A haircut of 20% means that a bond with a market value of $100 is considered to be worth $80 when used to satisfy a collateral request.
The price at which an asset would trade in a competitive auction environment is known as its market value, or OMV. Despite the fact that these phrases have different meanings under various standards and might have variations in some situations, market value is frequently used interchangeably with open market value, fair value, and fair market value.
Assets committed by a borrower to a lender (or creditor) as security for a loan are known as collateral. A house or a vehicle for an individual, manufacturing equipment, commercial real estate, or even something intangible (like intellectual property) for a corporation are all examples of items that borrowers typically seek credit for.
If a loan exposure is supported by collateral, it is referred to as a secured credit; otherwise, it is referred to as an unsecured exposure.
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Etsuko was leading her business when she set this year’s goals and developed plans to meet them. True or False?
The statement that " Etsuko was leading her business when she set this year’s goals and developed plans to meet them " is False.
What was Etsuko doing ?Etsuko was not involved in leading her business by setting goals but rather in planning. Planning as a manager involves defining goals, determining the resources required to achieve those goals, and developing a strategy for allocating and utilizing those resources.
It is a process of setting specific, measurable, achievable, relevant, and time-bound (SMART) objectives and determining the steps needed to reach those objectives.
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the classified balance sheet for a company reported current assets of $1,623,850, total liabilities of $799,540, common stock of $1,000,000, and retained earnings of $130,260. the current ratio was 2.5. what is the total amount of current liabilities?
The current ratio is a commonly used financial ratio that measures a company's ability to meet its short-term obligations.
It is calculated as the ratio of a company's current assets to its current liabilities. A current ratio of 2.5 means that for every $1 of current liabilities, the company has $2.5 of current assets. To determine the total amount of current liabilities, we can rearrange the formula for the current ratio as follows:
Current Assets / Current Ratio = Current Liabilities
Using the information provided in the question, we know that the current assets are $1,623,850 and the current ratio is 2.5. Therefore,
Current Liabilities = $1,623,850 / 2.5 = $649,540
So, the total amount of current liabilities for the company is $649,540.
It's important to note that while the current ratio is a useful tool for evaluating a company's short-term financial health, it is just one of many financial ratios and should be considered in conjunction with other financial information such as cash flow, profitability, and long-term debt obligations. Additionally, different industries may have different "normal" ranges for the current ratio, so it's important to consider industry averages when evaluating the current ratio of a company.
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Which of these situations can be handled by using the Management Information Systems?
An organization needs different types of managements 1
re business goals smoothly. However, managers, executives, and employees tace
problems and hurdles while running the organization. Sometimes, there are problems in the inventory department. At times, the organization faces
problems with the performance of their products in the market. Decision makers of the organization are not able to take proper decisions. Employees
face technical issues while feeding data into a database.
The situation that can be handled with the use of the Management Information Systems is: at times, the organization faces problems with the performance of their products in the market. The Option B is correct.
What is the Management Information Systems?The study of people, technology, organizations, and their relationships is known as management information systems (MIS). MIS specialists assist businesses in getting the most out of their investments in people, technology, and operational procedures. MIS is a people-focused industry with a focus on providing services using technology.
An information system used for decision-making, as well as for the coordination, control, analysis, and visualization of information inside an organization, is known as a management information system. In an organizational setting, people, procedures, and technology are all involved in the study of management information systems.
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the minimum that a firm has to do to engage in international business is to
Answer:
The minimum that a firm has to do to engage in international business is to export or import products from other countries
a sport fan who is enticed into buying a ticket to a game by a promotion had her consumer behavior affected by
The concept is Consumer behavior, the actions that people make when they are purchasing products. The answer is option C, the Commercial behavior of the sports company.
Consumer behavior is the study of individuals, groups, or organizations and all activities related to the purchase, use, and disposal of goods and services. Consumer behavior describes how a consumer's emotions, attitudes, and preferences influence purchasing behavior.
Consumer behavior studies how people buy and use products, services, experiences, and ideas. This is important as it helps companies to understand customers' needs, wants, and desires and develop products accordingly.
Four factors determine the characteristics of consumer behavior: personal, psychological, social, and cultural. All factors have a major impact on consumer behavior and the traits that define a customer change as their lives change.
