
It decreases its own spending for goods and services.
It raises the reserve rate of banks.
It decreases the money supply.
It sells securities through the Federal Reserve Board.
Answer:
It may reduce interest rates.
Explanation:
To boost economic activity, the American government lower interst rates as a fiscal and expansionary policy.
ASAP Please
Shelly purchased a $50,000 nonparticipating whole life insurance policy. The annual premium was $1,278. The cash value of the policy after 10 years will be $13,740. Assuming 5 percent interest, what is the surrender cost of this policy, per thousand per year, over the first 10 years the policy is in force?
The Per a thousand surrender cost is $4.75 over the first 10 years the policy is in force in a nonparticipating whole life insurance policy by Shelly.
What does the surrender cost?
The surrender cost means the price that is being lived on the customer, this is because the policyholder is canceling their policy.
Annual Premium = $1278
Cash Value = $13,740
Interest rate = 1.3127%
The future value of $1 deposited at the start of the year at 5% is $13.207
Let the future value = $13740
amount to be deposited per annum
= $13740/13.207 = $1040.36
Difference between the premium paid and derived annual payment
= $1278 - $1040.36 = $237.64
The difference per thousand per annum of, 50000 = $ 237.64/50
= $4.7528 or $4.75
Per a thousand surrender cost of the policy = $4.75
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1. The _____ is also known as location departmentalization, which is a logical structure and sells its goods in different regions.
A. Geographic structure
B. Matrix organisational structure
C. Multiple Departmentalization
D. Network Structure
2. A process in which managers make a decision as to what type of organisational structure is sufficiently aligned to the external environment and which is most appropriate to the strategies and plans of the organisation
A. Accountability
B. Coordination
C. Organisation design
D. Division of work
3. Emerges naturally from the social relationships which develop between the employees within the organisation.
A. Division of work
B. Job specialization
C. Unity of Command
D. Informal Structure
4. This entails a detailed analysis of work to be done and resources to be used, to accomplish the aims of the business.
A. Organising
B. Scalar Principle
C. Unity of Command principle
D. Job design
5. The organisation design process involves the following steps except_____
A. Reflect on plans and objectives
B. Establish major task and activities
C. Design jobs and assign to employees
D. Identify top level managers
6. The Spokesperson role of a manager involves passing on information received to individuals within the organisation who would benefit from it.
A. True
B. False
7. The formal organisational structure emerges naturally from the social relationships which develop between the employees within the organisation.
A. True
B. False
8. The _____ builds on the features of the network organisation and is a streamlined model that fits rapidly changing and dynamic business environment.
A. Network Structure
B. Geographic Structure
C. Virtual Network Structure
D. Customer based Structure
9. The second step of the organisation design process is
A. Design jobs and assign to employees
B. Define worker relationships
C. Reflect on plans and objectives
D. Establish major task and activities
10. The ____ is a divisional structure where each product or business line is handled by a self-contained division within the business.
A. Team Structure
B. Product structure
C. Virtual Network
D. Matrix Structure
The Geographic structure is likewise called location departmentalization, that's a logical structure that sells its goods in special areas.
In geography, area or location are used to denote a location (point, line, or region) on the planet's floor or elsewhere. The term location commonly implies a better diploma of truth than region, the latter often indicating an entity with an ambiguous boundary, relying greater on human or social attributes of region identification and feel of vicinity than on geometry.
Definition of location: a position or website occupied or available for occupancy or marked by using a few distinguishing functions: state of affairs tons of the attraction of the house is in its vicinity. b(1): a tract of land designated for a reason the area for mining declare. (2) Australia: farm, station.
Location either refers back to the actual range and longitude coordinates (absolute region) of something on this planet's surface, or it describes something's role in connection with something else (relative area). place, on the other hand, refers back to the bodily and human characteristics of a niche on the map.
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What is E-Procurement? [2 Marks] 1b. What are the Benefits of E-Procurement? [8 Marks] 2. You have have been appointed as an ICT personnel in an organisation mit
E-procurement is the exchange of goods and services between businesses, consumers, and the government over the Internet and other information and networking platforms including enterprise resource planning and electronic data interchange.
benefits of the electronic procurement procedure.
E-procurement helps you save money by avoiding duplicative purchases, taking advantage of volume discounts, and avoiding expenses related to paper-based systems (for example, the cost of stamps to mail your paperwork).Openness in spending By performing your procurement electronically, you can guarantee that your procurement methods follow your policies because it will be simpler to produce and analyze reports on your procurement systems.Greater Productivity E-procurement takes less time than conventional procurement once you've gotten the hang of the technology. Reusable tender submission is made simpler by having your records maintained online. Meanwhile, using templates allows for quicker completion of papers.To know more about E-procurement refer to: https://brainly.com/question/17214482
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Question 2 (0.2 points) Saved
According to the Organizational Culture Profile (OCP) vast majority of corporations
fall into just seven cultural categories. Which of the options below fall within the 7
categories?
