Place your car in "park."
Defend you against approaching traffic.
When a vehicle collision occurs, it might be stressful, but it's crucial to keep in mind that your safety is always the top priority. Immediately upon being involved in a collision, keep in mind the following advice:
Verify your own health and the health of any passengers.
If you require medical asisstance or can't move your car, call "911" and follow the operator's instructions.
You should relocate to a safe area (such as the closest shoulder, the median, or the rightmost lane of the road) before exiting your car to examine the situation if it is still operational and neither you nor any of your passengers have been hurt.
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Which of the following describe the purpose of the Conceptual Framework? A. It prescribes the nature, function, and limits of financial accounting and reporting.
B. It provides structure and direction to financial accounting and reporting.
C. It sets forth the underlying concepts of accounting that guide the selection of events to be accounted for the measurement of those events, and the means of summarizing and communicating them to interested parties.
D. It summaries U.S. accounting standards.
The conceptual Framework prescribes the nature, function, and limits of financial accounting and reporting. It provides structure and direction to financial accounting and reporting.
What is Financial Accounting?Financial accounting is a particular discipline of accounting that deals with the process of documenting, compiling, and presenting the numerous transactions resulting from corporate operations throughout time.
Financial statements, such as the balance sheet, income statement, and cash flow statement, which track the business' operating performance over a given time period, are prepared using a summary of these activities.
Both the public and private sectors offer job prospects for financial accountants. The responsibilities of a financial accountant may differ from those of a general accountant, who works for himself or herself instead of directly for a business or organization.
The conceptual framework sets forth the underlying concepts of accounting that guide the selection of events to be accounted for the measurement of those events, and the means of summarizing and communicating them to interested parties.
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A person who executes orders to buy and sell securities on behalf of his or her clients on the floor of the nyse is called a:_____.
A person who executes orders to buy and sell securities on behalf of his or her clients on the floor of the nyse is called a floor broker.
Floor brokers are employees of member firms who execute trades on the exchange floor on behalf of the firm's clients.
A specialist is a person who is a member of a stock exchange, such as the New York Stock Exchange (NYSE), whose role is to facilitate trading in certain stocks.
Specialists must make a market in the stock they trade by displaying their best bid and ask prices to the market during trading hours.
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Determining which tasks must be performed to attain organizational goals is part of which management function?
Choosing the tasks that must be completed in order to achieve organizational goals, stating their requirements, and specifying when they must be completed are all part of planning.
Setting goals and choosing a course of action to achieve them are both part of the management task of planning. Managers must foresee future situations and be aware of the current environmental factors affecting their firm.
Planning, organizing, leading, and controlling are the four widely acknowledged management functions that include these essential skills. Henri Fayol originally identified five parts that made up management.
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from the consumer's perspective, which of the following is a postpurchase question? question content area bottom part 1 a. what are the best sources of information to learn more about alternative choices? b. how is the product eventually disposed of? c. what does this purchase say about the consumer? d. what determines whether a consumer will be satisfied with a product? e. is acquiring a product a stressful or pleasant experience?
From the consumer's perspective, an example of a postpurchase question is: b. how is the product eventually disposed of?
What is consumer behavior?Consumer behavior can be defined as the study of the processes that are involved when individuals or groups of people engage in the selection, purchase, use, or disposal of products (goods), ideas, services, or experiences to satisfy their unending needs, requirements and desires.
From the consumer's perspective, we can reasonably infer and logically deduce that an example of a postpurchase question is "how is the product eventually disposed of?" because at this point the product has reached the end of its life cycle.
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During the purchase phase for new skis, larry creates a __________ based on his skiing ability and price.
During the purchase phase for new skis, Larry creates a Consideration set based on his skiing ability and price.
Consideration set
The brands or goods that remain after a person has reduced their options using their own unique screening criteria, such as prior exposure, brand awareness, pricing, and more, are known as a consideration set.The consideration set is crucial because, in increasingly complicated decision circumstances, the choice process is frequently conceptualized as a two-stage sequence, as was covered in Roberts (1989) and Roberts and Nedungadi (1995).To Learn more about Consideration Set, Click the links.
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People with unsatisfied wants and needs who have both the ability and the willingness to buy are?
The market consists of those with unmet needs and wants who are able and willing to purchase things.
ABOUT MARKET
market, a system whereby commodities and services are exchanged as a result of the presence of buyers and sellers in contact with one another, either directly or through institutions or intermediary agents.
In the strictest sense, markets are locations where goods are bought and sold. The market, however, is no longer a physical location in the modern industrial system; rather, it has grown to encompass the entire geographic region in which vendors compete with one another for clients.
