Answer:
CRT is only taught in college and law school settings. CRT bans in schools do not do anything.
On the closing disclosure, applicable secondary market charges passed onto the borrower must be properly identified as?
The applicable secondary market fees remitted to the borrower on the Closing Disclosure shall be properly indicated as origination charges.
What information is revealed to the borrower in the closing disclosure?The closing disclosure, a five-page document, offers the final details on the mortgage loan you have selected.. It outlines the loan's conditions, your anticipated monthly payments, and the fees and other costs associated with obtaining a mortgage (closing costs).
What do origination fees entail?A lender will charge an origination fee as payment for processing a loan application. This price ranges from 0.5% to 1% of the loan amount. It is occasionally possible to negotiate origination fees, but doing so typically results in a higher interest rate over the course of the loan.
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How many days notice to terminate must a tenant be given in a mobile home lease agreement?
In order to terminate a tenant must be given a notice of at least 21 days in a mobile home lease agreement.
A renter is someone who leases land or property for their residence or place of business. A family that rents an apartment is an illustration of a tenant. A person with any type of title who owns lands, etc.
Rent is for a short period of time, whereas leasing is for a lengthy period of time. Lessor and lessee are the two parties to a lease agreement. In contrast, in a rental situation, the parties are the landlord and the renter. While the tenant pays the landlord rent, the lessee pays lease rentals to the lessor.
A person who owns property and rents it out to others is referred to as a landlord. Tenant refers to the person occupying the space. A lease or rental agreement refers to the arrangement between a landlord and a tenant.
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a person who is quite structured and plans their day out in advance, often before they go to bed the night before would likely score rather high in which of the eight mbti personality descriptor types?
The eight mbti personality descriptor types will be Judger .
A self-report questionnaire called the Myers-Briggs Personality Type Indicator (MBIT) is used to determine a person's personality type, strengths, and preferences.
People are classified into one of 16 personality types based on their responses to the inventory's questions. The MBTI is designed to help participants better understand and explore their unique personalities. Judger is one of those personalities.
The 16 personality types are: The Inspector (ISTJ), The Crafter (ISTP), The Protector (ISFJ), The Artist (ISFP), The Advocate (INFJ), The Mediator (INFP), The Architect (INTJ), The Thinker (INTP), The Persuader (ESTP), The Director (ESTJ), The Performer (ESFP), and The Advocate (INFP). The following personality types are ESFJ, ENFP, ENFJ, ENTP, and ENTJ: The Caregiver, Champion, Giver, Debater, and Commander.
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After delivering one shock with the aed and performing 2 minutes of cpr on a woman in cardiac arrest, you reanalyze her cardiac rhythm and receive a no shock advised message. this means that:__________
After giving a woman in cardiac arrest one AED shock and two minutes of CPR, you reanalyzed her cardiac rhythm and discovered that no shock was recommended. She is not in a shockable rhythm, which means. You start the process of emergency transfer after reviving the patient from cardiac arrest.
how is the heartbeat determined ?Electrodes that can detect the electrical activity of the heart are attached to the chest, and occasionally to the arms or legs, during an ECG. Each electrical phase of the heartbeat is timed and durationally recorded using an ECG.
Heart arrhythmias, which may be completely safe, sometimes feel like your heart is speeding or fluttering. However, some heart rhythms can result in unwelcome — and perhaps even life-threatening — symptoms. However, occasionally having a fast or sluggish heart rate is natural.
Anxiety and palpitations in the heart. Anxiety-related heart palpitations give you the impression that your heart is hammering, racing, fluttering, or skipping beats. Your heart rate may quicken in reaction to some stressful circumstances.
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If i bought a ticket in december from southwest and then took the flight on january 1/18, what journal entry should southwest make on 1/18?
If i bought a ticket in december from southwest and then took the flight on january 1/18, the journal entry that southwest should make on 1/18 is: Debit Unearned revenues and Credit Revenues.
What is unearned revenue?Unearned revenue can be defined as the money a company received for the goods and services they are yet to rendered.
Revenue on the other hand can be defined as the amount of money generated from the sales of goods and service.