1) Unstable, Innovative, Team-Oriented, People-Oriented
2) Team-Oriented, Innovative, Unstable, Outcome-Oriented
3) Outcome-oriented, People-oriented, Team Oriented, Unstable
4) People-Oriented, Stable, Team Oriented, Aggressive
Next Page
Page 1 of 10
According to the Organizational Culture Profile (OCP), the option that falls within the seven categories is 4) People-Oriented, Stable, Team-Oriented, and Aggressive.
What is the Organizational Culture Profile (OCP)?The Organizational Culture Profile (OCP) is a framework that provides insight into the different types of organizational culture.
The Organizational Culture Profile (OCP) shows organizational cultures represented by seven distinct values. The seven cultural values include innovation, aggression, outcome orientation, stable or rule orientation, people orientation, team orientation, and detail orientation.
In an innovative culture, the organization toils with new ideas always and has a flat structure without titles.
An aggressive culture organization is competitive, while outcome-oriented cultures emphasize achievements and rewards, with managers and employees accountable for success or failure.
Stable cultures are bureaucratic and operate with predictable rules. In people-oriented cultures, the organization cherishes fairness, supportiveness, and respect for individual rights.
Team-oriented cultures are collaborative, emphasizing cooperation for productivity. Lastly, in a detail-oriented culture, precision and details rule the day.
Thus, according to the Organizational Culture Profile (OCP), the option that falls within the seven categories is Option 4.
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Juanita makes $56 an hour at work. She has to take time off work to purchase her skirt, so each hour away from work costs her $56 in lost income. Assume that returning to work takes Juanita the same amount of time as getting to a store and that it takes her 30 minutes to shop. As you answer the following questions, ignore the cost of gasoline and depreciation of her car when traveling.
Complete the following table by computing the opportunity cost of Juanita's time and the total cost of shopping at each location.
Answer:
1 hour and a 1/2
56/2= 28
56+28= 84
$84
Explanation:
Well it takes her 30 minutes to shop, 30 minutes to get there, and that means 30 minutes to leave.
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Which of the following would generally be true about the international price as compared to the domestic price in an International Supply Curve? A. The domestic and international prices are equal. B. The international price is higher. C. The international price is lower.
Answer:
A number is a correct answerDiscuss five strategies that the chosen business can use to become profitable
Strategies that the chosen business can use to become profitable.
When businesses formulate a method, it facilitates their understanding of their strengths and weaknesses. This way, they are able to capitalize on what they may be appropriate for and enhance their weaker elements. It ensures that every issue of a business is deliberate. this means extra performance and higher and greater effective plans.
Make strategic making plans a top priority. preserve a near eye on your competitors. paintings to increase your purchaser base.stay near your customers.display profit margins.When businesses formulate a strategy, it facilitates their understanding of their strengths and weaknesses. This way, they can capitalize on what they may be excellent at and enhance their weaker factors. It guarantees that each component of an enterprise is planned. this indicates more performance and better and greater powerful plans.
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What is the relationship between annual percentage rate (APR) and the true cost of credit?
The relationship between annual percentage rate (APR) and true cost of credit shows that they are directly proportional to each other.
The annual rate of interest that a person must pay on a loan or to receive interest on the bank account is known as the annual percentage rate (APR). APR is utilized for everything, including credit cards, mortgages, and auto loans.
True cost of credit is the overall price that the borrower must pay for the loan. It is determined by adding all expenses that the borrower must pay over the course of a loan (such as interest payments, fees, penalties, commissions, etc.).
Thus, it is evident that that the actual cost of the loan decreases as the annual percentage rate decreases.
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I plan to put $500 per quarter into an account with 6% interest. how much interest will I earn in the first quarter
I'll make $7.5 interest throughout the first three months.
Describe interest.In the fields of finance and economics, interest is the payment of a sum over and above the principal amount to a lender or depositor by a borrower or deposit-taking financial institution at a set rate. It is not the same as a fee that the borrower might pay to the lender or another entity.
In the first quarter, I will receive the following interest:
Principal = $500
Interest = 6% = 0.06
Time = 3 months
Interest = P X R X T
Interest = 500 X 0.06 X 3/12
=$7.5
How can you figure out interest?By dividing the account balance by the interest rate and the length of time the money has been in the account, you can get the simple interest earned on a savings account. Interest equals P x R x N is the fundamental interest formula.
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