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Which settlement option pays a stated amount to an annuitant but no residual value to a beneficiary?
Although a life income settlement option has no residual value for the recipient, it pays the annuity a specified sum.
A life annuity is another name for a life income settlement. For the duration of your beneficiary's life, you can convert the death benefit into the set, recurring payments from an annuity. Based on the beneficiary's anticipated lifetime and the death benefit amount, the insurer guarantees a yearly annuity amount. The life income settlement type offers a continuous flow of payments up to the beneficiary's demise. Although a life annuity is a dependable source of income, there are disadvantages. Your beneficiary might not be able to switch to a different settlement style if you ask for a life-only settlement.
The main goal of the settlement option is to provide the insured with consistent income streams. After the policy's maturity, the insured receives a consistent stream of money from the insurer under the settlement option.
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A project has estimated annual net cash flows of $68,000. it is estimated to cost $380,800. determine the cash payback period. round your answer to one decimal place. fill in the blank 1 years
Around 6 years is the estimated cash payback period.
Formula
Cash Payback Period = Initial Investment/ Cash Flow per year
Cash Payback Period = $380,800/$68,000
= 5.6 years
Cash Payback Period = 6 years (approx value)
What is Net Cash Flow?A company's net cash flow is the difference between its cash inflows and outflows over a specific time period. After covering all operating expenses and debt repayments, a business has a positive cash flow if it still has money left over.
Even though net cash flow and profit are sometimes used synonymously, they each have their own set of metrics for assessing corporate performance. The net cash flow of a business at any particular time demonstrates the total amount of money coming in and going out. But after deducting costs from revenue, profit is the amount that is left over.
But a company's success does not guarantee that it has a healthy cash flow that can easily pay for its costs. By providing a service to a client, for instance, money could be made, but it might take some time before it is paid out. The corporation reports revenue but no cash until the money is paid.
Thus, Net cash flow is quite different from profit.
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As the human resource manager, garrett has been asked to find three new marketing employees who can help the company define its social media presence. which function is garrett involved in?
As the human resource manager, Garrett has been asked to find three new marketing employees who can help the company define its social media presence. Garrett is involved in assisting with corporate strategy
Below, this is further discussed.
A human resource manager is what?Human resource management is, generally speaking, a strategic approach to the successful and deploy and management of people in a company or institution so that they contribute to the firm's ability to compete.
It is made to optimize worker performance in support of a company's strategic goals.
In summary, Garrett, who oversees human resources, has been tasked with hiring three new marketers who can assist the business in defining its social media presence. Garrett contributes to the company strategy.
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If you want to take advantage of compound interest, what should you do when an investment produces interest? a. use the interest to pay your bills. b. reinvest the interest. c. put the interest in a savings account. d. put the interest in a checking account. please select the best answer from the choices provided a b c d
The best answer from the given option is reinvest the interest. (b)
When you choose to reinvest the interest got from an investment,, you have higher chances of getting more and higher interest for bigger and profitable investments.
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The rise in the importance of accountability and producing measurable results has led marketers to become less reliant on television advertising and shift funds to?
The rise in the importance of accountability and producing measurable results has led marketers to become less reliant on television advertising and shift funds to alternative communication venues and methods.
A brand extension is when a corporation uses one in every of its established brand names on a brand new product or new product category. It's sometimes referred to as brand accountability stretching. The strategy behind a brand extension is to use the company's already established brand equity to assist it launch its newest product.
With some exceptions, products need some variety of packaging to cut back the danger of injury, breakage, or spoilage, and to extend the issue of stealing small products. a package also is an in-store advertisement that produces the merchandise attractive, displays the brand, and identifies features and benefits.
Second screen advertising builds on the growing trend of multi-tasking, which is commonly a blending of accountability entertainment and shopping. Direct procurement. the acquisition of products and services accustomed to creating the merchandise or service provided to end-users.
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Consumer and producer surplus measure the _____ benefit rather than the _____ benefit.
Consumer and producer surplus measure the net benefit rather than the total benefit.
What is consumer and producer surplus?Consumer surplus is the difference between the willingness to pay of a consumer and the price of the good.
When consumer surplus is shown on the demand curve, it is a triangular area between the price of the good and the highest amount consumers are willing to pay for the good.
Consumer surplus = willingness to pay – price of the good
Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product
Producer surplus = price – least price the seller is willing to accept
When consumer surplus is added to producer surplus, the result is total surplus
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High tax rates tend to: _______
a. reduce the amount of money created by the government.
b. discourage entrepreneurship.
c. promote economic development.
d. make a nation's currency tradable
High tax rates tend to b. discourage entrepreneurship. By doing this, people will prefer to be employees rather than business owners. This is because the risk owned by the business owner becomes very large. So we have to protect it by giving lower taxes than an employee.