Question:
A sports fan who was enticed to buy a playing card by an advertisement for a game influenced his consumption behavior
a) Other
b) Essential cultural norms
c) Commercial behavior of the sports company
d) Structure of the sports facilities
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Leading is solely the responsibility of the manager.truefalse
Answer:
agree
Explanation:
agreed
suppose a senator introduces a bill to legislate a minimum hourly wage of $16 per hour. this type of price control is called a
Suppose a senator introduces a bill to legislate a minimum hourly wage of $16 per hour. This type of price control is called a price floor.
What is price floor?
Price floors happen when the amount charged is greater than or less than the market equilibrium price determined by supply and demand. Through observation, it has been shown that lower price floors are ineffective. It has been discovered that the price floor is crucial in the labor-wage market. The best spot for a price floor is above the equilibrium point since this will drive prices to rise from the current equilibrium to the desired price. Price floors work best when they are placed above the point at which supply and demand reach equilibrium.
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what are the economic costs of waiting lines? how might these costs be measured? what decision criteria can be used to justify expanding services to reduce waiting times?
The economic costs of waiting lines can have a significant impact on businesses and organizations, and can be classified into several categories:
Direct costs: This includes the cost of staffing and managing the waiting line, such as wages for employees or security personnel, or the cost of providing amenities to customers while they wait.
Opportunity costs: This includes the potential revenue or sales that are lost due to customers leaving the line or choosing to go elsewhere due to long waiting times.
Customer dissatisfaction costs: This includes the negative impact on customer satisfaction and loyalty due to long waiting times, which can result in lost repeat business and negative word-of-mouth.
Productivity costs: This includes the impact on productivity due to employees waiting in line, such as lost work time or decreased productivity due to distractions or frustration.
Measuring the economic costs of waiting lines can involve several methods, including:
Cost-benefit analysis: This involves comparing the cost of expanding services to reduce waiting times with the potential benefits, such as increased customer satisfaction, increased revenue, or reduced costs.
Customer surveys: This involves collecting data from customers about their waiting experiences, and using this information to calculate the potential impact on customer satisfaction and loyalty.
Time and motion studies: This involves measuring the time that employees and customers spend waiting in line, and calculating the potential impact on productivity and revenue.
When making a decision about expanding services to reduce waiting times, decision-makers can use several criteria to justify the investment, including:
Return on investment (ROI): This involves calculating the potential benefits of the investment (such as increased customer satisfaction, increased revenue, or reduced costs) and comparing this with the cost of the investment.
Customer satisfaction: This involves considering the potential impact on customer satisfaction and loyalty, and the impact that this could have on repeat business and word-of-mouth.
Competition: This involves considering the impact that long waiting times could have on the company's competitiveness and the ability to attract new customers.
Legal and regulatory requirements: This involves considering any legal or regulatory requirements related to waiting times, such as accessibility requirements or fair labor standards.
Ultimately, the decision to expand services to reduce waiting times should be based on a careful analysis of the potential costs and benefits, and a consideration of the decision criteria mentioned above.
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at the end of killo co.'s first year of operations, 1,000 units of inventory remained on hand. variable and fixed manufacturing costs per unit were $90 and $20, respectively. if killo uses absorption costing rather than variable (direct) costing, the result would be a higher pretax income of a. $0. b. $20,000. c. $70,000. d. $90,000.
The higher pretax income would be $20,000.
Therefore the answer is b. $20,000.
Absorption costing and variable (direct) costing are two methods used to calculate the cost of producing and selling a product. Absorption costing includes both variable and fixed manufacturing costs in the cost of goods sold. In this method, all manufacturing overhead costs, both variable and fixed, are absorbed into the cost of each unit produced.
Variable (direct) costing, on the other hand, only includes variable manufacturing costs in the cost of goods sold. This method does not include fixed manufacturing overhead costs in the cost of goods sold. Instead, these costs are treated as a separate cost outside of production and are not included in the cost of goods sold.
Under absorption costing, the fixed manufacturing costs are included in the cost of goods sold. So, the cost per unit under absorption costing would be $90 + $20 = $110. The total cost of the 1,000 units of inventory would be $110 x 1,000 = $110,000.
