The risks of the fall 2008 financial crisis include credit risk, bankruptcy risk and interest rate risk. Now classify these risks as pure or speculative. Non-diversifiable and diversifiable.
A financial crisis is one of many situations in which some financial assets suddenly lose a large portion of their face value. In the 19th and early 20th centuries, many financial crises were associated with bank panics, and many recessions coincided with those panics.
A financial crisis occurs when the value of a financial instrument or asset drops significantly. As a result, businesses are struggling to meet their financial obligations and financial institutions lack sufficient cash or convertible assets to fund projects and meet immediate needs.
The financial crisis of 2007-2009 started a few years ago when looser monetary policy and lax credit standards fueled a housing bubble.
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Ecision point: what will you do your first week? you're getting the idea that julio's departure may negatively affect the employees' job
You have the impression that the employees' attitudes toward their jobs may be negatively impacted by Julio's departure.
The first paragraph of your acceptance letter should inform the employee that you have received and accepted their letter of resignation. Think about doing a thorough, anonymous survey. no matter if they are primarily tactical, operational, or strategic. Current can be evaluated using this grouping. Groups must come up with potential answers to their challenge before they can decide. Also keep in mind that certain issues and judgments are difficult because you lack the appropriate information or expertise, in which case you should first.
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If auditors determine the client has committed an illegal act, they would be most likely to withdraw from the engagement when the:______
If auditors determine the client has committed an illegal act, they would be most likely to withdraw from the engagement when the Management fails to take appropriate corrective action.
What is an illegal act?Acts that are prohibited. Any conduct or set of activities that could result in a sentence of more than one year in prison if prosecuted as a crime are considered illegal acts. This exclusion is applicable regardless of whether criminal charges are brought, whether they are brought and brought to trial, or whether they result in a conviction or a sentence of imprisonment for a time longer than one year.
It is not necessary to provide proof beyond a reasonable doubt. If the Injury or Sickness was caused by a domestic violence incident or a medical condition (including both physical and mental health conditions), this exclusion does not apply.
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If nissan invests in a new plant to manufacture a new car model, it is an example of which corporate financial decision?.
it is an example of Capital Budgeting
A firm uses the capital budgeting process to identify and assess prospective large-scale costs or investments. These costs and investments include initiatives like constructing a new facility or funding a long-term project. The phrase "investment assessment" refers to the process of evaluating a prospective project's lifetime cash inflows and outflows to evaluate whether the expected returns will be sufficient to achieve the desired benchmark. The management of a company uses capital budgeting as a planning process to determine whether making long-term expenditures (such as buying new machinery, replacing outdated non-current assets, launching a new product line, etc.) is practical and profitable.
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Assume the following sales data for a company: current year $325,000 preceding year 250,000 what is the percentage increase in sales from the preceding year to the current year?
The difference between last year's and this year's sales in percentage 325000-250000=75000/250000*100
=30%
The required details for sales in given paragraph
By sales, what do you mean?
Any exchange of money for tangible or intangible products, services, or assets between two or more persons is referred to as a sale. Other assets may in some situations be given to a seller.
Why are sales crucial?
Sales are crucial in creating consumer loyalty and trust with businesses. Customers choose to promote your business to friends and family and to post positive reviews of your goods and services online mostly because they have faith in you and value your loyalty.
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According to the text, the most important goal of monetary policyloading... is thought to be:_________
a. low interest rates
b. eliminating deflation
c. price stability
d. high economic growth rates
Answer 1. Ukrainian girls are silly. 2. Americans silly and fat
3. Cuz I'm living in Great Russian
Explanation:
What are reasons why strategic planning may not occur sequentially?
There are several reasons why strategic planning may not take place in order:
When conducting a situation analysis makes it necessary to update the mission statementWhen there are insufficient resources to allow the execution plan to proceedWhen fresh strategic chances present themselvesStrategic planning is a process carried out by an organization to determine strategy or direction, and make decisions to allocate its resources (including capital and human resources) to achieve this strategy. Strategic planning is a management tool used to manage current conditions to project conditions in the future, so strategic plans are a guide that organizations can use from current conditions to work towards the next 5 to 10 years.