The appropriate journal entry to record the transaction is:
Debit Unearned revenues
Credit Revenues
Therefore If i bought a ticket in december from southwest and then took the flight on january 1/18, the journal entry that southwest should make on 1/18 is: Debit Unearned revenues and Credit Revenues.
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Some researchers state that the efforts to investigate and interrogate political stories nowadays are frequently supplanted by:_______
Some researchers state that the efforts to investigate and interrogate political stories nowadays are frequently supplanted by Viral Politics
This is further explained below.
What is Politics?Generally, Politics refers to the collection of actions that are linked with making choices in groups or other types of power relations among people, such as the distribution of resources or status.
These activities fall under the umbrella term "politics."
In conclusion, According to the findings of certain investigators, the efforts that are made to study and question political news in today's world are often substituted by viral politics.
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One of the most difficult things for a business to restore after an ethics scandal is:______.
One of the most difficult things for a business to restore after an ethics scandal is trust. Option C
This is further explained below.
What is business?Generally, An organization or entrepreneurial body that engages in commercial, industrial, or professional activity is what we mean when we talk about "doing business."
Both for-profit and non-profit groups may operate under the business umbrella. There are many different kinds of businesses, such as sole proprietorships, partnerships, corporations, and limited liability companies (LLCs).
Assurance of one's dependence on the integrity, character, capabilities, or strength of another person or object. a person or thing in which one has trust.
Reliance on something that is uncertain or in the future: hope
Trust is defined as the reliance on a future payment for the delivery of property (such as commodities); credit was used to purchase furnishings on trust.
In conclusion, Trust is one of the most difficult things for a company to regain after being involved in a crisis involving ethics. Alternative C
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complete question
One of the most difficult things for a business to restore after an ethics scandal is
A. regulations.
B. jobs.
C. trust.
D. profits.
E. morale.
The government plays a significant role in financing health care services in the united states. True or false?
This statement is true.
The government exerts significant influence over United States' public health system. It performs historical and necessary surveys of the country's health, creates policies and standards, passes laws and regulations, provides help and technical support to state and municipal health procedures, and encourages global activities in this area.
The bulk of the federal government's role in the health sector is comprised of contracts and grants to states, localities, and private providers and organizations. Currently, the principal federal agency in charge of public health is the United States Public Health Service, which is a division of the Department of Health and Human Services.
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Explain why there was so much conflict between and among so many religous ggroups
It was challenging for individuals to determine who was correct and who to believe in because each religious organization held a distinct perspective.
What is an organization?Management's foundation is organization because without effective organization, no management can carry out its duties with ease. This organization functions as a second state in the management process, attempting to coordinate diverse company operations in order to achieve predetermined objectives. It is the formalized set of obligations that employees must fulfil in order to carry out a variety of tasks and advance business objectives. In other terms, an organization is just a group of people cooperating to achieve a common objective. It is a collection of people who come together or congregate in one location and work together to accomplish a common objective. In order to effectively manage the company enterprise and achieve the shared objective, several operations are coordinated.
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Collecting Water in Rainy Season helps to solve the problem of water shortage.Justify
________ appraisal involves judging whether a stessor is either a threat or a challenge.
Primary appraisal appraisal involves judging whether a stressor is either a threat or a challenge.
Define Primary appraisal .The cognitive process known as primary appraisal takes place when a person evaluates whether or not an incident is upsetting and significant to them. An assessment of the event's threat, likelihood of harm or loss, and challenge are made at this phase.
Describe Primary and secondary evaluation.It is important to first assess whether the stressor is dangerous. The individual's assessment of the tools or coping mechanisms at his or her disposal for dealing with any perceived risks constitutes secondary appraisal.
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The entity that normally is supposed to determine whether an academic researcher's conflic of interest can be managed is:_________
The entity that normally is supposed to determine whether an academic researcher's conflict of interest can be managed is (COIC) conflict of interest committee.