Higher pretax income
= $110,000 - $90,000
= $20,000
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Economists use some familiar terms in specialized ways
a. to make the subject sound more complex than it is.
b. because every respectable field of study has its own language.
c. to provide a new and useful way of thinking about the world.
d. because it was too difficult to come up with new terms.
Economists use some familiar terms in specialized ways to provide a new and useful way of thinking about the world.
Do economists have a unique way of using common words?The fundamental reason for this is because when unfamiliar, sophisticated words are employed to explain a new concept, people often become confused rather than developing fresh insight. Due of this, economists apply common terminology in unique contexts.
What functions do economists play in efforts to understand or better the world?Economists take on the role of policymakers when attempting to change the world. Positive statements, on the other hand, describe the world as it is, whereas normative statements outline how the world should be. Positive claims can be supported or disproven by facts.
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classifying products in categories helps marketers decide how to a product.
Classifying products into meaningful categories helps marketers decide which strategies and methods will help promote a business's product or service.
What is the importance of classifying products?
Products are categorised into four groups mostly based on consumer purchasing patterns, brand likeness to rival brands, and price range. Marketing personnel can create plans that specifically address the needs of consumers by classifying their items.
Marketing experts divide all consumer goods into four categories: convenience, shopping, speciality, and unsought in order to help design a selling approach.
The first and possibly most crucial stage in import management is classifying products using the appropriate commodity code. These codes provide information to customs officials regarding the importation of products, their admissibility, and any taxes that may be owed. Any importer who classifies goods incorrectly is breaking the law.
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which of the following statements is correct? multiple choice the payment of a cash dividend reduces net income. cash received from issuing common stock to stockholders is reported as a financing activity cash flow within the statement of cash flows. providing services to a customer on account does not impact net income. the purchase of manufacturing equipment is reported within the statement of cash flows as a financing activity.
Providing services to customer on account does not impact the net income is the correct statement.
What is net income?In accounting and business, net income is defined as an entity's income less its costs, depreciation and amortisation, interest payments, and taxes for a certain accounting period. It is determined as the remaining revenues, gains, and losses for the time period, less all expenses and losses. It is sometimes referred to as the net increase in shareholders' equity as a result of business operations. For families and individuals, net income is defined as (gross) income less taxes and other deductions. Net profit is simply the amount of money that is still available after all expenses related to an activity have been paid. The accountant or bookkeeper is responsible for accurately estimating and allocating revenues and expenses within a certain operational framework.
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jennie is the ceo of an information technology company. based on the data that her researchers have compiled, she feels confident that her strategic plan for the company will be successful in the future, regardless of what happens. based on this information, it seems that jennie blank . multiple choice question.
Based on this information, it seems that Jennie Has an illusion of control
The illusion of control is the propensity for individuals to misjudge their capacity to control occasions, for instance, when somebody feels a feeling of command over results that they certifiably don't impact.
The illusion could emerge on the grounds that an individual needs direct reflective understanding into whether they are in charge of occasions. This has been known as the thoughtfulness deception. All things considered, they might pass judgment on their level of control by an interaction which is frequently untrustworthy. Accordingly, they see themselves as answerable for occasions to which there is practically zero causal connection. For instance, in one review, understudies were in a computer generated simulation setting to treat an apprehension about levels utilizing a lift. The people who were informed that they had control, at this point had none, felt like they had as much control as the individuals who really had command over the lift. The people who were persuaded to think they didn't have control said they felt like they had little control.
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cherry sold her condo near campus when she graduated from law school and took a job in another city. she paid her realtor a percentage of the closing price for the home. the functions performed by the realtor included listing the home and marketing it to prospective buyers, which would be considered what type of product?
The realtor's services provided to Cherry would be regarded as a service product. is regarded as a real estate brokerage service for Cherry. obtaining the real estate brokerage services offered realtor
A member of the professional organisation known as the National Association of Realtors is referred to as a realtor. The defines the term "real estate professional" as a collective membership mark that is nationally recognised and designates a real estate professional who belongs to the association and upholds its code of conduct. A member of the professional organisation known as the National Association of Realtors is referred to as a realtor.Agents that operate as residential and commercial real estate brokers, salesmen, and property managers are among the professionals who may carry the title of realtor.Expertise in the subject of real estate is demanded of realtors.
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What is the best way to deal with volatility and get the best return on your investment?
A.
Invest only in very safe investments.
B.