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One of the limitations of mainstream economics is that it does not take into account _____ costs when a price is assigned to product or service.
bbbbbbbbb
ggghggggggggg
Megatrends are global trends that are becoming bigger and more widespread. what are some of the biggest megatrends that will affect hrm?
Megatrends are global trends that are becoming bigger and more widespread. some of the biggest megatrends that will affect him, All of the other choices are correct.
Global questions require a large number of events to be retrieved at the same time. Including many targets in one question will retrieve more events. Defining a variable outside a function makes it global by default. There is no need to use the global keyword. Use the global keyword to read and write global variables within a function. Using the global keyword outside a function has no effect.
The term global comprehension is related to extensive reading and the term local comprehension is related to intensive reading. It is instructive to elaborate on his two concepts of reading. Global comprehension is understanding a long text as a whole.
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Which grand strategy is more likely to support long-term deployments of american troops overseas?
a. isolationism
b. offshore balancing
c. selective engagement
Grand strategy is more likely to support long-term deployments of American troops overseas selective engagement, Therefore, the correct option is C
What is Grand Strategy?
Grand strategy, also known as high strategy, is a state's plan on how to employ resources to further and realise national interests. The choice of the principal versus secondary theatres of war, the allocation of resources among the various services, the broad sorts of armaments manufacturing to prioritise, and which international alliances best serve national interests are examples of grand strategy issues. Grand strategy, which has a great deal in common with foreign policy, is largely concerned with how a policy will affect the military. Grand strategy is often directed by the political elite of a nation with advice from the highest ranking military personnel. The creation of a country's grand plan may take several years or even several generations. While the idea that only big powers can have grand plans predominates the grand strategy literature, some academics contend that medium powers and even small states can have grand strategies.
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Prepaid expenses should be ______ by the cost of the asset used during the accounting period.
Prepaid expenses should be decreased by the cost of the asset used during the accounting period. Prepaid expenses are those that have been paid for in advance but have not yet been recognized as an expense by a business. In other words, prepaid expenses are outlays that are made during one accounting period but won't be recorded until a subsequent one.
Because they will have future economic benefits, prepaid expenses are originally recorded as assets and are expensed when those benefits are realized (the matching principle). Financial statements of a corporation are unaffected by the initial journal entry for a prepaid expense. Consider the first illustration of prepaid rent. Prepaid rent and cash are both debited in the initial journal entry for prepaid rent.
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Sara owns a ring. she asks tomas, a jeweler, to add a diamond to it. adding the diamond will increase the value of the ring. this is?
Sara owns a ring. she asks tomas, a jeweler, to add a diamond to it. adding the diamond will increase the value of the ring. this is accession.
A significant aspect of two legal practice areas is accession. In the law of trusts and estates, accession refers to the assets created by a designed asset following the execution of a will. For instance, routine auto repairs become into accessions and meld with the main object.The particular processes that acceding governments must follow in order to join the WTO are referred to as the accession process. These procedures have grown over time, drawing on GATT standards, and were created by the Secretariat in cooperation with WTO Members. The process is driven by the members.The Protocol of Accession of the new member is a Protocol of Accession attached to the Report that declares the country's accession to the WTO Agreement, explains the Schedules, and specifies the timetable for accepting the Protocol and becoming a full member of the WTO.To know more about accession visit:
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__________ uses a single firm to set up two or more marketing channels to reach one or more customer segments.
A mechanism for multichannel distribution uses a single firm to set up two or more marketing channels to reach one or more customer segments.
What is multichannel distribution system?A sales and marketing distribution strategy known as a "multichannel distribution system" use more than one channel or outlet to contact customers and boost sales.Starbucks, for instance, uses a multichannel distribution system to sell goods in its own stores, supermarkets, and on its own website. A manufacturer would be another illustration. A manufacturer can supply distributors with their goods so they can resell them to clients.The resources of your company could be overstretched if you distribute your products across several online sales channels. Additionally, employees could become overworked and start making costly errors. Your in-store sales can be impacted if you open an online store.Learn more about multichannel distribution system here:
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One of the biggest non-monetary costs for hospitality customers is ____________.