A tax is a legally required contribution to the state that is owing by a person or an organization; it is coercive in nature and is used to fund the state's needs for the greatest prosperity of its citizens. The regulatory functions include: Taxes can be used to curb inflation. Taxes can be used as a tool to encourage and increase export activities, such as a tax on export of goods. Taxes can provide protection for domestically produced goods, such as VAT.
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the sunshine foundation provides funds to countries in south america to develop long-term sources of clean water. the sunshine foundation realizes that clean water is needed to improve health and preserve local ecosystems while creating a competitive advantage. the actions and interests of the sunshine foundation are examples of .
Because water is generally needed to improve health and preserve local ecosystems while creating a competitive advantage. the actions and interests of the sunshine foundation are examples of an environmental sustainability.
What is an environmental sustainability?This refers to the responsibility of the people to conserve natural resources and protect global ecosystems in order to support health and well-being and in the future.
The importance of environmental sustainability is to improve the quality of human life without putting unnecessary strain on the earth's supporting ecosystems, hence, the actions and interests of the sunshine foundation are examples of an environmental sustainability.
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The goodyear tire company is organized by regions: north america, europe, middle east and africa, latin america, and asia pacific. these divisions of goodyear are called:_______
The Goodyear tire company is organized by regions: North America, Europe, the middle east and Africa, Latin America, and the Asia Pacific. these divisions of Goodyear are called Segments.
What is a business segment?A business segment is a section that derives income through the sale of a product, a line of products, or a service unrelated to the main area of concentration for the company. Market segmentation is the process through which a company divides its target market into more manageable portions or units. In an effort to successfully target each target market, the company takes this action.
Market segments can be seen in the divide formed by Goodyear tires.
A business sector is a division of an organization that can be recognized by the goods, services, or areas of operation it offers. In other terms, it is a specific area of a business that can be clearly distinguished from the entire corporation based on its clients, offerings, or markets.
Companies are frequently divided into business segments by management to determine which sections of the firm are operating well and which areas require development. In periods of poor economic growth, management also divides firm performance into sectors to decide whether to stop operating in particular markets or eliminate departments entirely.
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When a company employs statistical tools to reduce the likelihood of a product recall, this best represents what type of decision?
Quality best represents to reduce the likelihood of a product recall
There are many different statistical tools available, some of which are straightforward, some complex, and many of which are quite specialized for certain uses. Comparing data, or groups of data, in analytical activity is the most crucial common procedure for calculating accuracy (bias) and precision. Fortunately, much of the information required in routine laboratory work can be acquired using a few easy-to-use statistical tools: the "t-test," the "F-test," and regression analysis. As a result, examples of these will be provided in the following pages. Clearly, statistics are a tool, not a goal, and a skilled and committed analyst may find simple data examination, without statistical treatment, to be just as beneficial as statistical numbers on their desk.
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People with both the desire and ability to buy a specific offering are referred to as group of? a customer base. a market. qualified prospects. candidates.
People with both the desire and ability to buy a specific offering are referred to as group of: a market.
What is market?Market can be defined as the place for the exchange of goods and service in which buyer buy things for a seller in exchange for a product while the seller receive money in exchange for the goods they sold to the buyer.
Group of a market is the place for potential customers who has the desire and the ability to by promotional offers that was market to them.
Therefore People with both the desire and ability to buy a specific offering are referred to as group of: a market.
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Mateo spends $20 to have his hair cut at a salon. this expense is included in the ________ category of gross domestic product (gdp).
Mateo spends $20 to have his hair cut at a salon. this expense is included in the Consumption category of gross domestic product (gdp).
What is meant by gross domestic product (gdp) and what are its categories?The total monetary or market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP). It serves as a thorough assessment of the state of the economy in a particular nation because it is a wide indicator of total domestic production.
Personal consumption, corporate investment, government spending, and net exports are the four main components of the gross domestic product.
That reveals what a nation excels at generating. The nation's annual total economic production is measured by its GDP. It is comparable to the amount that is spent in that economy. The underground or black economy is the lone exception.
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A pay structure in which more efficient workers earn higher wages, as suggested by frederick w. taylor, is known as a(n) ________ system.group of answer choices
A pay structure in which more efficient workers earn higher wages, as suggested by Frederick w. Taylor, is known as a Differential Rate system.
What are wages?A wage is a payment made to employees for the time they put in working for their employer. Always depending on a specific period of time, wages are paid. On an hourly basis, typically. This is the origin of the phrase hourly worker. Salary and commissions are some more types of payment.