Put your money in a savings account.
C.
Avoid investments that create capital gains.
D.
Use diversification.
The best way to deal with the volatility and get the best return on your investment is to put your money in a savings account. The correct option is b.
What is a savings account?A Savings Account, by definition, allows you to deposit your money safely with the bank, so you don't have to carry it around with us or hide it in that rusted old steel safe at home. We can withdraw these funds when you need them. There are different types of savings accounts to choose from, and they're not all alike.
The options include traditional savings accounts, high-yield savings accounts, money market accounts, certificates of deposit, cash management accounts and speciality savings accounts.
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i. suppose nominal gdp in 2009 does not change (compared its previous level in 2008). given this information, we know with certainty that a) real gdp increased during 2009. b) the gdp deflator increased during 2009. c) both the gdp deflator and real gdp fell during 2009. d) more information is needed to answer this question.
d) More information is needed to answer this question.
The information provided, that nominal GDP in 2009 was unchanged compared to its previous level in 2008, does not provide sufficient information to determine whether real GDP and the GDP deflator increased, decreased, or remained unchanged during 2009. To determine this, additional information such as inflation rates, price levels, and changes in the level of production of goods and services will be required.
Gross Domestic Product (GDP) is the monetary value of all final goods and services produced within a country's borders in a given period of time, usually a year or a quarter. It is the most widely used measure of a country's economic output and is used to compare the economic performance of different countries and to track changes in a country's standard of living over time. GDP can be calculated in three ways: by adding up all expenses (consumption, investment, government spending, and net exports), by adding up all the income generated (employees compensation, rental income, and profits), or by adding up the value added at each stage of production .
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11. how much manufacturing overhead was applied to job p and how much was applied to job q? (do not round intermediate calculations.)
Job P was applied a Manufacturing Overhead of $5,000 and Job Q was applied a Manufacturing Overhead of $3,500.
What do you mean by Manufacturing Overhead?
Manufacturing overhead include costs such as utilities, rent, and taxes, as well as depreciation and repairs. Manufacturing overhead also includes labor costs, such as wages and benefits, as well as the cost of materials and supplies used to complete the product. Manufacturing overhead differs from production costs, which are costs associated with the direct production of goods and services. Manufacturing overhead is not directly related to the production process, but is necessary for the production process to take place. Manufacturing overhead is typically allocated to the goods produced, and is often included in the cost of goods sold. Manufacturing overhead is a key component of a company's cost structure and should be closely monitored in order to maintain profitability.
So, The required Manufacturing Overheads are $5000 and $3500.
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how does my business help businesses reach more customers when it matters most? (choose two.)
Note: The services mentioned above can complement each other and provide comprehensive solutions to help businesses reach more customers, but there are also other approaches to achieving this goal.
Marketing is the process of promoting and selling products or services through advertising, distribution and communication to target markets. It involves researching, promoting and distributing products or services to customers with the aim of increasing sales and building brand loyalty. Marketing covers a wide range of activities, including market research, product development, branding, advertising, public relations and sales. The objective of marketing is to understand the needs and wants of target customers and to create and maintain relationships with them by providing products and services that meet those needs.
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if actual unemployment is 6.2% and the natural rate of unemployment is 4%, cyclical unemployment is: a 6.2%. b 10.2%. c 4%. d 2.2%. e 3.2%
Cyclical unemployment is d) 2.2%. Cyclical unemployment is a type of unemployment that is directly related to the overall health of the economy, and it tends to rise during recessions and fall during expansions.
Cyclical unemployment refers to the unemployment that occurs as a result of fluctuations in the business cycle, specifically during a recession. It is a type of unemployment caused by a decline in aggregate demand for goods and services, leading to a decrease in economic activity and job opportunities.
The formula for calculating cyclical unemployment is:
Cyclical Unemployment = Actual Unemployment - Natural Rate of Unemployment
Given that the actual unemployment is 6.2% and the natural rate of unemployment is 4%, the cyclical unemployment would be:
Cyclical Unemployment = 6.2% - 4%
Cyclical Unemployment = 2.2%
So, the answer is d) 2.2%
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a large department store is prepared to buy 3,800 of your tie-dye shower curtains per month for $4 each, but only 3,650 per month for $9 each. what is the linear demand function for your tie-dye shower curtains?