One of the biggest non-monetary costs for hospitality customers is time.
What is non-monetary costs?When a buyer purchases a product, he not only spends money, but also other resources. These are referred to as non-monetary expenses, and they include time, convenience, effort, and psychological costs.Economists have recently come to understand that consumers make other trade-offs in order to receive goods and services in addition to paying a monetary price. As a result, demand is influenced by other expenses in addition to the monetary price. The idea of non-monetary expenses has grown in significance in social marketing.Non-monetary costs are another type of sacrifice that customers feel when they purchase and use a service.Learn more about non-monetary costs here:
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A $135 petty cash fund has cash of $28 and receipts of $110. the journal entry to replenish the account would include a:________
A $135 petty cash fund has cash of $28 and receipts of $110. the journal entry to replenish the account would include a Credit to cash over and Short of $3.
Cash Over and Short Account is a record in the general ledger. The record stores the sum by which the genuine completion cash balance varies from the outset book equilibrium of money available, give or take any recorded money exchanges during the period.
A firm ought to note occasions of money fluctuations in a solitary, effectively open record. This cash over-account ought to be named a pay proclamation account, not a business ledger because the recorded mistakes can increment or diminish an organization's benefits on its pay explanation.
A Petty Cash Fund is a limited quantity of organization cash, frequently kept closed, to pay for minor or coincidental costs, for example, office supplies or representative repayments.
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When backed by buying power, wants become needs.
a. true
b. false
False. A “need” is a service or a product that will satisfy the basic requirements of the consumers in a market. A “want” is a request that is directed towards a specific product/service.
A “demand” can be e require defined as some specific product or service which the buyer is willing to buy and has the purchasing power/buying power to pay for.
When backed by buying power, “wants” may become “demands” but they do not become “needs”. Demand can be defined as a human want that is also backed by buying power. A demand may include a basic necessity (such as food) or may also include a luxury item (like an expensive automobile or car). In the latter case, the “want” is a demand but it is not a need or necessity.
Therefore, when a consumer wants something, it may not become his/her need even when it has the buying power to purchase. Buying power is the capacity of a consumer to purchase a service or a product. It can also be defined as the amount of money that a group or a person has available for making an expenditure or a purchase.
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Today's companies compete in a:________
a. growingly domestic environment.
b. borderless world.
c. corrupt world.
d. low-context culture.
e. high-context culture.
The Right Response is Option B
b) Borderless World
Today's companies compete in a borderless world.
The process of contact and integration between individuals, organisations, and governments on a global scale is known as globalisation or globalisation. Since the 18th century, globalisation has increased due to advancements in communications and transportation technologies.What effects has globalisation had?Globalization often lowers the cost of production. This implies that businesses may charge customers less for their products. One important factor that raises the level of life is the average cost of commodities. Additionally, consumers have access to a greater range of items.To Learn more about Globalization, click the Links.
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Why is identifying and documenting business rules essential to database design? a. it helps to standardize the company's view of data. b. it can be a communication tool between users and managers.
Identifying and documenting business rules essential to database design as it helps to standardize the company's view of data.
What is database design?
The arrangement of data in accordance with a database model is known as database design. The designer decides the data pieces' relationships with one another. They can start to fit the data to the database model with this knowledge.
The database designer determines what information needs to be saved and how the data items should be related. Producing logical and physical architectural models of the suggested database system is the primary goal of database design in DBMS
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.
Enrique borrowed $23,500 to buy a car. he pays his uncle 2% interest on the $4,500 he borrowed from him, and he pays the bank 11.5% interest on the rest. what average interest rate does he pay on the total $23,500? assume enrique pays both his uncle and the bank in one lump sum. round your answer to the nearest tenth of a percent.
He pays average 9.7% interest rate on the total $23,500.
What is Interest Rate?
The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place. The interest rate over a year is known as the annual interest rate. Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualised.
Total amount of interest will be:
(23,500 X x%) = (23,500 X x/100) = 235x dollar
He borrowed $4,500 from his uncle and pays 2% interest for this.
