The cash balance at June 30 is $9,961. The cash balance is the amount the company currently has. This fund is held as a reserve to cover unscheduled cash outflows.
Withdrawal of cash balance on June 30th will be settled by deducting the difference in the ledger amount and the debit of the monthly service charge, and adding interest to the initial cash balance.
Initial Cash = $10,012
(-) Ledger error = $95 - $59
= $36 (this is Almond Co.
pay more)
(+) Interest Earned = $35
(-) Service charge = $50
Adjusted cash balance = $9961
It is obtained by adding the money received and subtracting the money spent. The cash balance is the amount available. This is obtained by adding the current month's cash flow to the previous month's cash on hand. That is, subtract if the cash flow is negative.
Cash and cash equivalents are classified as current assets on the balance sheet and therefore increase on the debit side and decrease on the credit side. These items are ranked by liquidity, so cash tends to appear at the top of the current assets section of the balance sheet.
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erica buys a new pillow and rips off the manufacturer's tag. she then reads the tag and is amused at its warning that, under penalty of law, the tag should not be removed and the pillow could cause suffocation. what consumer right is the manufacturer guarding against? group of answer choices the right to consumer education the right to choose the right to be informed
The answer is The right to be informed, it is the consumer right is the manufacturer guarding against.
By rights, what do you mean?Rights are the fundamental normative norms governing what people are allowed to do or are due in accordance with a particular legal system, social convention, or ethical theory. Rights are therefore legal, social, or ethical principles of freedom or entitlement.
What are the fundamental rights?The fundamental liberties and rights to which all people are supposed to be entitled frequently include the freedoms from slavery and torture, the right to life, liberty, equality, and a fair trial.
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adam likes leisure so much that he lets his house and his front yard fall into disarray, as a result his neighborhood is a less pleasant place to live. which type of market failure describes this scenario?
The scenario described is an example of externalities, which is a type of market failure. An externality occurs when the actions of one person or firm result in unintended consequences for others in the market, and these consequences are not reflected in the market price.
In this case, Adam's enjoyment of leisure is leading to negative externalities for his neighbors in the form of a less pleasant living environment. This is an example of a negative externality because the consequences are negative for those affected by them.
Externalities can lead to market inefficiencies, as the market price fails to reflect the full cost or benefit of a product or service. In this case, the market price of leisure for Adam does not reflect the cost to his neighbors of living in a less pleasant environment.
This can result in overconsumption of leisure activities and underinvestment in other goods or services that would generate positive externalities for society as a whole.
To address this market failure, government intervention in the form of regulations or taxes can be used to internalize the externalities, aligning market prices with the full costs and benefits of goods and services.
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for a firm to create value it must: have a greater cash inflow from its stockholders than its outflow to them. create more cash flow than it uses. reduce its investment in fixed assets since fixed assets require the use of cash. avoid payments to the government so dividends can be increased. avoid the issuance of debt securities.
Stockholders,for a firm to create value it must or equity holders, are the company's main owners and have invested their funds in the company's shares in anticipation. The correct answer is 1. disbursing more money to its creditors and stockholders than it took in.
Creditors are financial institutions, such as banks, who have extended a loan or bank overdraft to a business in exchange for repayment with interest at a predetermined date. A company adds value when it is able to invest funds obtained from a variety of investors in a project.
With a chance of success and guaranteed returns above the weighted average cost of capital. The difference realised or obtained between the amount of money coming into and going out of the business is what is commonly referred to as cash flow. Through its operations, the company generates cash, which is then distributed to its owners or creditors. Cash flow to creditors simply refers to the net payments made during the year to creditors and owners.
Complete question:
for a firm to create value it must: have a greater cash inflow from its stockholders than its outflow to them. create more cash flow than it uses. reduce its investment in fixed assets since fixed assets require the use of cash. avoid payments to the government so dividends can be increased. avoid the issuance of debt securities. group of answer choices
1. disbursing more money to its creditors and stockholders than it took in.
