There is an annuity owed on this cash flow stream.
Given:
Investment: $3,000
made at the beginning of each of the next 7 years.
Interest Rate: 0.67%
BGN mode on the calculator, then
$3,000 PMT, N = 7, I/Y = 0.67, CPT FV, and FV = $21570.41
After an additional four years (Year 11), the cash flow stream's future value is equal to:
N = 4, I/Y = 0, PV = around $21,570.41, CPT FV, FV = $22,154.32, and N = 4
What therm decribes using tesources to produce the maximum amount of goods and services?
Economic efficiency describes utilizing resources to construct the maximum amount of goods and services.
What is Economic efficiency?In order to serve each person or entity in the best possible manner while minimizing waste and inefficiency, economic efficiency implies an economic state. Any adjustments made to benefit one entity would hurt another in an economically effective economy.
A balance between benefits and costs is a sign of economic efficiency. Example: A farmer wishes to sell a portion of his property. The person who will pay the highest price for the land uses the resource more effectively than the person who will not pay the highest price.
The best use of resources for each individual in that economic situation is referred to as economic efficiency. Although there is no predetermined cutoff point that establishes the viability of an economy, indicators include products that are sold for the least amount of money and labor that produces the most amount of things.
Hence, Economic efficiency describes utilizing resources to construct the maximum amount of goods and services.
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If an investment of $400,000 were to grow to $5,000,000 over a period of 20 years, what is the stated annual rate at which it must be invested, given that the return is compounded semiannually?
If an investment of $400,000 were to grow to $5,000,000 over a period of 20 years, 13.04% is the stated annual rate at which it must be invested, given that the return is compounded semiannually.
Considering that the return is compounded semi-annually,
PV = $400,000, FV = $5,000,000, N = (20)(2) = 40, and CPT I/Y:
Semiannual discount rate is equal to 6.52%.
Assumed yearly rate = 6.52 x 2 = 13.04%
Which Annual Interest Rate Is Stated?
The return on investment (ROI) presented as a yearly percentage is known as the stated annual interest rate (SAR), or ROI. It is a straightforward computation of interest rates that does not take annual compounding into consideration.
POINTS TO NOTE
The yearly rate that is presented is an annualized rate of interest that does not account for intra-year compounding.
The intra-year compounding of interest is taken into account by effective yearly rates.
Depending on the financial product, banks frequently display the rate that seems to be more attractive.
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The adjusting entry for a prepaid expense includes a debit to a(n) ______ account
The adjusting entry for a prepaid expense includes a debit to a expense account and a credit to an asset account.
What is adjusting entry ?An adjusting journal entry can be described d as the entry in a company's general ledger which is been carried out at end of an accounting period in order to have the record of any unrecognized income or expenses.
It should be noted that The adjusting entry for a prepaid expense includes a debit to a expense account and a credit to an asset account.
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write a Business Report worth (20 Marks)
Mia Grace owns Grace Realty, a real estate business operating since 2001. She
employs 5 full-time staff and 7 casual staff. Grace Realty opens 6 days per week.
Despite real estate value increasing, the business has experienced a decline in
market share, due to new competitors. Mia is considering an offer to merge with
another real estate, to increase market share. However, the other real estate
operates different systems, opens 7 days per week and has a different workplace
culture.
Assume that you have been hired by Grace Realty as a business consultant.
Write a report that addresses EACH of the following:
Explain TwO external influences on this business.
Discuss why employees may resist change.
Recommend strategies to manage change effectively.
The elements outside of a company's control that have an impact on operations and success are known as external effects. Government laws, economic downturns, population demography, and technology are among examples.
How to illustrate the information?Some workers exhibit resistance to learning something new because they are simply hesitant to try new routines. They make statements like, "I already know everything I need to complete the job," or "I'm competent at what I do, why skew the boat?"
The strategies to manage change effectively include:
Plan Carefully.Tell the Truth. Communicate. Provide Training.Invite ParticipationTherefore, the elements outside of a company's control that have an impact on operations and success are known as external effects. Government laws, economic downturns, population demography, and technology are among examples.