The linear demand function for your tie-dye shower curtains
D(p)= 3920 - 30p
where p = price.
We want to create a function D() such that D(4) = 3800 and D(9) = 3650. The basic formula will be that of a line in slope-intercept form. Picking a line since we've only been given 2 data points and 2 points define a line and because we've been asked for a "linear demand function". The basic form for a line in slope intercept form is:
y = ax + b
where,
a = slope
b = y-intercept
Let's calculate the slope which is the difference in y divided by the difference in x, so
(3650 - 3800)/(9-4) = -300/5 = -30
So the equation so far is:
y = -30x + b
Now to calculate b. To do so, just substitute a known x and y pair. So
y = -30x + b
3800 = -30*4 + b
3800 = -120 + b
3920 = b
And we have the equation:
y = -30x + 3920
So in conclusion, the demand function is D(p) = 3920 - 30p
where p = price.
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as a result of poor delivery performance by a supplier of high quality metal components, jim houser, purchasing agent at milton toy company, plans to consider a possible change in suppliers. this provides an illustration of: a. a modified rebuy. b. a straight rebuy. c. routinized problem solving. d. selective perception. e. the backlash effect.
Jim Houser, a purchasing agent at Milton Toy Company, intends to think about a potential supplier switch as a result of a supplier of high quality metal components' subpar delivery performance. This serves as an example of a modified rebuy.
What approaches are suitable for an out supplier to take in a modified rebuy scenario?Offering performance guarantees is one tactic that might be appropriate for a "out" supplier to use when dealing with a modified rebuy scenario. urging the organization to try the company's product. Identifying and addressing the issue the company has with the current provider.
Who influences the purchasing choice by offering data for the assessment of alternatives or by establishing purchasing requirements?The job of an influencer is played by those who provide information for the evaluation of alternatives or who establish the criteria for a purchase.
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Europe wanted luxury products and exchanged the finished products for silver from what country?
Europe wanted luxury products and exchanged the finished products for silver from Bolivia and Mexico.
What is Trading?
Trading is the act of buying and selling financial items including stocks, bonds, currencies, and commodities, as opposed to investing, which suggests a buy-and-hold strategy. The ability of a trader to achieve long-term profitability is crucial to success in trading.
Henry has food but needs wool, in contrast to Liam who has wool but needs food. To please both of them, Liam and Henry will trade food for wool in order for Liam to get food and Henry to get wool. The pinnacle of trading is this.
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an oligopoly is an industry market structure with part 2 a. a single firm in which the entry of new firms is blocked. b. a small number of firms each large enough to impact the market price of its output. c. many firms each too small to impact the market price. d. many firms each able to differentiate their product.
A market structure known as an oligopoly has a small number of enterprises that are individually sufficiently large to have an impact on the market price of their output.
How does the oligopoly market structure work?In oligopoly markets, a limited number of suppliers control the market. They are present in every nation and a wide variety of industries. While some oligopoly markets are much more competitive than others, others can at least appear to be so.
Describe an oligopoly. Part 2 Is a market arrangement called an oligopoly?A market structure known as an oligopoly is one that has few competitors and high entrance barriers. An oligopoly is a market structure with few competitors and entrance restrictions. As each company decides on prices, quantities, and advertising to maximize profits, there is frequently intense competition between businesses.
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which account was nike's most liquid asset at the most recent balance sheet date? a. cash and equivalents b. common stock c. inventories d. deferred income taxes and other
The most liquid asset of Nike at the most recent balance sheet date would likely be Cash and Equivalents. So, the correct option is A.
Cash and Equivalents are considered the most liquid asset of a company because they can be easily converted into cash. These assets typically include cash on hand, short-term investments with a maturity of three months or less, and other highly liquid and readily marketable securities.
In comparison, Common Stock represents ownership in a company and is not considered a liquid asset. Inventories are tangible assets that are held for sale, while Deferred Income Taxes and Other represent liabilities that are not due in the short term.
Therefore, Cash and Equivalents is likely to be Nike's most liquid asset at the most recent balance sheet date.
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why should people or countries specialize according to the comparative advantage and why is comparative advantage crucial to trade?
According to comparative advantage, people and nations should specialise since it allows for more effective resource usage. A country has a comparative advantage if they can produce a particular good at a lower opportunity cost than another country or people.