2. Investing in assets that generate cash flows equal to their cost.
3. Taking out a long-term loan.
4. receiving more money from its stockholders than it pays them in cash.
5. making sales regardless of whether or not they are all paid for.
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steve applied for a position at blutech. the interviewers predicted that he would not succeed in the position and rejected him. steve was then hired in a similar position at rayzo, blutech's main competitor. steve was very successful at rayzo, playing a key role in the development of a product that took market share away from blutech. from blutech's position, the selection decision regarding steve was a
The correct option will be: (a) miss; Steve would have succeeded on the job.
What is the role of Human Resource Management in job recruitment?The effective and efficient administration of people inside a company or organization in such a way as to give their firm a competitive advantage is known as human resource management. It is made to maximize worker performance in support of a company's strategic goals. Human resource management (HRM) is the process of hiring individuals, providing them with the necessary training and compensation, creating policies pertaining to them, and creating retention plans. Over the past 20 years, HRM has undergone a great deal of development as a field, making it even more crucial in today's enterprises.
In order to ensure that the organization can succeed through its people is the overarching goal of human resources (HR). HR specialists manage an organization's human resources and concentrate on putting rules and procedures into place.
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jamison's gross tax liability is $7,000. jamison had $2,000 of available credits and he had $4,000 of taxes withheld by his employer. what are jamison's taxes due (or taxes refunded) with his tax return?
Jamison's taxes due (or taxes refunded) with his tax return is $455
= Gross tax-Available credits-Taxes withheld
= $7,600-$2,850-$4,305
= $445 Taxes due
A tax return is a document submitted to a taxing body that lists earnings, outlays, and other pertinent financial data. Taxpayers compute their tax liabilities, set up tax payments, and request refunds for overpaid taxes on their tax returns.
Any gross income that is used to determine how much tax you owe is referred to as taxable income. It is simply your adjusted gross income less any deductions, to put it simply. Included in this are any pay, tips, salaries, and bonuses received from employers.
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3.does godrej manufacture chotukool anymore? if yes, how has the product evolved from the version it was originally conceived by gopalan sunderraman and what customers/market does it target?
Yes, Godrej still manufactures Chotukool, which is a portable. The product has evolved since it was first conceived by Gopalan Sunderraman. Chotukool targets a wide range of customers, including families in rural areas, urban consumers.
The product has evolved since it was first conceived by Gopalan Sunderraman. Originally, Chotukool was designed for rural areas, where electricity was scarce and refrigeration was limited to ice boxes. Today, Chotukool is used in both rural and urban areas and is targeted at customers.
Godrej has made several improvements to the Chotukool over the years, including a more compact design, improved insulation, and the addition of features such as a built-in light and USB charging port. The product is now more energy-efficient and has a longer cooling retention time, making it an even more attractive option for customers.
Today, Chotukool targets a wide range of customers, including families in rural areas, urban consumers who are looking for an alternative to traditional refrigeration, and small business owners who need a compact and portable cooling solution.
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What is an advantage of investing pre-tax dollars in a retirement account?
One advantage of investing pre-tax dollars in a retirement account is that it can lower your taxable income in the year you make the contribution.
By reducing your taxable income, you also lower your tax bracket, which can have a significant impact on the amount of taxes you pay. Additionally, since the investment grows tax-free within the account, you can potentially accumulate more savings over time, as compared to investing in a taxable account. Another advantage is that many retirement accounts offer tax-deferred growth, meaning that you do not have to pay taxes on any investment gains until you withdraw the funds in retirement. This can result in a larger nest egg, since you are able to reinvest the earnings and allow them to grow tax-free for many years. Overall, investing pre-tax dollars in a retirement account can help you save on taxes, accumulate more savings, and potentially increase your retirement income.
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in may of 2019, the u.s. raised tariffs (import taxes) on a large variety of chinese imports. in the u.s. market for these chinese imports, we would see: group of answer choices an increase in the number of consumers. a fall in price. a rise in demand. a rise in price.