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Content area the normal balance of the accumulated depreciation account is a debit.
true /false
Because it is applied to a fixed asset with a debit balance, accumulated depreciation has a credit balance. So, the aforementioned claim is untrue.
Accumulated depreciation is the accumulated depreciation of an asset up to a single point in its life. As a contra asset account, accumulated depreciation's natural balance is a credit that lowers the asset's total value.
The regular balance of an accumulated depreciation account is known as a credit balance. Because it totalizes the amount of depreciation expense billed against a fixed asset, accumulated depreciation has a positive balance. When you record depreciation on a tangible asset, you credit cumulative depreciation for the same amount while debiting depreciation expenditure. This allows you to see how much of an asset has been written off and gives you an idea of how much longer it will be useful. It also shows the asset's net book value on the balance sheet.
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You run a company that uses all of the latest fire protection features and services available. what type of insurance would be most beneficial to your bottom line? group of answer choices
Mutual fire insurance would be the most advantageous for your financial situation.
A Mutual Insurance Company: What Is It?
An insurance provider that is owned by its clients is known as a mutual insurance company. A mutual insurance company's members have the power to choose the management, and its only goal is to provide insurance protection for its members and policyholders. Mutual insurance businesses invest in portfolios similarly to a traditional mutual fund and distribute earnings to members in the form of dividends or lower premiums. State law does not govern whether an insurer qualifies as a mutual insurance business; federal law does.
KEY LESSONS
A mutual insurance firm is one that is owned by its clients.
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For a profit-maxmizing monoplostically competitive firm, price exceeds marginal cost in?
MR equals MC in an equilibrium. Under monopolistic competition, a company eventually makes money. Making a profit indicates that the ATC curve is below the demand curve at equilibrium output (AR curve). The price is established where the quantity produced falls on the demand curve in the long run under monopolistic competition (AR curve).
In monopolistic competition, MR and AR (demand curve) are not the same, in contrast to perfect competition. In monopolistic competition, MR and AR are thus two distinct curves. In addition, the point at which the MR and MC cross at equilibrium is lower than the point at which the quantity produced falls on the demand curve (AR curve), which affects pricing. Price therefore exceeds the MC/MR curve at this level.
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What is the roi if the total benefits are $182,000 and the total cumulative costs are $120,000?
The ROI if the total benefits are $182,000 and the total cumulative costs are $120,000 is 51.67%
What is ROI?
ROI means return on investment , it is the profit as a percentage of the cumulative costs incurred to earn the profit, in other words, we can determine the ROI in this case as the total benefits minus cumulative costs divided by the cumulative costs
ROI=(total benefits-total cumulative costs)/total cumulative costs
total benefits=$182,000
total cumulative costs=$120,000
ROI=($182,000-$120,000)/$120,000
ROI=51.67%
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Managers who are ______ believe that native managers in the foreign offices best understand native personnel and practices, and so the home office should leave them alone.
Managers who are Ethnocentric believe that native managers in foreign offices best understand native personnel and practices, and so the home office should leave them alone.
This is further explained below.
What is Ethnocentric?Generally, The use of one's own culture or ethnicity as a reference point to assess other cultures, customs, behaviors, ideas, and individuals is what is meant by the word "ethnocentrism," which is used in the areas of social science and anthropology as well as in daily spoken English.
This is done in place of judging the specific culture based on its own norms, which would be inappropriate.
In conclusion, Ethnocentric managers are those that hold the belief that native executives working in foreign offices have the best understanding of the local staff and procedures and that the home office ought to leave them alone because of the competence that they possess in these areas.
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Which fee should an account in good standing never have to incur?
atm fee
atm fee online banking fee
online banking fee
identity theft protection fee
identity theft protection fee
overdraft fee
There are no ATM Transaction fees while using a U.S. Bank ATM if you have an account with that bank that includes ATM access as a feature.
What is a Transaction?An exchange or transfer of products, services, or payments; specifically, electronic transactions. Transactions, collectively: The frequently published minutes from a society or group meeting. 2a: a transactional act, procedure, or instance.