Pay for lower-level employees is determined by the number of hours worked. To record the number of hours worked each week, this personnel typically use a time sheet or time card. To keep track of hourly employee hours, the majority of modern firms use computerized systems.
To enter their hours worked, employees must log in and out of the system. Then, this personnel are paid either once a week or once every other week, depending on the state. If an hourly worker works more than 40 hours per week, they must be compensated for overtime.
In contrast to salaries, commissions are permissible for workers who are paid wages. Payment for a certain action is known as a commission. The sales sector is where commissions are most frequently encountered. When making sales, salespeople and saleswomen are frequently given a base salary as well as a commission.
Thus, This is a strategy used by businesses to motivate their sales employees to perform better on the sales floor while still paying them a low salary.
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Complete Question
A pay structure in which more efficient workers earn higher wages, as suggested by Frederick W. Taylor, is known as a(n) _____ system.
A. scale
B. increasing wage
C. differential rate
D. wide wage
E. merited pay
The value that real estate appraisers generally estimate is market value which is synonymous to?
The value that real estate appraisers generally estimate is a market value which is synonymous with the most probable selling price.
The selling price of a good or service is the final cost to the seller or what the buyer actually pays. A commodity or service in a specific amount, weight, or measurement can be exchanged.
The selling price is one of the most crucial things for a business to decide. It is significant since it determines whether or not it will survive. Its price directly impacts sales of a product. That price might be set at a minimum, maximum, or average of the two.
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______ business processes are semidynamic, semiroutine, monthly business processes such as resource allocation, sales strategy, or manufacturing process improvements.
Managerial business processes are semidynamic, semiroutine, monthly business processes such as resource allocation, sales strategy, or manufacturing process improvements.
What are managerial business processes?Managerial business processes relate to the management of the resources of the company in order to achieve better manufacturing and sales.
For this reason, these practices will often be semidynamic and semiroutine in order to meet the demands of the business environment at the time.
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A company reports an increase in retained earnings of $2.8 billion and dividends of $2.0 billion. what is the amount of net income?
Amount of net income of Company is = Increase in retained earnings + dividend paid when company reports an increase in retained earnings of $2.8 billion and dividends of $2.0 billion .
= $2.8 billion + $2.0 billion
= $4.8 billion
What is Net Income of a company ?
The amount earned by an individual or business after costs, allowances, and taxes is referred to as net income.
Net income in company is the amount that remains after all costs, such as salaries and wages, the cost of goods or raw materials, and taxes, have been paid. Net income is the amount that a person keeps after paying taxes, health insurance premiums, and retirement contributions. For financial health to be evident, net income should ideally exceed expenses.
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Permanently rejecting an investment project today may not be a wise decision primarily because:_________
Permanently rejecting an investment project today may not be a wise decision primarily because The business is giving up the chance to make the investment later if business and industry conditions improve.
When making marketing decisions, capital budgeting is crucial. The returns that an investment will provide must be taken into consideration while making decisions on investments that require time to develop. If an investment is not going to be profitable in the long run, it is not a good idea to do it today, unless it is solely for social reasons.
Frequently, it would be beneficial to understand the future investment's present value or when it will mature (give returns). Putting the planned investment money in the bank and earning interest or investing in a different project could be far more rewarding.
The choice to construct an additional grain silo, cotton gin, cold store, or to invest in a new distribution depot are examples of typical investment decisions. Although it is challenging to measure the sales to advertising ratio, marketers may want to decide whether to spend more on advertising or expand their sales force.
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Describe the five long-term benefits of maintaining integrity in small businesses
Answer:
A stronger reputation
Employee Satisfaction
Stronger Sales
Long Term Outlook
Treat Everyone the same
The maturity of a debt instrument is the number of years (term) until that instrument's expiration date. identify the term to maturity
The maturity of a debt instrument is the number of years (term) until that instrument's expiration date. Here are a few examples.
A 30-year corporate bond Long Term.A money-market instrument with a maturity of 6 months Short Term.A Treasury note with a maturity of 5 or 10 years Intermediate-term.A 90-dau Treasury bill Short Term.What is meant by Debt instrument?
Debt is likely something you have dealt with at some point in your life. By providing borrowers with the capital they require, debt enables the financial markets to function smoothly. Debt instruments are used by people, companies, and governments for a variety of purposes.
There are numerous variations of these instruments, some more obvious than others. To learn more about debt instruments and the most typical kinds that lenders issue, continue reading.
These resources are investment securities that businesses and governments are providing to investors. Until the security matures, investors pay the full purchase price for it and receive interest or dividend payments at regular intervals. The issuer now pays the investor their entire principal investment back.