Import taxes raise the price of imported items, which lowers consumer demand for those commodities. Typically, the major objective is to boost domestic demand while lowering imports.
What are Import taxes?
A country's customs agencies collect import duty, which is a tax, on imports and some exports. The import duty is often determined by the item's worth. Import duty may also be referred to as a customs duty, tariff, import tax, or import tariff, depending on the situation. Import tariffs serve two unique purposes: to increase local government revenue and to offer locally produced or grown items a competitive advantage on the market. A third related objective is to occasionally punish a certain country by levying hefty import taxes on its goods.
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what is the future value in six years of $1,600 invested in an account with an apr of 9 percent, compounded annually?
FV = P (1 + r)^nm =$1,600 ( 1+9%)6= 1600.54 is the future value.
The future value is important to investors and financial planners because they use it to estimate how much an investment made now will be worth in the future. An asset's future worth is its value at a later time. It estimates the nominal amount of money that a certain quantity of money will be "worth" at a specified moment in the future under the assumption of a particular interest rate and is calculated by multiplying the present value by the accumulation function. Corrections for inflation or other factors that could affect the future real worth of money.
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suppose that policy makers are concerned that the price of wheat may get too low. the market for wheat is depicted in the accompanying diagram. a. what type of price control would policy makers use to keep the price of wheat from getting too low?
Let's say decision-makers are worried that price of wheat would increase too much. The diagram that comes with this sentence shows the wheat market.
Who are policy makers?Individuals who are in charge of formulating recommendations for others are known as policy-makers. These individuals may be at any level of government or work for a variety of institutions that make decisions, such as international organisations, non-governmental organisations, or trade associations. Legislative bodies, courts, administrative authorities, even executive offices at the federal, state, and municipal levels are all sources of public policy. An policy maker is an individual who develops concepts and strategies, particularly those used by an organisation or a government. A President of the United States, a school board, a corporation's board of directors, and a mayor are all examples of policy makers. The objectives that a firm or government adheres to are referred to as policy.
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e-government is intended to do all of the following except: group of answer choices transform a business firm's relationships with its customers. improve delivery of government services. make government operations more efficient. empower citizens by giving them easier access to information. provide the ability for citizens to network electronically with other citizens.
E-government is intended to do all of the following except: transform a business firm's relationships with its customers.
What is meant by "e-government"?In order to improve efficiency, transparency, and citizen participation, electronic government, also known as e-Government, applies information and communication technologies (ICTs) to government processes and operations.
What is an example of e-government?Service delivery within the government as well as between the government and the public utilizing information and communication technology is referred to as digital government services (also known as e-government). Filling out tax returns, renewing a driver's license, and applying for a pet license are all common digital services.
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during the month of march 20x1, murphy co. used $250,000 of direct material. at march 31, 20x1, murphy 's direct materials inventory was $50,000 more than it was at march 1, 20x1. direct material purchases during the month of march 20x1 amounted to a. $0. b. $250,000. c. $300,000. d. $350,000.
Option C. The direct material purchases during the month of March 20x1 would amount to $300,000.
To understand why, consider the formula for direct materials inventory:
Direct Materials Inventory = Direct Materials Inventory (at the beginning of the month) + Direct Material Purchases - Direct Material Used
Given the information provided, we know that at March 31, 20x1, Murphy's direct materials inventory was $50,000 more than it was at March 1, 20x1. Therefore:
Direct Materials Inventory (at March 31, 20x1) = Direct Materials Inventory (at March 1, 20x1) + $50,000
And we also know that during the month of March 20x1, Murphy Co. used $250,000 of direct material.
By substituting these values into the formula, we can find the direct material purchases:
Direct Materials Inventory (at March 31, 20x1) = Direct Materials Inventory (at March 1, 20x1) + Direct Material Purchases - Direct Material Used
$50,000 + Direct Materials Inventory (at March 1, 20x1) = Direct Material Purchases - $250,000
$50,000 + Direct Materials Inventory (at March 1, 20x1) + $250,000 = Direct Material Purchases
$300,000 = Direct Material Purchases
Therefore, the direct material purchases during the month of March 20x1 would amount to $300,000.