Paying a supplier for products or services received. Acquiring real estate that the seller previously held by paying the seller with cash and a note.
When one institutional unit makes a payment or assumes a liability expressed in units of money, the transaction is referred to as a monetary one.
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Assume that a 10 percent increase in income across the economy produces a 7 percent increase in the quantity demanded of good x. the coefficient of income elasticity of demand is:_______
Demand elasticity's coefficient is positive. Additionally, if the elasticity is positive, then rising prices will result in rising demand for the goods in question.
Formula
Elasticity of Demand = % Change in Quantity/ %Change in price
The elasticity of Demand = 7%/10%
∴ Value of Coefficient = +0.7
What is the Elasticity of demand?
Elasticity is a measurement of how sensitive one variable is to changes in another. The price fluctuation, which is influenced by various factors, is this sensitivity. It serves as a gauge for how susceptible one economic component is to another from a business and economic perspective.
For instance, adjustments to supply or demand in terms of prices, or adjustments to demand in terms of adjustments to income. Electronics and clothing are examples of elastic products, whereas food and prescription drugs are examples of inelastic products. When prices for certain goods and services fluctuate, it is used to gauge how much demand has changed for those items.
According to the definition of demand elasticity, demand shrinks or grows in response to price increases or decreases. When a product's virtue and price vary simultaneously, this attribute of demand is referred to as elastic demand (low or high). In the case of demand elasticity, the change sensitivity may be minimal or negligible.
Thus, the Elasticity of demand indicates the demand and substitutes for the product.
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In the context of evaluating economic performance, productivity is calculated by:_____.
In the context of evaluating economic performance, productivity is calculated by: dividing the amount of output by the amount of input.
Economic growth, employment and unemployment, inflation and deflation, and the balance of payments are some examples of economic performance indicators that we can use to gauge the health of the economy.
Economic indicators include measures of macroeconomic performance (gross domestic product [GDP], consumption, investment, and international trade) and stability (central government budgets, prices, the money supply, and the balance of payments).Every economic system has objectives that serve as a roadmap for achieving success. We have a market system or a free enterprise system in the United States. Numerous economic objectives of this system are closely connected to societal objectives. Although not everyone would rank these objectives in the same order, they are the ones that are most frequently cited by people as important economic and social issues. Economic freedom, economic efficiency, economic equity, economic security, full employment, price stability, and economic growth are among the problems that many Americans believe to be of the utmost importance to our economy and government.To learn more about evaluating economic visit:https://brainly.com/question/14728312
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The difference between the method of limits and the method of adjustment is that, in the method of adjustment, stimulus intensity is changed in a ____ manner.
The method of limits and the method of adjustment are different in that the stimulus intensity in the latter method is changed in a continuous manner.
A researcher would present the stimulus in either ascending or descending order to ascertain the smallest amount detectable in order to evaluate absolute threshold using the method of limits. For instance, you might be asked if you can see something while being exposed to a lot of light. The intensity of the light would be reduced during the following test. Until you report that you can no longer see the light, this would continue. Due to the fact that we begin with something large and work our way down, this would be the declining limits technique.
In the adjustment approach, the stimulus is constantly adjusted by the observer or researcher until they can or cannot notice it. As opposed to the method of limits, this does not require a yes/no response from the subject on every trial. They are in charge of controlling the stimulus themselves. You might have a knob you can crank till you can barely smell the aroma, for instance, if you were asked to name the scent of exercise socks.
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Differences in the way company employees interact with each other and with customers and the behavior that is expected by their managers are examples of ______.
Differences in the way company employees interact with each other and with customers and the behavior that is expected by their managers are examples of organizational culture. Therefore, the option A holds true.
What is the significance of organizational culture?An organizational culture can be referred to or considered as the type of environment that exists in the surroundings of an organization. An organization is defined by the culture that exists inside it.
Therefore, the option A holds true and states regarding the significance of organizational culture.
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The incomplete question has been completed below for better reference.