What is conflict of interest committee?A committee of academics known as the Conflict of Interest Committee (COIC) has been given by the Chancellor the authority to examine potential financial conflicts of interest and advise the Vice Chancellor for Research on whether to accept, accept with conditions, or reject a gift, grant, or contract.Conflict of interest management calls for balance.Prohibiting undesirable private interest activities. Increasing understanding of the potential triggers for conflict creating training-based capacities to avoid conflicts of interest. Establishing efficient processes for resolving situations involving conflicts of interest.When conflicts of interest do arise, they have the potential to undermine both internal and external confidence, harm an organization's reputation, have a negative financial impact, and in some situations, even violate the law.Learn more about COIC here:
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While completing the review of systems, a client reports a major health event that has yet to be mentioned. in which area should the nurse document this information?
Nurse ought to file this records in neurological department.
Neurologists diagnose, treat and control conditions affecting the Genius and spinal cord, and disorders of the nerves and muscles that spark off movement and transmit sensations from around the body to the brain.
What are the most frequent neurological disorders?Some of the most frequent are epilepsy, Alzheimer's and different dementias, strokes, migraine and other headaches, more than one sclerosis, Parkinson's disease, neurological infections, Genius tumors, anxious stipulations of the anxious system such as head accidents and disorders brought about by means of malnutrition.
What does neurologist take a look at for?A neurological examination assesses motor and sensory skills, hearing and speech, vision, coordination, and balance. It can also additionally take a look at mental status, mood, and behavior.
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https://brainly.com/question/26079099#SPJ4In the u.s. customary system, the units for shear and normal stress are _____. (select all that apply.)
In the the u.s. customary system, the units for shear and normal stress are pounds-force per square inch or kilopounds-force per square inch.
What are normal and shear stress?A force exerts a normal stress when it works perpendicularly or normally to an object's surface. Shear stress is created when a force operates parallel to an object's surface.
The following formula can be used to get the average shear stress. This is equal to F / A, where F is the force acting on the member and A is its cross-sectional area.
The pascal (Pa) or newtons per square meter is the unit in SI. Shear stress is frequently measured in pounds-force per square inch or kilopounds-force per square inch in accordance with US customary units.
Therefore, in the the u.s. customary system, the units for shear and normal stress are pounds-force per square inch or kilopounds-force per square inch.
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In the u.s. customary system, the units for shear and normal stress are _____.
pounds-force per square inch
kilograms
kilopounds-force per square inch.
kilometers
A nurse has assessed the blood pressure of a recently admitted client and obtained a reading of 128/78 mm hg. what is this client's pulse pressure?f-8
Pulse pressure reading of client with B.P 128/78 mm hg is 50.
Define Pulse Pressure .The difference between your blood pressure's upper and lower readings is your pulse pressure. This number might indicate health problems even before you notice any symptoms. Disorders and Conditions.
What is a typical heart rate?A typical young adult's resting stroke volume is around 80 mL. The typical pulse pressure is confirmed to be around 40 mm Hg by the arterial compliance, which is roughly 2 mL/mm Hg.
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The sarbanes-oxley (sox) act focuses on three factors that affect the accounting reporting environment:________
The sarbanes-oxley (sox) act focuses on three factors that affect the accounting reporting environment: opportunities, incentives and character.
Federal legislation known as the Sarbanes-Oxley Act of 2002 imposed stringent financial and auditing standards for publicly traded firms. To assist shield shareholders, employees, and the general public from accounting mistakes and dishonest financial activities, legislators enacted the legislation.
To regulate the accounting sector, it established the Public Company Accounting Oversight Board. It prohibited business loans to executives and provided employment protection for informants. 2 The Act improves the corporate boards' financial savvy and independence.
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The difference between a person who is a reviewer and a person who engages in theatrical criticism is:________
The primary distinction between a critique and a review is the author; critiques are written by experts in the relevant field, whereas reviews are written by people who are interested in that field. As a result, critiques are thought to be more trustworthy than reviews.
Although the terms critique and review are frequently used interchangeably, there is a distinction between the two. The primary distinction between a critique and a review is the author; critiques are written by experts in the relevant field, whereas reviews are written by people who are interested in that field. As a result, critiques are thought to be more trustworthy than reviews.
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Jane works at her local hospital. her job is to log and manage data on chronic illnesses and disease. what is jane working with on a daily basis?
The hospital where Jane works is nearby. Her responsibility is to record and maintain data on diseases and chronic conditions. Jane works with epidemiology on a daily basis.