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on august 31, 20x1, wood corp. issued 100,000 shares of its $20 par value common stock for the net assets of pine, inc., in a business combination. the market value of wood's common stock on august 31 was $36 per share. wood paid a fee of $160,000 to the consultant who arranged this acquisition. costs of registering and issuing the equity securities amounted to $80,000. no goodwill was involved in the purchase. what amount should wood capitalize as the cost of acquiring pine's net assets? a. $3,600,000 b. $3,680,000 c. $3,760,000 d. $3,840,000
The amount that should wood capitalize as cost of acquiring pine's net assets is $3,600,000.
What is cost of acquisition?The total expense incurred by a business to acquire a new client or purchase an asset is referred to as the cost of acquisition. According to an accountant, the cost of acquisition is the amount after discounts are added and any closing or transaction costs are deducted. The term "cost of acquisition," frequently referred to as "acquisition cost," is used in accounting and commercial sales. The corporation often incorporates other expenses, such as closing costs, customs and other taxes, and other incidentals, when calculating the cost of purchase. The term "cost of acquisition" is used in business sales to refer to marketing expenses including commissions, travel fees for salespeople, and advertising.
Amount=$36*100,000= $3,600,000
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arketing can be viewed as multiple choice a set of activities performed by individual organizations. relevant to for-profit organizations only. just selling and advertising. beginning with the production process.
The concept is Marketing, which is the process of getting people interested in your company's product or service. The answer is option C.
Marketing can be viewed as a set of conditioning performed by individual associations.
Marketing focuses on the abecedarian practices that every company has to carry out relating to guests, probing their requirements and preferences, analyzing factors that impact their purchasing opinions, and prevailing them to buy products and services from you rather than a contender.
The compass of marketing operation involves furnishing after-deals support to consumers to retain their business, make brand fidelity, and boost the business's image. also, it involves gathering client feedback to gauge client satisfaction.
Question
Marketing can be viewed as,
A) applicable to for-profit associations only
B) beginning with the product process
C) a set of conditioning performed by individual associations
D) just dealing and flashing
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which is not one of the factors used by the irs to determine whether a real estate agent qualifies as a statutory non-employee?
A fiduciary relationship with clients is not one of the factors used by the IRS to determine whether a real estate agent qualifies as a statutory non-employee.
What is real estate?
Real estate is something permanently affixed to or constructed on land, whether it be created naturally or artificially. One type of real property is real estate. It contrasts with personal property, such as cars, yachts, jewels, furniture, and farm equipment, which is not permanently affixed to the land. Real estate can be divided into five primary categories: residential, commercial, industrial, raw land, and special use. Buying a house, a rental property, or land is a real estate investment. REITs and pooled real estate investments are two options for indirect real estate investment.
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if carl invests $600 today, then how much would carl need to earn each year as a simple interest rate to have $1000 in 12 years?(round the value to 100th decimal)
For Carl to have $1,100 in 12 years, he would need to earn a simple interest rate of 6.94% annually on his investment of $600 today.
What is simple interest?Simple interest is calculated by multiplying the principal by the time, interest rate, and time period.
"Simple Interest = Principal x Interest Rate x Time" is the written formula.
The simplest method for computing interest is using this equation.
So, C0 today becomes the following in t periods with simple interest:
C0 × (1 + (simple interest rate per period × t))
C0 = amount invested today = 600
t = 12 = the number of years Carl intends to have in the future relative to the reference time (today) $1,100
1,100 = C0 × (1 + (simple interest rate per period × t))
1,100 = C0 + (C0 × simple interest rate per period × t)
1,100 = 600 + (600 × simple interest rate per period × 12)
So 1,100 - 600 = 500 = (600 × simple interest rate per period × 12)
So 500 / (600 × 12) = simple interest rate per period
= 500 / 7200
= .0694
Therefore, for Carl to have $1,100 in 12 years, he would need to earn a simple interest rate of 6.94% annually on his investment of $600 today.