Differences in the way company employees interact with each other and with customers and the behavior that is expected by their managers are examples of ______. A. organizational culture B. social values rules and regulations C. individual differences
One of the most often used guidelines for shaping the law is tradition, or custom, which is also called the ______ school of legal interpretation.
One of the most often used guidelines for shaping the law is tradition, or custom, which is also called the historical school of legal interpretation.
This is further explained below.
What is tradition?Generally, A tradition is a belief or habit that has been handed down within a group or culture for many generations.
Traditions sometimes have some kind of symbolic meaning or other unique importance, and they have their roots in the past.
In conclusion, Tradition, also known as custom, is a kind of legal interpretation that is also known as the historical school of interpretation.
It is one of the guiding principles that is used the most often while constructing the law.
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The ratio of estrogen to progesterone remains constant throughout pregnancy into labor. false true
False, The ratio of estrogen to progesterone does not remains constant throughout pregnancy. Estrogen levels rise and progesterone levels fall in preparation for labor to begin.
What is Estrogen and progesterone ?The two key hormones in a woman's body are progesterone and estrogen. These steroid hormones are in charge of giving the body its unique female traits.
The ovaries are a pair of ova-producing organs that support the health of the female reproductive system by creating egg cells.
The ovaries are an endocrine gland that secretes hormones, notably estrogen and progesterone, that are essential for normal reproductive development and fertility in addition to their function in ova production.
Therefore, it is False that, The ratio of estrogen to progesterone remains constant throughout pregnancy into labor.
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Stock prices are:____.
a. determined by market transactions.
b. set by the company issuing the stock.
c. unrelated to the value of the company issuing the stock.
d. set by the central bank.
Stock prices are determined by market transactions.
What are stock prices?A company's share price is decided by market forces such as supply and demand after its shares begin trading on a stock exchange. The price will rise if there is a significant demand for its shares because of advantageous circumstances.
The most accurate way to determine a security's present value is to look at its current price, which is the most recent selling price of any stock, currency, good, or precious metal that is traded on an exchange.
A company's market capitalisation and, by extension, its market value are impacted by changes in share prices. A company's market value increases with rising share prices and vice versa.
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In the context of the value of buyers, the combined total of all future sales is known as the _____.
In the context of the value of buyers, the combined total of all future sales is known as the Customer lifetime value
What is customer lifetime value?
The overall value of a client to a company over the course of their relationship is known as customer lifetime value. It's a crucial statistic because it's less expensive to retain current clients than to find new ones, so boosting the worth of your current clientele is a terrific method to spur growth.
Having a clear understanding of the CLV enables firms to create strategies that will both attract and keep customers while preserving profit margins.
The Net Promoter Score (NPS), which measures customer loyalty, and the Customer Satisfaction Index (CSAT), which measures customer satisfaction, are different from customer lifetime value (CLV) because CLV is directly related to revenue rather than being an essentially intangible promise of loyalty and satisfaction.
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Rush company had net income of $192 million and average total assets of $1,950 million. its return on assets (roa) is:________
Rush company had net income of $192 million and average total assets of $1,950 million. Its return on assets ROA is 0.0985. Return on assets = Net income / average total assets. $192 million / $1,950 million = 0.098
ROA in investments. ROI is decided by watching the profits generated through invested capital while ROA is found by Rush company gazing company profitability after the acquisition of assets like manufacturing equipment and technology.
ROA shows the number of profit created by business investments from major shareholders. ROI measures the share return on an investment, while ROE measures the share return on the Rush company equity that has been invested. Return on assets (ROA) could be a measure of how efficiently a corporation uses the assets it owns to come up with profits.
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Besides the fact that debit cards withdraw money from your checking account rather than using credit when making purchases, what is the most important difference between credit and debit cards?
The most important difference between credit and debit cards is that "a debit card necessitates you to have cash in your account, whereas a credit card doesn't really."
What is Credit Cards vs. Debit Cards?Credit and debit cards are almost identical in appearance, of 16-digit card numbers, expiry dates, magnetic bits, and EMV chips.