So, the amount of interest paid to his uncle/=(4,500x2%) = (4,500x0.02)=90
He borrowed the rest amount which is ($23,500- $4,500) or $19,000 from the bank and pays 11.5% interest for it.
So, the amount of interest paid to the bank/=(19,000 x 11.5%) = (19,000x0.115)= 2,185 dollars
Thus, the equation will be.
235x = 90+2185
235x = 2275x = 2275/235= 9.6808 roundoff 9.7
(Rounded to the nearest tenth)
So, he pays average 9.7% interest on the total $23,500.
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According to thinking like an economist, economic risk analysis is on firmer ground when it comes to answering what type of question and why?.
Economic risk analysis, in the opinion of thinking like an economist, is on firmer ground when positive queries, queries involving economic analysis of how certain institutional or policy decisions will affect things.
Evaluation of costs and benefits is essentially what economic analysis includes. In order to facilitate better resource allocation, it begins by evaluating projects according to their economic feasibility. It seeks to assess how a project would affect wellbeing.
Economic analysis aids organizations and their sponsors in weighing the benefits of social interventions against their costs. The optimum way to distribute resources is determined by these comparisons.
A positive question, for instance, might be "Do higher minimum salaries produce greater rates of youth unemployment?"
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Financial accounting provides investors with information that should help them to evaluate the:_________
Financial accounting provides investors with information that should help them to evaluate the Business financial solvency.
Investors take decision while evaluating the financial statements of the company that whether they will receive the adequate return or not.
They measure the risk in investing by evaluating the financial statement.
Because financial statement shows the true and fair view of the company.
Financial statements includes balance sheet, income statement and cash flow.
It tells about company's solvency level, liquidity position, dividend policy and many more. It provides transparency and access to the information of the operations of the company.
By the proper and standard financial accounting investors can company the statements of two companies or more and takes decision accordingly.
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Fairlane company. has an roa of 8 percent and a payout ratio of 31 percent. what is its internal growth rate?
In a condition where Fairline Company has an ROA of 8percent and a payout ratio of 31, its internal growth rate will be computed to approximately percent.
What is the significance of the internal growth rate?The internal growth rate of a firm can be referred to or considered as the value determined in relation to the Return on Assets and the Dividend Payout Ratio.
Using the information given above as well as the formula, the internal growth rate, or simply IGR, can be computed as,
IGR = ROA x B / 1 – ROA x B
IGR = 0.08×0.31/ 1−0.08*0.31
IGR = 0.0248/0.9752
IGR=0.0254
Therefore, the Internal growth rate would be 0.0254.
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The actual number of dollars received in exchange for the different resources available in the economy is:_______
'The actual number of dollars received in exchange for the different resources available in the economy is nominal income.
What is economy?An economy is an area of the production, distribution and trade, as well as consumption of commodities and services. It is generally understood to be a social domain that places an emphasis on the behaviors, discourses, and outward manifestations connected to the production, utilization, and management of limited resources. ' The wealth that a nation generates from business and industry is that nation's economy. Over 10% yearly growth was seen in the Japanese economy. 3. a noncount noun. Use as little time, money, or other resources as necessary to complete a task in order to avoid wasting any of them..
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When workers focus on rules and regulations rather than the goals and services of an organization. this is known as?
when employees pay more attention to rules and regulations than the objectives and services of a business this is known as "Ritualism"
What is Ritualism?
The strain theory of Robert Merton is the foundation of ritualism. He asserts that social tension results from an unequal distribution of resources among society's members in order to uphold cultural norms and objectives. Merton provided five responses that people use to adapt to the structure of the society, including conformity (which is to accept the cultural goals and values and use institutionalized means to achieve them), innovation, and alternative means of achieving goals when one lacks the resources to do so (this is to accept the cultural goals and values however no using the institutionalized means to achieve them),
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The accounts payable account is a(n) ______ account.
a. expense
b. revenue
c. asset
d. liability
The accounts payable account is liability account., Therefore, the correct option is D.
What is liability account?
When a liability account is debited, the amount owed by the company is reduced (i.e., the liability increases), and when a liability account is credited, the amount owed by the company grows (i.e. increases the liability). Current liabilities and long-term liabilities are the two categories that make up liability accounts.