What is an easy way to define epidemiology?The study and analysis of the distribution, patterns, and causes of health and illness problems in a given population is known as epidemiology. By identifying disease risk factors and areas to focus on for preventive healthcare, it serves as the foundation for public health and influences policy decisions and evidence-based practice.
The work that epidemiologists doEpidemiologists are on the ground to look into disease outbreaks or other hazards. Epidemiologists, often known as "Disease Detectives," look for the origins of illnesses, spot those who are vulnerable, and work out ways to limit the spread of the illness or stop it from happening in the future.
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Children use a _____ process to decide whether to sound out a word or retrieve it from memory.
Children use a strategy choice process to decide whether to sound out a word or retrieve it from memory.
Deductive reasoning or deductive good judgment is a sort of argument used in each academia and everyday life. additionally known as a deduction the system includes following one or more real statements via their logical end. you need to compare bilingual human beings with folks that are not bilingual.
The child is now mature enough to apply logical ideas or operations but can only follow common sense to physical items hence concrete operations. children advantage of the skills of conservation number, location, volume orientation reversibility seriation transitivity, and class inclusion. you would want to understand the whole of your participants and take a look at their intelligence over many years, in an effort to decide whether intelligence adjustments with age.
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Assigning humans to discrete categories supposedly based on common ancestry is known as ______ and was once a main way that scientists approached human biological diversity.
Assigning humans to discrete categories supposedly based on common ancestry is known as racial classification and was once a main way that scientists approached human biological diversity.
A group of people who share a number of anthropological characteristics are classified based on their race, which is important so that they are not mistaken for other people. Based on phenotypic and genotypic features, humans can be distinguished from one another in two ways.
Human biodiversity (hbd) is the biologically based variation that exists within and between human groups. She may have meant genetics as opposed to biological base. The biology of the brain is ultimately responsible for the expression of any variations brought about by environmental factors, such as lead levels in the environment.
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Sociologists often view power as an important dimension of social class. in terms of social class, power refers to:_____.
Sociologists often view power as an essential size of social class. in phrases of social class, electricity refers back to the manipulation that one magnificence can exercise over another magnificence.
Sociologists are a machine of stratification based on getting entry to such sources as wealth, belongings, strength, and status. while sociologists talk about social elegance primarily based on energy, they mean the capability of one elegance (or individuals of that elegance) to exercise control over some other magnificence (or individuals of that class). material wealth or fame also are dimensions of social magnificence but are conceptually distinct from the electricity that divides those corporations.
Sociologists have a look at human behavior, interplay, and company. They examine the activity of social, religious, political, and monetary companies, corporations, and institutions. They study the impact of social influences, which include businesses and establishments, on unique individuals and corporations.
Sociologists are employed by using studies institutes, the crook justice gadget, public fitness and welfare businesses, private organizations, regulation firms, global groups, clinical centers, instructional institutions, advertising firms, survey and polling corporations, and beyond.
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Why is so complicated to reduce exposure to ebola in the ivory coast communities around the research area?
It is so complicated to reduce exposure to Ebola in the Ivory coast communities around the research area because Bush meat consumption and preparation is a strong part of the local culture.
What is Ebola?This is the term that is used to refer to the rare and deadly disease that affects human beings as well as other primates such as chimpanzees. These diseases are very deadly and it happens when it comes in contact with body fluids. It first originated in Africa.
Hence we can say that It is so complicated to reduce exposure to Ebola in the Ivory coast communities around the research area because Bush meat consumption and preparation is a strong part of the local culture.
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Data collected on to whom products, services, or memberships are sold are considered ______.
Data collected on to whom products, services, or memberships are sold are considered sales data.
What is sales data?Sales data can defined as those data or information that are collected after a sales have been made on a daily basis and this data enables companies to improves in their performance in a situation were their is lapses and it as well enables them to know an understand their potential customers .
Sales data is important as companies can tend to make use of during decision making process.
Therefore Data collected on to whom products, services, or memberships are sold are considered sales data.
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If a parcel rises to a height in which it is warmer and therefore less dense than the surrounding environment, a cloud will likely _____.