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true or false: stockholders do not have the power to bind the corporation to contracts. this is referred to as lack of mutual agency. true false question. true false
Only partnerships where the partners are allowed to conduct business under the partnership's name exhibit this characteristic.
Because the corporation acts via its officials and management, which serve as its agents, a stockholder is said to lack mutual agency. Since the stockholders are not the corporation's officials or managers, they lack the authority to bind the company to agreements. Therefore, the claim that stockholders lack the authority to bind the corporation to contracts is true. The inability of shareholders to sign contracts or make business commitments on the company's behalf serves as the best example of the lack of mutual agency in corporations. The agency theory holds that businesses represent the interests of their shareholders. In other words, by purchasing stock in a firm, investors entrust the management of their funds to the company's directors and executives.
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providing services to customers for cash would be recorded with a: multiple choice credit to cash. credit to service revenue. debit to accounts receivable. debit to service expense.
Providing services to customers for cash would be recorded with a debit to accounts receivable.
The term "accounts receivable," often known as refers to a company's legally enforceable claims for payment for items delivered or services provided that consumers have requested but haven't paid for. Interest that has been accrued through investments, loans, or past-due invoices but hasn't yet been paid out is referred to as interest receivable. In other words, interest receivable refers to the anticipated interest income that a business will receive. All cash receipts are the responsibility of the accounts receivable (AR) department. Therefore, it is crucial for the accounts receivable team to make sure that your sales revenue turns into money in your bank account.
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the jamestown group has equity of $421,000, sales of $792,000, and a profit margin of 6 percent. what is the return on equity?
The return on equity for the James Town Group is 11.2%.
Equity: Equity can be termed as the amount of money the owner of an asset would be paid after selling it and any debts will associated with the asset were paid off.
The return on equity (ROE) can be calculated by dividing the net income by shareholder's equity. To find net income, you need to multiply the profit margin by sales:
Profit = Sales × Profit Margin
Profit = $792,000 × 0.06
Profit = $47,520
Now that we have the net income, we can calculate the ROE:
ROE = Net Income / Shareholder's Equity
ROE = $47,520 / $421,000
ROE = 0.112 or 11.2%
So, the return on equity for the James Town Group is 11.2%.
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a fisherman sells his catch of salmon for $20,000 to a fish canning firm. the canner smokes and cans the salmon, then sells it for 25,000 to a wholesaler. the wholesaler sells and distributes the cans to supermarkets for $30,000. the supermarkets then sell the cans to the public for $35,000. how much does all this contribute to gdp?
The total contribution to the GDP will be $35,000.
A broad financial indicator of a country's entire economic activity is the gross domestic product or GDP. It serves as a gauge for the total amount of finished commodities produced over a certain time. It estimates the value of commodities produced inside a country's boundaries and is used to gauge a country's standard of living.
In the given case, the final price at which the retailers sell the salmon cans to the general public is $35,000, which represents the chain of transactions' overall contribution to GDP. The contribution from the earlier transactions like a fisherman, canning company, and wholesaler in this scenario is not counted since only the final value contributed in a chain of production is considered for calculating GDP. It is only impacted by the final transaction, in which supermarkets sell the cans to customers.
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figure 4-17 a supply and demand market refer to figure 4-17. at a price of question 8 options: a) $2, there is a surplus of 6 units. b) $5, there is a surplus of 25 units. c) $5, there is a shortage of $25. d) $7, there is a surplus of 4 unit
In the figure 4-17, at a price of $7, there is a surplus of 4 unit. Thus, the correct answer is option D.
What is surplus?A surplus is the amount of an asset or resource that exceeds the amount actively used. A surplus can refer to a variety of items, such as income, profits, capital, and goods. A surplus in the context of inventories refers to products that remain unsold on store shelves.
In the demand curve, we see that, the equilibrium price is at $2, the point at which the demand and the supply curve intersect. At the price level of $7, there is a surplus quantity of 4 units.