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To do a thorough environmental scan, a marketer must consider both current and potential ________ in designing a marketing strategy.
To do a thorough environmental scan, a marketer must consider both current and potential Competitors in designing a marketing strategy.
What is a Environmental scan?
Environmental scanning is the examination of outside sources to find elements that affect a firm. Finding and consulting sources outside of the company is the key objective. Despite the fact that these sources cannot be controlled from the standpoint of the business, it is crucial to take them into account when making decisions.SWOT analysis is one well-liked technique for scanning the environment. Strengths, Weaknesses, Opportunities, and Threats are each represented by a letter, and each should be examined. The company's internal factors make up the company's strengths and possibilities, while external variables make up the company's weaknesses and dangers.Companies want the environmental scans they invest time and resources in to produce the most thorough results possible.To know more about Environmental scan visit:
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Utility costs that relate to current year's operations but are not paid until the following year require:______
Utility costs that relate to current year's operations but are not paid until the following year require:
a debit to Utilities Expensea credit to Utilities PayableWhat happens when expenses are not paid?Expenses are meant to be paid within the accounting period that they occur and if this does not happen, then they are to be treated as current liabilities in the Balance sheet.
This means that the Utilities Expense account will be debited as is the norm but the account that will then be credited is the Utilities Payable account which is a current liability.
Options for this question:
(Select all that apply.)
a debit to Prepaid Expense - Utilitiesa debit to Utilities Expenseno journal entrya credit to Utilities Payablea credit to CashFind out more on recording expense payables at https://brainly.com/question/16781277
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How is the operations management function related to activities in human resources, information systems, and accounting?
Operation management is directly or indirectly related to all the functions of management like operation management ask the HR for the candidate in the team. Information systems follow the statics and convey the trends in the market. Operation management is had to understand the sales and management.
What is an operations management?Operations management is the practice of overseeing business processes to maximize productivity within an organization.
An organization's focus is on efficiently converting resources like labor and materials into products and services in order to increase profit.
Thus, the relation was written in above.
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Under ________, the market consists of many buyers and sellers trading in a uniform commodity.
Under Perfect competition, the market consists of many buyers and sellers trading in a uniform commodity.
Perfect competition , market consist of many buyers and sellers trading in a uniform commodity.
Under perfect competition , homogeneous product is sold and firm is the price taker. Forces of demand and supply fix the price.
There are different types of market in the economy such as perfect competition, monopoly, monopolistic competition, oligopoly.
Every market has different feature from each other.
Companies earn normal profit in the perfect competition because there is free entry and exit of the firms.
It does not need heavy investment to start.
Buyers have perfect knowledge so firms cannot charge higher price.
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one of your co workers suggests a way you could be more efficient, but you are worried it will make your work unsafe
One of your co-workers suggests a way you could be more efficient, but you are worried it will make your work unsafe. In such situations we will not follow the advice.
In life, we get a good deal of advice from many people sometimes they feel right to us, and sometimes it doesn't. It should be us who should think about the advice and decide whether to consider it or not based on the consequences that we will further face in life due to it.
The advice given by the coworker here may make a person more efficient but it dangers the work safety of the person. If there will be no job to do then what will someone do about the efficiency. Thus, the better answer would be to say thank you to that person and look forward to another alternative to increase your efficiency.
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Suppose juan values a slice of pizza at $1.50, but the pizza shop is unwilling to sell a slice of pizza for less than $2.00. these values imply that:________
Let's say Juan believes a slice of pizza is worth $1.50, but the pizza parlor won't sell one for less than $2.00. These figures suggest that selling Juan a slice of pizza would not be cost-effective for the store.
Calculating a product's or service's price is the process of determining its value. Pricing determines a customer's cost, however, it may or may not be connected to the cost a business incurs when producing a good or service. Price and cost are relative concepts; a cost for one organization may be a price for another.
These figures suggest that selling Juan a slice of pizza would not be cost-effective for the store.
These values imply that: it is not efficient for the shop to sell a slice of pizza to Juan.
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