One of the most common categories of fixed-income debt instruments is bonds, followed by debentures.
Thus, Debt instruments are a crucial part of financial markets.
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Complete Question
The maturity of a debt instrument is the number of years (term) until that instrument's expiration date. Identify the term to maturity of the following financial instruments:
A 30-year corporate bond: _____A money-market instrument with a maturity of 6 months: _____A Treasury note with a maturity of 5 or 10 years: ______A 90-dau Treasury bill: _____Who suffered the most from the whiskey tax?
a. western farmers
b. eastern merchants
c. northern bankers
d. southern slave owners
The whiskey tax caused the most harm to Western farmers.
What is the whiskey tax?Farmers and distillers in western Pennsylvania revolted in 1794 against a federal whiskey tax, sparking the Whiskey Rebellion. After years of aggressive tax collector behavior, the area ultimately erupted in a conflict that led President Washington to dispatch troops to put an end to what some feared may turn into a full-fledged revolt.
Republicans gained favor as a result of their opposition to the whiskey tax and the revolt itself, and in 1802, they ousted the Federalists from power in Washington. One of the earliest significant challenges to the legitimacy of the fledgling American government was the Whiskey Rebellion.
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It is useful to examine the company valuation process from both an internal and an external perspective. the value of a company is affected by three groups of factors:________
the value of a company is affected by three groups of factors Investor Factor
What Is Valuation?
Valuation is the analytical process of considering the current (or projected) worth of an asset or a company. There are various techniques used for doing a valuation. An analyst placing a value on a company seeks at the business's management, the composition of its capital structure, the wellness of future earnings, and the market value of its goods , among other metrics.
What is investment factoring?
Factor investing is an investment approach that involves focusing specific drivers of return across goods classes. There are two main types of factors: macroeconomic and style. Investing in factors can help to modify portfolio outcomes, it deducts volatility and improve diversification.
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Cdo tranches are? i all rated aaa ii rated based on the credit quality of the underlying mortgages iii can be backed by sub-prime mortgages iv cannot be backed by sub-prime mortgages
CDO tranches are rated based on the credit quality of the underlying mortgages and can be backed by subprime mortgages.
A particular variety of structured asset-backed security is a collateralized debt obligation. After 2002, CDOs changed from being instruments for the corporate debt markets to being used to refinance mortgage-backed securities. The tranches that make up the CDO are "sliced" into groups that "catch" the cash flow of interest and principal payments in ascending order according to seniority. The lowest, most "junior" tranches suffer losses first in the event that some loans go into default and the cash collected by the CDO is insufficient to pay all of its investors. The cash flows from the assortment of assets that make up a CDO are all combined. This payment pool is divided into rated tranches. Additionally, each tranche has a stated or perceived debt rating. Credit ratings are given to debt and credit products.
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If a person spends $18 a week on coffee (assume $900 a year), what would be the future value of that amount over 8 years if the funds were deposited in an account earning 2 percent?
If a person spends $18 a week on coffee (assuming $900 annually), the money would be worth $7,725 in 8 years if it were placed into an account generating 2%.
Define the monthly contribution you'll make (P), the period-to-period return rate (r), and the total number of periods you'll contribute (n). Subtract one from [tex](1 + r)^{n}[/tex] and divide the result by r. Multiply the result by P and you will obtain the future value of an annuity.
Here
Annual deposit amount = $ 900
Number of years = 8
Interest Rate = 2%
Using the Future Value Annuity Table, the future value of the retirement account will be determined.
FVAF (2%, 8 years) = 8.583
Future Value = 900 × 8.583 = $7,725
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A benefit that is sought by an interest group and that once achieved cannot be denied to a nonmember is called a ________. group of answer choices
The correct option is (B) Collective good.
A benefit that is sought by an interest group and that once achieved cannot be denied to nonmembers is called a collective good.
What is the meaning of collective good?A good or service that is provided to all members of a society is referred to in economics as a public good, also known as a social good or collective good. These services are typically provided by governments, and taxes are used to cover all of their costs. The rule of law, national defense, and law enforcement are a few examples of public goods.
Public goods are significant because they are intended to be accessible to the broader public and have particular characteristics that prohibit some individuals or groups from being unable to use them.
What is the public goods theory?The goal of the public goods theory is to explain why the private sector of the economy cannot supply public goods effectively, leading to market failures that imply the need for government intervention in the production of those products.
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The complete question is:
“A benefit that is sought by an interest group and that once achieved cannot be denied to a nonmember is called a ________. group of answer choices
(A) Free rider
(B) collective good
(C) solidary benefit
(D) purposive benefit”