Therefore, option D is the correct answer.
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it takes a barber 15 minutes to serve one customer. note: round your answers to 2 decimal places. what is the capacity of the barber expressed in customers per hour?
The barber's capacity per hour of serving the customers in 1 hour is 4 which means he will serve 4 customers in 1 hour.
What is the capacity per hour?Divide the Takt time by the Cycle time to find the output capacity.
You will learn how many units may be generated in an hour from this.
The capacity for a day must be multiplied by 8 to determine (for 8 hours in a work day).
By dividing your actual output by your production capacity and multiplying the result by 100, you may get your capacity utilization rate.
So, we know that:
The barber takes 15 min to serve one customer.
Then, we can tell that he will serve 4 customers in 1 hour.
As,
15 min + 15 min + 15 min + 15 min = 1 hour
Therefore, the barber's capacity of serving the customers in 1 hour is 4 which means he will serve 4 customers in 1 hour.
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keith, 65, owns several rental tracts with a total fair market value of $100,000. he wants his son, chris, to own the tracts as chris's share of his estate. keith is considering an annuity agreement whereby the tracts would be sold to chris in return for chris's promise to pay keith an income for his life based upon keith's original life expectancy. upon keith's death, chris would own the rental tracts outright. what is one estate tax implication of this proposed private annuity for keith's estate? a) the value of keith's gross estate increases because the present value of past annuity payments is included. b) there is no estate tax liability because the annuity payments expire upon keith's death. c) the value of keith's gross estate increases because the gross-up rule applies. d) there is no estate tax liability because taxes are paid on the annuity during keith's lifetime.
D) The value of Keith's gross estate increases because the gross-up rule applies. Here the situation is Keith owns several rental tracts which would make the gross rule applied to the gross estate.
What is a Gross-Up?
Adding extra money to a payment to compensate the income taxes the recipient will owe on it is known as a "gross up." Most frequently, the gross-up appears in executive compensation plans. As an illustration, a business might consent to cover the executive's relocation costs and a gross-up to cover the anticipated income taxes that will be due on the salary payment.
What is a Gross-Operation Ups?
Calculating a paycheck in reverse is effectively grossing up a paycheck. Employees are typically given a gross paycheck amount to start, from which deductions are made (such as for taxes, retirement contributions, and social security), and then given their remaining compensation, or net pay. In a gross-up scenario, the employee is given the required net pay because it has been prearranged and the gross has been suitably raised.
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e
which of the following are the two general groups into which syssps can be separated? question 21 options: technical specifications and managerial guidance business guidance and network guidance user specifications and managerial guidance technical specifications and business guidance
1st option is correct. SysSPs can be divided into two general groups: administrative guidelines and technical specifications. Alternatively, you can combine these two types of SysSP content into a single policy document, written as in the example above.
A guide for executives to explain your company's security goals. A security goal describes how a particular resource or system is used functionally or to support a business goal. We also discuss how business leaders want to set up or maintain their systems.
A strategic information security policy, also called an overall security policy, sets the strategic direction, scope, and tone of all security measures. There are two common ways to implement such technical controls: access control lists and configuration specifications. Access Control Lists (ACLs) consist of user access lists, matrices, and function tables that manage user rights and privileges.
Shape and mass can be divided into two broad categories: geometric and organic. Geometric shapes and masses approximate regular named shapes and shapes such as: B. Squares, triangles, circles, cubes, pyramids, and spheres. The organic shapes and masses are irregular and reminiscent of living forms found in nature.
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what occurs when a player has completed his contract with his existing team and is free to sign with another team at a price that the market will bear?
When a player completes his contract with his current team, he becomes an unrestricted free agent. This means they can sign with any team that offers them a contract.
The price of their contract will be determined by the market, which depends on the player's skill level, the demand for his position and other factors. Teams can also consider a player's age, injury history and off-field behavior when deciding how much to offer. In general, the more desirable a player is, the higher the price he can command. Ultimately, the contract will reflect the player's true value to the team he ends up signing with.