When a parcel rises to a height in which it is warmer and therefore, less dense than the surrounding environment, a cloud will likely form.
What happens to a parcel of air if it is warmer than the environmental temperature at the same height?Generally, in this case, the parcel of air will rise spontaneously that is, without being forced upward, if it is warmer and therefore less dense than its immediately surrounding environment at the same altitude as itself.
Therefore, whenever a parcel rises to a height in which it is warmer and therefore, less dense than the surrounding environment, a cloud will likely form.
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Viewing leadership as an influence process gives leadership an inherent ethical dimension according to the text. true false
The claim is true. Leadership has an inherent ethical component when it is viewed as a process of influence.
It is extremely crucial that leaders truly possess the qualities required by a specific or certain circumstance if leadership is going to be viewed as an influence process especially when viewed with an inherent ethical dimension.
Since it is widely held that leaders always have an impact on their followers, influence is essential to the leadership process.
However, viewing leadership as an interactive process or an interactive event, indicates by the definition that it is. The interaction of leader and followers becomes more crucial than any quality or ability the leader may have.
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more households are headed by single women than there are married couple families with an employed husband and an unemployed wife.
The statement, more households are headed by single women than there are married couple families with an employed husband and an unemployed wife, is true.
Families which are maintained by women or men are made up of householders residing with one or more family members but no spouse. Studies show that there are more households which are headed by single women than there are married couple families.
Currently, the studies reveals that because of the growing job market and with the increase in multiple opportunities, both men and women are being given such opportunities and are employed by companies.
Hence, this is leading to employment and through which more households are being headed by single women.
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The first question of the wall street journal model is whether the conduct complies with the law. true/ false
True. The first question of the Wall Street Journal model is whether the conduct complies with the law.
The Wall Street Journal model is a code of Business ethics adopted by businesses to ensure their policies and practices are in accordance with ethical norms and regulatory provisions. It ensures that the interests of all stakeholders, from shareholders, to managers, to employees, to customers and clients, are well-protected.
The Wall Street Journal model requires an actor to first ask herself whether her planned conduct will be in compliance with the law. Then, she tries to visualize its consequences. Finally, the contributions to the stakeholders will be reflected on.
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A person who demonstrates accountability is someone who will take a(n) ______ perspective of the groups affected by his or her business.
A person who demonstrates accountability is someone who will take a stakeholder view of the groups affected by their business.
Who is a stakeholder?Stakeholder is any person or entity that has an interest in a business or project. Stakeholder have a great impact on the decisions making of a business.
Stakeholders is a person or group of people who own a share in a business. They make the decisions regarding the operations and finances of an organization.
Basically, stakeholder can be any employee, customer, or citizen who is involved with an organization.
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The cognitive-behavioral model was first applied in laboratories where psychologists were running experiments on? imaging. dreaming. conditioning. sleeping.
The cognitive-behavioral model was first applied in laboratories where psychologists were running experiments on: C. conditioning.
What is cognitive-behavioral model?The cognitive-behavioral model is also referred to as cognitive-behavioral theory and it can be defined as a theory which states that human emotions, thoughts, behavior, and body sensations are all interconnected, and as such what humans think, say, and do affects the way they feel.
Generally speaking, cognitive-behavioral therapy (CBT) is an effective form of psychological treatment that is adopted and practiced by many psychologists and therapists in their laboratories around the worldwide.
In conclusion, we can reasonably infer and logically deduce that the cognitive-behavioral model was first applied in laboratories where psychologists were running experiments on conditioning.
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Which type of psychologist would be interested in the number of teenagers who started smoking cigarettes due to their group of friends who are also smokers?
The type of psychologist would be interested in the number of teenagers who started smoking cigarettes due to their group of friends who are also smokers is: social psychologist.
Who is a social psychologist?A social psychologist can be defined as the type of psychologist that study people behavior as well as the reason why people behave or act they way they does.
Social psychologist is the person that would be interested in the number of teenagers who started smoking cigarettes as a result of their peer group who smoke cigarettes.
Therefore the type of psychologist would be interested in the number of teenagers who started smoking cigarettes due to their group of friends who are also smokers?
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