The economic theory of comparative advantage states that a nation, an individual, or a company has an advantage over others in producing a particular good or service. They can produce it at a lower opportunity cost than competitors, which accounts for this advantage. This indicates that they can manufacture it more effectively thanks to their talents, natural resources, or developed technology. Countries, people, and enterprises can improve their production and consumption efficiency, resulting in higher economic growth and living standards. This is done by specialising in the creation of goods and services where they have a competitive advantage. Trade is essential because it creates the framework for international trade that benefits both nations and individuals.
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true or false: human resources professionals are responsible for assuring that the company acts within laws that regulate safety and discrimination.
The statement is True. Human assets professionals are accountable for assuring that the company acts within legal guidelines that alter safety and discrimination.
Human resources (HR) is the enterprise department charged with finding, screening, recruiting, and training job candidates, in addition to administering benefits. Human assets (HR) is the department inside an enterprise that is accountable for all things employee-related. That includes recruiting, vetting, choosing, hiring, onboarding, education, selling, paying, and firing personnel and impartial contractors.
Human resources are the set of folks that make up the workforce of an organization, commercial enterprise quarter, industry, or financial system. A narrower concept is human capital, the expertise, and abilities that the individuals command. Human aid management is the strategic approach to nurturing and supporting employees and making sure of an advantageous place of job environment. Its functions vary across one-of-a-kind corporations and industries, however generally includes recruitment, reimbursement and benefits, schooling and improvement, and employee family members.
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the dawgs pay their four running backs $1.2 million, $950,000, $710,000, and $523,000. if the team salary is $41 million a year, what percentage of the total salary is paid to running backs?
The dawgs pay their four running backs $1.2 million, $950,000, $710,000, and $523,000. if the team salary is $41 million a year, 8.18% of the Dawgs' total salary of $41 million is paid to their four running backs.
To find out what percentage of the total salary is paid to running backs, we first need to calculate the total amount of money paid to the four running backs. This can be done by adding up their individual salaries:
$1.2 million + $950,000 + $710,000 + $523,000 = $3.38 million
Next, we need to divide the total amount paid to the running backs by the team's total salary, and multiply by 100 to express the answer as a percentage:
($3.38 million / $41 million) * 100 = 8.18%
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when a product is expensive, can have serious personal consequences, or could reflect on one's social image, those considering buying it are likely to
Those considering buying it are likely to be highly involved pricing is said to have a big impact on customer purchasing decisions since the more expensive a product is, the less of it is sold. In contrast.
Market prices alter in response to changes in supply or demand, which impacts incentives. Higher pricing for a good or service encourage both product to make or sell more of it while also encouraging consumers to buy less of it. Prices can have an impact on manufacturers since they may decide whether or not to increase production in response to increasing supply costs.
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amounts withheld from each employee for social security and medicare vary by state. group of answer choices true false
Each state has a different amount that is deducted from each employee for social security and Medicare. false
A person recruited by an employer to perform a certain duty is known as an employee. The salary, number of hours worked, and working conditions of employees are all under the authority of their employers. Employees receive advantages over contractors in return. The dictionary's straightforward definition of "employee" is "a person who works for another in exchange for financial or other compensation." 3 According to that definition, independent contractors would seem to be considered employees. According to common-law principles, anyone who performs services for you is your employee if you have the authority to control what will be done and how it will be done. This still holds true even when you give the employee freedom of action. What matters is that you have the ability.
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the principle that assets should be recorded at their original cost to the company.True or False?
True. ( The historical cost principle is an accounting practice that states that all assets of a company are recorded at their original cost rather than their current market value. )
What situations are examples of cost principles?
The cost principle states that the cost is recorded at the actual price paid for the item. For example, when a retailer purchases inventory from a supplier, it records the purchase at the cash price actually paid. The cost corresponds to the amount paid in the transaction.
What's the basic cost principle?
MIT follows the four cost principles. Costs must be (1) acceptable, (2) imputable, (3) reasonable, and (4) consistent. These principles may vary from project to project, but should be used to determine if the cost of a funded project is reasonable.
How are cost principles applied?
The cost principle requires asset, liability or participation to be recognized at its original cost. This principle is widely used to record transactions as it is easiest to use the original purchase price as an objective and verifiable proof of value.
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