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strategic objectives multiple choice are more essential in achieving a company's strategic vision than are financial objectives. relate to strengthening a company's overall market standing and competitive position. are more difficult to achieve and harder to measure than financial objectives. are generally less important than financial objectives. help managers track an organization's true progress better than financial objectives.
"relate to strengthening a company's overall market standing and competitive position." this is the correct option.
They are intended to boost the business's reputation in the marketplace and increase its overall competitiveness.
Strategic objectives place more emphasis on long-term success by considering elements like market trends, customer behavior, and competition, as opposed to financial goals, which are primarily focused on financial performance. Their significance cannot be emphasized despite the fact that they are more challenging to attain and quantify.
Managers can better grasp an organization's performance and make wise choices for future growth by monitoring its development against its strategic objectives. In the end, attaining strategic goals is essential for an organization's long-term success and sustainability.
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A european nation exports fabric and fashion products and in turn imports products that it does not produce such as corn and wheat. as a result, it spends more on buying corn and wheat than it gains from exporting fabric. which perspective would frown on this form of international trade?
Through rising temperatures, altered precipitation patterns, and a rise in the frequency of some extreme events, observed climate change is already having an impact on food security.
Studies that isolate the effects of climate change from other factors on crop yields have revealed that, while maize, wheat, and sugar beet yields in many higher-latitude regions have improved over the past ten years, those of some crops in many lower-latitude regions have been negatively impacted by observed climate changes.
What is the importance of International Trade ?Countries rely on other nations to import items that are difficult to find domestically, which is why international commerce is crucial. A nation that specializes in exporting commodities may have more of some raw materials on hand than there is demand for them in its own markets.
it might have a specialty, such in manufacturing or technology, which makes it in demand on the global market. The worldwide marketplace that is the foundation of the world economy's prosperity is created by international commerce.
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A improvement in production technology will shift the?
Status quo is staying safe with the way an individual makes decisions, and their decision process stays the same.a. true
b. false
The status-quo trap is staying safe with the way an individual makes decisions, and their decision process stays the same is true
Is status quo good or bad?When making an important choice, people are more likely to pick the option that maintains things as they are currently. A status quo bias minimizes the risks associated with change, but it also causes people to miss out on potential benefits that might even outweigh the risksThe Status Quo is the current state of affairs. It's how things are done. Often we hear that “we've always done it this way.” Other times we're waiting for a better way to come along. To question the status quo, we ask “what if” and “why not.”Status quo is a Latin phrase meaning the existing state of affairs, particularly with regard to social, political, religious or military issues. In the sociological sense, the status quo refers to the current state of social structure and/or values
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candace just accepted her first job paying a $48,000 salary and is planning to take a $5,000 vacation cruise throughout europe for 2 weeks. she is debating whether to take the trip now and finance it with a promotion from the travel company offering no payments for a year at a monthly periodic rate of 1%, or wait the year and save to pay for the trip. if she takes the trip now she will start her career 2 weeks late. approximately how much would she save by waiting a year and not taking her unpaid time from work to travel?
Answer:$634
Explanation:First, calculate the interest cost of borrowing $5,000 at 1% monthly periodic rate. Use the APY formula:
APY=[(1+r”1-1
APY = [(1 + 0.01)12] - 1 = 1.12683 - 1 = 0.12683 = 12.683%
APY × $5,000 loan = interest cost = $634.13
2446.15 she saves by waiting a year and not taking her unpaid time from work to travel.
What is the salary?A salary will be termed as the difference that will be termed with respect to the amount that the person usually gets with respect to the job that they have performed and on that the tax will be applied.
$48,000 salary is given with the $5,000 vacation cruise amount.
The payout that will be present will be 48000 x 2/52
= 1846.153846
Interest on a loan equals will be determined as
= Loan*APR*Number of periods
= 5000*1%*12
= 600
The total price will be calculated as
= 1846.15 +600
= 2446.15
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