Some difference between Credit Cards and Debit Cards are-
With one key difference, both can make it simple and convenient to purchase things in stores or online. Debit cards allows you to invest money besides drawing on funds in your bank account. Credit cards enable you to loan money from of the card issuer up to a certain amount in order to make purchases or withdraw cash.Credit cards provide you with access to a bank's line of credit, whereas debit cards deduct cash from your bank account.When compared to debit cards connected to a bank account, credit cards provide better consumer protection against fraud.Newer debit cards provide more credit card-like security, and many credit cards no longer keep charging annual fees.While comparing credit cards and debit cards connected to a bank account, the fees and benefits must be considered.To know more about Credit Cards and Debit Cards, here
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A business organization that classifies partners as general or limited is called a?
A business organization that classifies partners as general or limited is called a Limited liability partnership (LLP)
Limited liability company (LLP)
LLPs also benefit from pass-through taxes and are held by two or more partners. While LLP partners are responsible for their own actions, they are not held personally responsible for the actions of their other partners or for the debts and losses incurred by the company.A general partnership is what kind of business?A general partnership is a company with two or more partners who equally share the assets, liabilities, and debts of the company. In the event that the partnership goes bankrupt, the partners' personal assets might be seized due to their limitless responsibility. A documented partnership agreement should be drafted by the parties.To Learn more about Limited liability partnership (LLP), Click the links.
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Predict the charge on the predominant species of the peptide e−d−k−r−a−s−t at ph 5. 0.
The charges on the predominant species of the peptide e−d−k−r−a−s−t at ph 5. 0. is Zero (0)Charge
This is further explained below.
What is Charge?Generally, Charged material experiences a force when it is exposed to an electromagnetic field due to the physical characteristic of electric charge. You might have a positive or negative electric charge.
Unlike charges attract one another while similar charges repel one another.
In conclusion, At pH 5.0, the charges on the main species of the peptide edkrast are Zero (0)Charge.
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Demand curves slope ____ because as the price increases and other things remain the same, the quantity demanded ____.
Demand curves slope downwards because as the price generally and actually increases and other things remain the same, the quantity demanded decreases.
What is a Demand Curve?The demand curve is a graphical portrayal of the connection between the cost of a decent or administration and the amount demanded for a given timeframe.
The demand curve will move descending from the left to the right, which communicates the law of demand as the cost of a given ware builds, the amount demanded diminishes, all else being equivalent. How much rising cost converts into falling demand is called demand versatility or value flexibility of demand.
Therefore Different elements can move the demand curve too, like an adjustment of buyers' inclinations.
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On jan 15, complete computer service paid 2000 cash for land. the journal entry to record this transaction would be?
land: 2,000
cash: 2,000
Assets include both land and money. With the transaction, land will grow (debit), and cash will decrease (credit).
What is a journal entry?A journal entry is used to record a business transaction in an accounting record. Journal entries can be made in a subsidiary ledger and then rolled forward into the general ledger after being summarized, which is how they are frequently made. The general ledger is then used to compile the company's financial statements. For a journal entry to make sense, every business transaction must be recorded in at least two places (known as double entry accounting). For instance, when you make a cash sale, the revenue account and the cash account are both raised. Alternately, the inventory account and accounts payable account both grow if you make credit purchases.
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Other things equal, if the price of a key resource used to produce product x falls, the:______
Other things equal, if the price of a key resource used to produce product X falls, the: Product supply curve of X will shift to the right.
What is Product supply curve ?
The supply curve in economics is a visual representation of the connection between the cost of an item and the quantity that a seller is willing and able to produce. The vertical axis of the graph reflects product pricing, while the horizontal axis represents supply quantity.
Therefore,
Other things equal, if the price of a key resource used to produce product X falls, the: Product supply curve of X will shift to the right.
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To comply with u.s. law, the fcc prohibits broadcasters from airing _____ programming, regardless of the time of day.
The fcc forbids broadcasters from showing indecent programs at any time of day in order to adhere to u.s. law.
The fcc is what?
In the United States, radio, television, wire, satellite, and cable communications are governed by the Federal Communications Commission (FCC), an independent agency of the federal government. Broadband access, fair competition, radio frequency usage, media accountability, public safety, and national security are all still under the FCC's purview.
In order to take over the Federal Radio Commission's responsibilities for radio regulation, the Communications Act of 1934 created the FCC.
Interstate Commerce Commission regulation of wire communications was transferred to the FCC. The 50 states, the District of Columbia, and the territories of the United States are included in the FCC's required jurisdiction.
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What+is+the+principal+remaining+after+monthly+payments+have+been+made+on+a+$+-year+loan?+the+annual+interest+rate+is+%+nominal+compounded+monthly
The Correct answer is $14,579
n= 5 years adjusted for monthly payment.
n=5*12
n=60
r= 12% adjusted for monthly payment
r = 0.12 / 12
r = 0.01
LLoan = $20,000
We must first determine the monthly payment:
A = P (A/P, 1%, 60)
A = $20,000 * 0.0222
A = $444
We know that after the 20 payments, 40 payments are remaining.
P = $444 * (P/A, 1%, 40)
Based on the compounding table, if i = 1% then (P/A, 1%, 40) = 32.8346
P = $444 * 32.8346
P = $14,578.56
P = $14,579
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Assessing the performance of a firm is more useful if it is evaluated in terms of how it changes over time, ________ with industry norms, and ________ with competitors.
Assessing the performance of a firm is more useful if it is evaluated in terms of how it changes over time, Compared with industry norms, and Compare with key competitors.
What is a key competitor?Your key competitors are the ones who take your customers, even if those companies do not sell the same exact product or service as you do.With competitive analysis, you can discover where your business is doing well, where you need to improve, and which trends you need to get ahead of.Complete a competitive analysis when your company isn’t moving forward as fast as you want or when competitors are securing orders from your ideal customers.A competitive analysis should examine your competitors’ features, market share, pricing, marketing, differentiators, strengths, weaknesses, geography, culture, and customer reviews.This article is for new and established small business owners who want to analyze their competition to improve their products or services.To learn more about Competitive analysis, refer
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Which regions border the north central plains region in texas? question 2 options: mountains and basins and coastal plains mountains and basins and great plains great plains and coastal plains mountains and basins
The region bordering the North Central Plains region in Texas is the great plains and coastal plains. North central plains is bordered by the great plains in the west and the coastal plains in the east.
A large area of flat territory in North America is known as the Great Plains, or simply "the Plains" at times. It is mostly covered with prairie, steppe, and grassland and is situated east of the Rocky Mountains and west of the Mississippi River. A coastal plain is a flat, low-lying area of land close to the sea. The boundary between a coastal plain and a piedmont region is frequently marked by a fall line.
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Answer:
THe answer is The Great PLains
Hope this helps!
Explanation:
The term _____ refers to a business's obligation to maximize its positive impact and minimize its negative impact on society.
The term Social responsibility refers to a business's obligation to
maximize its positive impact and minimize its negative impact on society.
What is the role of social responsibility in Business?Social responsibility means that businesses, in addition to maximizing shareholder value, must act in a manner benefiting society, not just the bottom line. Social responsibility has become increasingly important to investors and consumers who seek investments that not only are profitable but also contribute to the welfare of society and the environment. While critics have traditionally argued that the basic nature of business does not consider society as a stakeholder, younger generations are embracing social responsibility and driving change.Extra keywords for social responsibility:Social responsibility means that besides maximizing shareholder value, businesses should operate in a way that benefits society.Socially responsible companies should adopt policies that promote the well-being of society and the environment while lessening negative impacts on them.Companies can act responsibly in many ways, such as by promoting volunteering, making changes that benefit the environment, engaging in ethical labor practices, and engaging in charitable giving.Consumers are more actively looking to buy goods and services from socially responsible companies, hence impacting their profitability.Critics assert that practicing social responsibility is the opposite of why businesses exist.To learn more about Social responsibility, refer
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